Bajaj Housing Finance Ltd Company Summary

Bajaj Housing Finance Limited was initially incorporated as Bajaj Financial Solutions Limited in Pune as a Public Limited Company dated June 13, 2008, with the Registrar of Companies. Thereafter, Company changed the name to Bajaj Housing Finance Limited vide fresh Certificate of Incorporation dated November 14, 2014 issued by the Assistant Registrar of Companies, Pune. Further, Company registered with National Housing Bank (NHB) as a non deposit taking Housing Finance Company on 24 September 2015 for providing financial solutions in purchasing residential &commercial properties.

The Company mainly focuses on individual retail housing loans, supported by a diverse range of commercial and developer loans, serving customers from homebuyers to large developers. The Company started lending operations with a focus on salaried home loans in FY 2018. In 2021, it began offering repo rate-linked home loans; began intermediary sourcing for retail products.

The Company has a diversified lending model and focuses on five broad categories viz: home loans, loan against property, lease rental discounting, developer financing, and unsecured loans. Since September, 2022, it has been classified as NBFC- UL (upper layer) by RBI as part of its Scale Based Regulation. In 2024, the Company expanded its operations to focus on self-employed home loans.The Company launched the initial public offering aggregating an issuance of 937,142,856 equity shares having the face value of Rs 10 each by raising funds aggregating to Rs 6560 Crore, comprising a fresh issue of 508,571,428 equity shares aggregating to Rs 3560 Crore and 428,571,428 equity shares aggregating to Rs 3000 Crore via offer for sale in September, 2024.In FY 2025, Company crossed Rs 100,000 Crore Asset Under Management (AUM) milestone.

It launched SBU for home loans to the near prime and affordable customers during the year. The Company has launched Sambhav Home Loans product in the affordable home loan segment. During FY26, the Profit After Tax (PAT) was Rs 2,560 crore.

Net worth stood at Rs 22,523 crore. AUM was at Rs 1,40,706 crore. Disbursement stood at Rs 64,616 crore.

Overall home loans AUM grew by 18% on Y-o-Y basis, reaching Rs76,055 crore as of 31 March 2026. Developer financing AUM grew 13%, reaching Rs16,226 crore as of 31 March 2026.