elnet technologies ltd Directors report


To

The Members

Sunil Agro Foods Limited Bangalore

Your Board of Directors has pleasure in presenting the Thirty Fifth (35") Annual Report together with the Audited Financial Statements for the financial year ended 31% March, 2023 together with the Independent Auditors Repart.

1. FINANCIAL RESULTS:

(Rs. in Lakhs)

Particulars

For the year ended March 31, 2023 For the year ended : March 31, 2022
Total Income 21,008.99 17,658.53
Less: Expenditure 20425.23 17087.82
Profit before Interest and Depreciation 583.76 570.71
Less: Interest 306.46 260.14
Less: Depreciation 169.52 168.18
Profit Before Taxation 107.78 142.38
Less: Provision for Taxation 18.74 37.76
Profit After Taxation 89.04 104.62
Less: Other Comprehensive Income
Items that will not be reclassified to profit or loss 8.81 9.45
Items that will be reclassified to profit or ioss 0 0
Total Comprehensive Income 97.85 114.07

2, STATE OF COMPANYS AFFAIRS AND FUTURE OUTLOOK:

Your Company continued to perform well during the year. The company has been awarded the best co-packing facility in India. Overall business improved satisfactorily with the Chakki Atta volume going up. During the year under review, the highest volatility has been seen in wheat prices because of the Ukraine war, resulting in scarcity of wheat and high prices. Due to decrease in exports, the price of wheat increased by Rs.35/kg from Rs.25/kg. However, subsequently the government brought down the prices from

Rs.35/kg to Rs.25/kg. The Company has associated General Mills for business with launch of manufacturing of rava. In this regard, the rava business has not turned up as expected. Further, the Company is working with General Mills to develop other business portfolios.

The Shareholders may note that there is increase in the revenue from Sales and

Services to Rs. 21,008.99 Lakhs in the current year as compared fo Rs. 17,658.53 Lakhs in the previous year due fo reasons as mentioned above. Profit has decreased to Rs.

89 .04 Lakhs in the current year compared to Rs. 104.62 Lakhs in the previous year.

Your Company has been facing competition from other players in the same space. immense experience of the operating team at the faciory helped the Company to achieve better performance. Rationalization of various inputs, expenditures and other resource allocation has been continuously followed.

3. CORPORATE GOVERNANCE:

Pursuant to the provisions of Regulation 15(2) of SEBI (LODR) Regulations, 2015, Compliance with Corporate Governance provisions as specified in the Regulations 17 to 27 and clause {b) to (i) of Regulation 46(2) and Para C, D and E of Schedule V shall not apply to listed entities having Paid-up Equity Share Capital not exceeding Rs.10 Crores and Net Worth not exceeding Rs. 25 Crores as on the [ast date of previous financial year.

The Company falling under the specified limits of the above Regulation, requirement of giving Corporate Governance Report in Annual Report as per the Para C of the Schedule V is exempted to the Company and hence not required to be prepared.

4. MANAGEMENT DISCUSSION AND ANALYSIS:

a. Industry outlook and developments:

The food processing industry is one of the largest industries in India in terms of production, consumption and exports. In India, the food sector has emerged as a high- growth sector due to its immense potential for value addition, particularly within the food processing industry. The Government of india has been instrumental in the growth and development of the food processing industry. The Government through the Ministry of Food Processing Industries (MoFPI} is infusing all efforts to encourage investments in the business. This sector is among the few that serves as a vital link between the agriculture and industrial segments of the economy. A thrust to the food processing sector implies significant development of the agriculture sector and ensures value addition to it.

b. Business Overview:

The Company has achieved a turnover of Rs. 21,008.99/- Lakhs (previous year Rs.

17,658.53 /- Lakhs) for the financial year ended 31.03.2023 with a net profit of Rs.

