healthy investments ltd share price Management discussions

a) Structure and Developments, Opportunities and Threats, Performance, outlook, Risks and Concerns:

During the year under review, the Company earned total revenue of 3.172 Million as compared to last years total revenue of 7.681 Million showing a decrease of 59% approximately. The Company earned a major share of income from dividend and investments. The Company has incurred a loss after tax of 0.573 Million as against previous year profit of 4.156 Million. Your Directors are giving their best efforts for exploring more business opportunities so as to increase the growth and profitability of the Company in the years to come. The Company has adopted the adequate measures concerning the development and implementation of a Risk Management Policy after identifying the following elements of risks which in the opinion of the Board may threaten the very existence of the Company itself.

a) Industry and Macroeconomic Risks

b) Financial Market Risks

c) Policy Risk

>d) Foreign Exchange Risks

e) Interest Rate Risk

f) Risks to Direct costs

g) Competition Risk

h) Legal Risks

i) Environmental law Risks

j) Compliance Risks

b) Internal Control Systems and their Adequacy:

Management has put in place effective Internal Control Systems to provide reasonable assurance for: Safeguarding Assets and their usage. Maintenance of Proper Accounting Records and Adequacy and Reliability of the information used for carrying on Business Operations.

c) Cautionary Statement:

Statements in the Management Discussion and Analysis and Directors Report describing the Companys strengths, strategies, projections and estimates, are forward-looking statements and progressive within the meaning of applicable laws and regulations. Actual results may vary from those expressed or implied, depending upon economic conditions, Government Policies and other incidental factors. Readers are cautioned not to place undue reliance on the forward-looking statements.