City Union Bank Financial Statements

City Union Bank Annually Results

Switch to
Tabular Data
Graph
Switch to
Consolidated
Standalone
Y/e 31 Mar - - - -
Growth matrix (%)        
Net interest income -- -- -- --
Total op income -- -- -- --
Op profit (pre-provision) -- -- -- --
Net profit -- -- -- --
Advances -- -- -- --
Deposits -- -- -- --
Total assets -- -- -- --
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc -- -- -- --
Return on Avg Equity -- -- -- --
Return on Avg Assets -- -- -- --
Per share ratios ()        
EPS -- -- -- --
Adj.BVPS -- -- -- --
DPS -- -- -- --
Other key ratios (%)        
Credit/Deposits -- -- -- --
Cost/Income -- -- -- --
CASA -- -- -- --
CAR -- -- -- --
Tier-I capital -- -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate -- -- -- --
Dividend yield -- -- -- --
Switch to
Tabular Data
Graph
Switch to
Consolidated
Standalone
Y/e 31 Mar ( In .Cr) Mar-2016 Mar-2015 Mar-2014 Mar-2013
Interest income 2,944 2,699 2,546 2,189
Interest expense (1,963) (1,891) (1,787) (1,565)
Net interest income 981 807 759 624
Non-interest income 410 404 280 274
Total op income 1,391 1,211 1,039 898
Total op expenses (558) (519) (458) (374)
Op profit (pre-prov) 833 693 581 523
Provisions (231) (183) (167) (120)
Exceptionals -- 10.90 -- --
Profit before tax 603 521 414 403
Taxes (158) (126) (67) (81)
Net profit 445 395 347 322
Switch to
Tabular Data
Graph
Switch to
Consolidated
Standalone
Y/e 31 Mar ( In .Cr) Mar-2021 Mar-2020 Mar-2019 Mar-2018
Total cash & equivalents 5,615 4,722 2,963 2,636
Investments 9,436 9,117 7,712 7,879
Advances 36,158 33,927 32,673 27,853
Total int-earning assets 51,209 47,766 43,349 38,368
Fixed assets 233 245 250 223
Other assets 1,870 1,722 1,660 1,346
Total assets 53,312 49,734 45,259 39,937
Net worth 5,842 5,296 4,841 4,163
Deposits 44,537 40,832 38,448 32,853
Borrowings 1,346 2,032 481 1,736
Total int-bearing liabs 45,883 42,865 38,929 34,589
Non-int-bearing liabs 1,586 1,573 1,489 1,186
Total liabilities 47,469 44,437 40,418 35,774
Equity + Total liabilities 53,312 49,734 45,259 39,937
Switch to
Consolidated
Standalone


Particulars ( Rupees In Crores.) Mar-2021 Mar-2020 Mar-2019 Mar-2018
Interest Earned 4,135 4,169 3,767 3,402
Other Income 705 680 514 532
Total Income 4,839 4,849 4,282 3,935
Operating Expenses ** 3,356 3,507 3,042 2,727
Operating Profit Before Prov. & Cont. 1,484 1,341 1,240 1,208
Provisions & Contingencies 791 755 315 418
Depreciation -- -- -- --
Provision For Taxes 100 110 242 198
Fringe Benefit Tax  -- -- -- --
Deferred Tax -- -- -- --
Net Profit 593 476 683 592
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 593 476 683 592
EPS (Unit Curr.) 8.03 6.48 9.57 9.18
EPS (Adj) (Unit Curr.) 8.03 6.48 9.57 8.35
Calculated EPS (Unit Curr.)  8.02 6.46 9.30 8.91
Calculated EPS (Adj) (Unit Curr.) 8.02 6.46 9.30 8.10
Calculated EPS (Ann.) (Unit Curr.)  8.02 6.46 9.30 8.91
Calculated EPS (Adj) (Ann.) (Unit Curr.)  8.02 6.46 9.30 8.10
Book Value (Unit Curr.) -- -- -- --
Dividend (%) 30 50 50 30
Equity 73.90 73.70 73.50 66.50
Reserve & Surplus  5,769 5,222 4,767 4,097
Face Value 1 1 1 1
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity) -- -- -- --
(%) of shares held by GOI -- -- -- --
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 72.50 73.90 81.80 81.20
PBDTM(%) 16.80 14.10 24.60 23.20
PATM(%) 14.30 11.40 18.10 17.40
Capital Adequacy Ratio -- -- -- --
Tier I Capital -- -- -- --
Tier II Capital -- -- -- --
Open ZERO Brokerage Demat Account