89 .04/- Lakhs (previous year Rs. 104.62 /- Lakhs).

c. Opportunities: As stated earlier, your Company has completed its expansion which resulted in increase in production from 150 to 250 fonnes per day thereby resulting in increase in productivity, quality and acceptance in the market. There is bulk supply of whole wheat flour in silos in tankers to various suppliers. d. Covid 19 pandemic has been a major risk factor and the Company being in food industry, has strived hard to overcome the risks and yet continue its operations strictly adhering to the guidelines issued by the Governments. e. Outlook: Subject to prevailing economic conditions, your Company will take all steps to improve the business and enhance the value add to all the stakeholders. f. Internal Control System:

The Company has an effective control system to commensurate with its operations. The

Company has internal audit system through outside agency with qualified Chartered

Accountant, carries out the audit based con a planned program. The audit also reviews the adequacy and effectiveness of the internal control system and the follow up action taken pursuant to audit observation.

g. Human Resource Development:

The Company conducts regular training programs both internally and externally for

Employees at all levels to improve the skills and overall development. Employees relations at all the levels continue to remain cordial,

5. MATERIAL CHANGES AND COMMITMENTS:

There were no material changes and commitments which occurred, affecting the financial position of the Company between 31% March, 2023 and the date on which this report has been signed.

6. CHANGE IN THE NATURE OF BUSINESS:

There were no changes in the nature of business during the year under review as prescribed in Rule 8(ii) of the Companies (Accounts) Rules, 2014.

7. EVENTS SUBSEQUENT TO THE DATE OF FINANCIAL STATEMENTS:

There are no material changes after 31% March, 2023 till the signing of this Report.

8. DIVIDEND:

Your Directors do not recommend any dividend for the year under review.

9. AMOUNT TRANSFERRED TO RESERVES:

During the financial year the Company has not transferred any amountto the Reserves.

10. SHARE CAPITAL:

The Authorized Equity Share Capital of the Company as on 31% March, 2023 was Rs. 3.50.00,000 /- (Rupees Three Crores Fifty Lakhs Only) divided into 35,00,000 (Thirty Five Lakhs) Equity Shares of Rs. 10 /- (Rupees Ten Only) each.

The Paid up Equity Share Capital of the Company as on 31% March, 2023 was Rs. 3,00,29,000 /- (Rupees Three Crores Twenty Nine Thousand Only) divided into 30,02,900 (Thirty Lakhs Two Thousand Nine Hundred) Equity Shares of Rs. 10 /- (Rupees Ten Only) each.

During the financial year under review, the Company has not issued shares with differential voting rights nor granted Stock Options nor Sweat Equity.

11. CAPITAL INVESTMENTS:

Capital Investments during the Financial year 2022-23 was at Rs. 77.05 Lakhs (Net of capital work-in-progress and capital advances).

12. CORPORATE SOCIAL RESPONSIBILITY:

Since the Company does not meet the criteria for the applicability of Section 135 of the Companies Act read with the Companies (Accounts) Rules, 2015, this clause is not applicable.

13. RISK MANAGEMENT:

The Company has formulated a Risk Management Policy and a mechanism to inform the

Board about risk assessment and mitigation procedures. The Company also undertakes periodical review to ensure that executive management controls risks by means of a properly designed framework.

14 . VIGIL MECHANISM / WHISTLE BLOWER POLICY:

The Company has a Whistle Blower Policy for vigil mechanism pursuant to the provisions of Sections 177(9) and (10) of the Companies Act, 2013 and as per

Regulation 4(2)(d){(iv) of the SEBI (Listing Obligations and Disclosure

Requirements),

Regulations, 2015 which is available on website of the Company at http://sunilagro.in/wp-content/uploads/2019/08/whistle-blower-policy.pdf and there were no cases reported during last year.

15 . INFORMATION ABOUT THE FINANCIAL PERFORMANCE

I FINANCIAL

POSITION OF THE SUBSIDIARIES / ASSOCIATES:

The Company does not have any Subsidiary, Joint Venture or Associate

Company.

16 .INTERNAL FINANCIAL CONTROL:

The Company continued to maintain high standards of internal control designed to provide adequate assurance on the efficiency of operations and security of its assets.

The adequacy and effectiveness of the internal control across various activities, as well as compliance with laid-down systems and policies are comprehensively and frequently monitored by your Companys management at all levels of the organization, The Audit

Committee, which meets at-least four times a year, actively reviews internal control systems as well as financial disclosures with adequate participation, inputs from the

Statutory, Internal and Corporate Secretarial Auditors.

17 . ANNUAL RETURN:

As required pursuant to Section 92(3) of the Companies Act, 2013 and rule 12(1) of the

Companies (Management and Administration) Rules, 2014, Annual Return in MGT-7 is placed on the website of the Company i.e., www.sunilagro.in {sunilagro

.in/mgt7/)

18. DEPOSITS:

Your Company has not invited/accepted/renewed any deposits from the public as defined under the provisions of Companies Act, 2013 and accordingly, there were no deposits which were due for repayment on or before 31% March, 2023.

