HDFC Bank Ltd Company Summary

HDFC Bank believes banking is not just about money. It is about supporting dreams and shaping the future of customers and communities. Its main purpose is to help every Indian make better money decisions for today and tomorrow.

Company Overview

The bank follows a simple idea: Digital First, Customer Always. It aims to make banking smooth, simple, and personal in a digital world. HDFC Bank serves people at every stage of their financial life. After its merger with HDFC Limited, the bank has become even stronger and can now offer complete financial solutions under one roof.

Founding & Evolution

• Founded: Commenced operations in January 1995
• Listed year: Came out with its IPO in March 1995; got listed on the BSE in May 1995 and on the NSE in November 1995.
• Leadership: Sashidhar Jagdishan is the MD and CEO
• Strategic Acquisitions & Alliances: HDFC Bank merged in HDFC Ltd in 2023.

Scale and Presence

HDFC Bank has its presence across 3,825 cities and towns.

• Branches/sites: As of July 2023, HDFC Bank has 7,895 branches and 20,462 ATMs or cash recyclers.
• Employees: Employs around 214,521 people (FY 24-25).
• International operations: Has a global presence in four countries, with representative offices in Singapore, London, and Dubai.
• Customer base: Serves customers in urban, semi-urban and rural areas.

Business Segments

HDFC Bank offers a wide range of banking products and solutions.

• Wholesale Banking: This division serves large companies, MNCs, public sector units, and SMEs. It provides deposits, loans, forex services, derivatives, trade finance, corporate cards, payment solutions, cash management, and more.
• Retail Banking: This segment serves individuals, salaried professionals, small businesses, and NRIs. It offers loans, accounts, deposits, credit and debit cards, prepaid cards, mutual funds, insurance, and many other services.
• Treasury: The treasury manages the bank’s cash and liquid assets. It handles investments, foreign exchange, derivatives, trade solutions, and hedging services.

ESG & Sustainability Focus

The bank focuses on offering digital solutions as part of its sustainability initiatives.

Leadership Team

Top Mutual Funds Invested in HDFC Bank Ltd Share (As on 31st October 2025)