19. DIRECTORS AND KEY MANAGERIAL PERSONNEL:

In terms of the provisions of the Companies Act, 2013 and the Articles of Association of the Company, Mrs. Pinky Jain (holding DIN: 03636974), Director, retires by rotation at the forthcoming Annual General Meeting and is eligible for re appointment.

The following is the composition of the Board of Directors and Key Managerial

Personnel as on 31% March, 2023:

Sl. : Particulars No.

Designation

DIN/PAN

1 Mr. Venkataramanasanjeev Alampalli Murthy

Non-Executive Independent Director - Chairman

00085805
2 Mr. B Shantilal Managing Director 00719808

3 Mr. Pramod Kumar S

Chief Executive Officer : and Director

00719828

4 Mrs. Sarika Bhandari

Non-Executive Independent Director

07140112
5 Mrs. Pinky Jain Non-Executive Director 03636974
6 Mr. Akshat Jain Whole time Director 08424334
7 Mrs. Gayithri Shankarappa Chief Financial Officer AYSPG9226G
8 Ms. Anchal Sethia Company Secretary BYMPAS347P

Ms. Anchal Sethia resigned from the Office of Company Secretary on 30th April 2023. Mrs. Sarika Bhandari is proposed to be reappointed as the Non-Executive Independent Director in the ensuing Annual General Meeting.

20 . BOARD MEETINGS:

The Meetings of the Board are held at regular intervals with a time gap of not more than

120 days between two consecutive Meetings. During the period under review Four (4)

Board Meetings were held and the maximum time gap between

2 (two) meetings did not exceed one hundred and twent y days. The details of the Board

27" Meetings were held on

May, 2022, 04 August, 2022, 10" November, 2022, and 02 February,

2023,

Details of the attendance at Board Meetin gs and at the AGM held during the year are as follows:

. Name of the Director

Board Held Meetings details Attended Attendance at Last AGM on 23.08.2022

Mr. AVS Murthy

4 4 Yes

Mr. Pramod Kumar 8

4 4 Yes

Mr. B Shantiizal

4 3 Yes

Mrs. Pinky Jain

4 4 Yes

Mrs. Sarika Bhandari

4 4 Yes
Mr. Akshat Jain 4

21 .BOARD COMMITTEES:

I. AUDIT COMMITTEE:

During the year under review, Four Meetings were held

on 27% May, 2022, 04 August,

2022, 10 November, 2022, and 02 February, 2023.

Name of the Member

Nature of Membership

No. of Meetings held

Attendance

Mr. AVS Murthy

Chairman

4

4

Mrs. Sarika Bhandari

Member

4

4

Mr. Pramod Kumar S

Member

4

4

Il. NOMINATION AND REMUNERATION COMMITTEE:

During the year under review, One Meeting was held on

27 May, 2022.

Name of the Member

~ Nature of Membership No. of : Meetings held Attendance
Mrs. Sarika Bhandari Chairperson 1 1
Mrs. Pinky Jain Member 1 1
Mt. AVS Murthy Member 1 1

ll. STAKEHOLDERS RELATIONSHIP COMMITTEE:

During the year under review, One Meeting was held on 02 February, 2023

Name of the Member Memberehip Meatingn held Attendance
Mr. AVS Murthy Chairman 1 1
Mrs. Sarika Bhandari Member 1 1
Mrs. Pinky Jain Member 1 1

IV . FINANCE COMMITTEE:

During the year under review, Two Meetings were held on 28" September, 2022 and

05" December, 2022.

Name of the Member Membership Mootings held Attendance
Mr. Pramod Kumar S$ Chairman 2 2
Mrs. Sarika Bhandari Member 2 2
Mr. B. Shantilal Member 2

22 DECLARATION FROM INDEPENDENT DIRECTORS ON ANNUAL BASIS:

The Company has received necessary declaration from each Independent Director under Section 149(7) of the Companies Act, 2013, that he/she meets the criteria of Independence laid down in Section 149(6) of the Companies Act, 2013 and Reguiation 25 of the SEBI {Listing Obligations and Disclosure Requirements) Regulations, 2015 (SEB: (LODR) Regulations, 2015). (Annexure I}.

Ali the independent Directors have also confirmed under Regulation 16(b) of SEBI (LODR) Regulations, 2015 that they are not Non-Independent Director of another

Company on the Board of which any Non-Independent Director of the listed entity is an

Independent Director.

23 .DIRECTORS RESPONSIBILITY STATEMENT:

In pursuance of Section 134 (5) of the Companies Act, 2013, the Directors hereby confirm that:

(a) in the preparation of the annual accounts, the applicable accounting standards had been followed along with proper explanation relating to material departures: (b} the directors had selected such accounting policies and applied them consistently

"and made judgments and estimates that are reasonable and prudent so as to give a true and fair view of the state of affairs of the company at the end of the financial year and of the profit and loss of the company for that period;

(c) the directors had taken proper and sufficient care for the maintenance of adequate accounting records in accordance with the provisions of this Act for safeguarding the assets of the company and for preventing and detecting fraud and other irregularities;

(d) the directors had prepared the annual accounts on a going concern basis;

(e) the directors had laid down internal financial controls to be followed by the company and that such internal financial controls are adequate and were operating effectively; and

(f) . the directors had devised proper systems to ensure compliance with the provisions of all applicable laws and that such systems were adequate and operating effectively,

24 .INDUSTRIAL RELATIONS:

The industrial relations of the Company have been cordial.

25 . RELATED PARTY TRANSACTIONS:

The particulars of contracts or arrangements with related parties referred to in Section

188(1) of the Companies Act 2013 for the Financial Year 2022-23 in the prescribed

format, AOC 2 is enclosed as Annexure Il as a part of this

Annual Report.

26 . PARTICULARS OF LOANS GIVEN, INVESTMENTS MADE,

GUARANTEES

GIVEN OR SECURITY PROVIDED BY THE COMPANY:

The details of loans, guarantees and investments under Section 186 of the Companies Act, 2013 read with the Companies (Meetings of Board and its Powers) Rules, 2014 are as follows:

Current/Non-Current Investments: Rs. 22.27 lakhs/-.

The Company has neither given any loan nor issued any guarantees in accordance with Section 186 of the Companies Act, 2013 read with the Rules issued there under.

27.DISCLOSURE RELATING TO REMUNERATION OF DIRECTORS, KEY MANAGERIAL PERSONNEL AND PARTICULARS OF EMPLOYEES: There are no Directors/Employees who were in receipt of the remuneration as prescribed under Section 197 of the Companies Act, 2013 read with Companies (Appointment and Remuneration) of Managerial Personnel Rules, 2014 during the year under review and hence annexure required under the said Section is not attached.

Remuneration Policy

The Companys policy relating to appointment of directors, payment of managerial remuneration, directors qualifications, positive attributes, independence of directors and other related matters as provided under Section 178(3) of the Companies Act, 2013 is placed on- the website of the Company at https://sunilagro.infwp- content/uploads/2019/08/nomination-and-remuneration-policy. pdf

28. MEETING OF INDEPENDENT DIRECTORS:

The Independent Directors of the Company had met on 02 February, 2023 during the year to review the performance of Non-Independent Directors and the Board as a whole, to review the performance of the Chairman of the Company and Non-Executive Directors and other items as stipulated under the Listing Regulations. The Independent Directors have alse declared their independence.

29. ANNUAL EVALUATION OF THE PERFORMANCE OF THE BOARD, ITS COMMITTEES AND OF INDIVIDUAL DIRECTORS: The Board of Directors has carried out an annual evaluation of its own performance, Board Committees and individual Directors, pursuant to the provisions of the Companies Act, 2013.

The performance of the Board was evaluated by the Board after seeking inputs from all the Directors based on criteria such as Board structure and composition, formation and delegation of responsibilities to Committees, Board processes and their effectiveness, degree of effective communication with the stakeholders.

The performance of the Board Committees was evaluated by the Board after seeking inputs from the Committee members based on criteria such as Committee composition, structure, effectiveness of Committee Meetings.

Independent Directors of the Company provided their views on performance of Non-

Independent Directors, and the Board as a whole, considering the views of Executive Directors and Non-Executive Directors,

Your Board has evaluated the Independent Directors and confirms that all Independent

Directors fulfilled the independence criteria as specified in SEBI

Listing Regulations and their independence from the management.

30. AUDITORS:

Messrs G R V & P K, Chartered Accountants, Bangalore

(Firm Registration No.

0080998) were appointed, in the Annual General Meeting held on

23 August, 2022, for a consecutive term of five years from the conclusion of 34 Annual General Meeting till the Conclusion of 39" Annual General Meeting.

Remuneration Details (2022.23):

Statutory InRs

Taxation Audit Fee

2,65,000

Limited Review Fee

75,000

Others

45,000

_ Total

52,810

Qualifications in the Audit Report:

The Company has not made provisions for Bad debt of Rs. 97,56,685/- (PY Rs. 97,56,685/-) in case of one debtor Maiyas Beverage and Foods

Private Limited which was referred to NCLT under Indian Bankrupicy Code and NCLT has passed the order on 10" May, 2019. As per NCLT order only 15.14% amount is payable to all the Sundry Creditors of Maiyas Beverage and Foods Private Limited,

The Companys total outstanding against Maiyas Beverage and Foods Private Limited at the time of referral to

NCLT stood at Rs. 1,14,97,390/- (PY Rs. 1, 14,97,390/-). Due to this the Companys profit and Sundry debtors are overstated by Rs. 97,56,685/-/ (PY Rs. 97,56, 685/-).

Boards Response:

The Company is in the process of collecting the dues from Maiyas Beverage and Foods Privaie Limited. Therefore, the Company has deemed it fit not to make any provisions. 31.SECRETARIAL AUDIT: Pursuant to the provisions of Section 204 of the Companies Act, 2013 read with the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014, the Company has appointed Mr. Vijayakrishna KT, Bangalore, Practising Company Secretary to undertake the Secretarial Audit of the Company. The Report of the Secretarial Auditor is annexed as Annexure lll to this Report.

32. RECEIPT OF ANY COMMISSION BY MD / WTD FROM A COMPANY OR FOR RECEIPT OF COMMISSION / REMUNERATION FROM ITS HOLDING OR SUBSIDIARY:

No Director has received any commission from your Company or from Holding or Subsidiary Company.

33. PARTICULARS OF EMPLOYEES:

The information required pursuant to Section 197 read with Rule 5(1) and (2) of the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014, Details/Disclosures of Ratio of Remuneration to each Director to the median employees remuneration is annexed as Annexure = [IV to this report. Further, the statement showing details in respect of employees of the Company are given in the Annexure - IV forming part of the Report.

34. LISTING WITH STOCK EXCHANGES:

The Company confirms that it has paid the Annual Listing Fees for the Financial year 2022-23 to BSE Limited where the Companys Shares are listed.

35. MATERIAL ORDER PASSED BY ANY COURT OR REGULATCR OR TRIBUNALS IMPACTING GOING CONCERN STATUS OF COMPANY: No order was passed by any court or regulator or tribunal during the year under review which impacts going concern status of the Company.

36. CONSERVATION OF ENERGY, RESEARCH & DEVELOPMENT, TECHNOLOGY ABSORPTION AND FOREIGN EXCHANGE OUTGO:

(A) Conservation of Energy:

1. Energy Conservation measures taken:

The Company has a system to monitor consumption of energy and all efforts for conservation of energy wherever possible are made and have installed Solar Energy lights in the plant. Energy efficient electric tubes have been installed to save energy.

The Company has also installed energy efficient meters controlling waste of power.

2. Additional investments and proposal being implemented for reduction and consumption of energy and the impact of the same in the cost of production of goods.

3. Energy Audit done

Investment was made in machinery designed for low energy consumption and such machinery was in operation in the period under review.

(B) Technology Absorption:

The Company is committed to maintaining its standard and high quality of its production and is constantly engaged in efforts to confer to the guaranteed customer satisfaction. (C) Foreign Exchange Earnings and Outgo:

There were no Foreign Exchange Earnings and Outgo in the Company during the year under review.

37 . DISCLOSURE UNDER THE SEXUAL HARASSMENT

OF WOMEN AT

WORKPLACE (PREVENTION, PROHIBITION AND REDRESSAL) ACT, 2013:

The Company has in place an Anti Sexual Harassment Policy in line with the requirements of the Sexual Harassment of Women at the Workplace

(Prevention,

Prohibition & Redressal) Act, 2013. Internal Complaints Committee (ICC) has been set up to redress complaints received regarding sexual harassment

. All employees (permanent, contractual, temporary, trainees) are covered under this Policy.

The following is a summary of sexual harassment complaints received and disposed-off during the financial year 2022-23:

No of complaints received: NIL No of complaints disposed: NIL

No. of complaints pending: NiL

38. INVESTORS EDUCATION AND PROTECTION FUND:

Pursuant to the applicable provisions of the Companies Act, 2013, read with the :EPF Authority (Accounting, Audit, Transfer and Refund) Rules, 2016 (‘the IEPF Rules”), all unpaid or unclaimed Dividends are required to be transferred by the Company to the IEPF, established by the Government of India, after the completion of seven years. Further, according to the Rules, the Shares on which Dividend has not been paid or claimed by the Shareholders for seven consecutive years or more shall also be transferred to the Demat account of the IEPF Authority.

During the year under review there were no unclaimed dividend required to be transferred to IEPF account.

39.REPORTING OF FRAUD:

The Auditors of the Company have not reported any fraud as specified under Section 143(12) of the Companies Act, 2013. Further, no case of Fraud has been reported to the Management from any other sources.

40. COMPLIANCE WITH THE APPLICABLE SECRETARIAL STANDARDS:

The Company has complied with Secretarial Standards issued by the Institute of Company Secretaries of India on Board Meetings and Annual General Meetings.

41.MAINTENANCE OF COST RECORDS:

Maintenance of Cost Records as specified by the Central Government under Sub- Section (1) of Section 148 of the Companies Act, 2013, is not applicable to the Company.

42.CODE OF CONDUCT:

The Board of Directors has already adopted the Code of Ethics and Business Conduct for the Directors and Senior Management personnel. This code is a comprehensive code applicable to all Directors, Executive as well as Non executive and members of the Senior Management. The Code has been circulated to all the members of the Board and Senior Management Personnel and compliance of the same has been affirmed by them. A declaration given by the Managing Director is attached as Annexure-V of the Boards Report.

The Company has adopted a Code of Conduct for Prevention of Insider Trading with a view to regulate trading in securities by the Directors and designated employees of the

Company.

43 .CORPORATE INSOLVENCY RESOLUTION PROCESS INITIATED UNDER

THE

INSOLVENCY AND BANKRUPTCY CODE, 2016 (IBC):

There is no such process initiated during the year, therefore said clause is not applicable to the Company.

44.REVISION OF FINANCIAL STATEMENT OR THE REPORT: As per the Secretarial Standards-4 in case the Company has revised its financial statement or the Report in respect of any of the three preceding financial years either voluntarily or pursuant to the order of a judicial authority, the detailed reasons for such revision shall be disclosed in the Report of the year as well as in the Report of the relevant financial year in which such revision is made.

There is no revision of Financial Statements of the Company took place in any of the three preceding financial years under consideration.

45 .FAILURE TO IMPLEMENT ANY CORPORATE ACTION:

There were no such events took place during the year under consideration

.

46 .CREDIT RATING OF SECURITIES:

Your Company has not obtained any rating from the credit rating agency for the securities during the year. Therefore, the said clause is not applicable to the Company.

47 . ACKNOWLEDGEMENTS:

The Directors place on record their appreciation for valuable contribution made by employees at all levels, active support and encouragement received from the

Government of India, Government of Karnataka, Companys Bankers,

Customers,

Principals, Business Associates and other Acquaintances.

Your Directors recognize the continued support extended by all the

Shareholders and gratefully acknowledge with a firm belief that the support and trust will continue in the future also.

Your Directors recognize the continued support extended by all the Shareholders and gratefully acknowledge with a firm belief that the support and trusi will continue in the future also.

For and on behalf of the Board of Directors Sunil Agro Foods Limited

Place: Bengaluru Shantilal Bansilal Pramod Kumar S
Date: 27.05.2023 Managing Director Chief Executive
DIN: 00719808 Officer & Director
No.10, Kamal Nivas, DIN: 00719828
Srikantaiah Layout No.10, Kamal Nivas,
Crescent Cross Road Srikantaiah Layout
Bengaluru 560 001 Crescent Cross Road
Bengaluru 560 001