Unlock Your Gold Potential for investment

Take advantage of the value tied up in your gold by opting for an IIFL

Gold Loan

Fill in your details here

mobile icon
mobile icon


An IIFL Gold Loan is a quick and easy way to unlock the value of your gold for investment. Whether you are looking to invest in stocks, mutual funds, a business venture, or an emergency expense, you can get access to the money you need instantly. Our competitive interest rates, flexible loan repayment tenure, and instant approval make it an attractive option.

We understand that gold is very precious to our customers, and we ensure the full safety of their gold at all times. We maintain strict security protocol from door to door, ensuring your gold's safe custody till repayment of the loan taken against it.

Stock marketing trading can be a tricky business. But the IIFL Gold Loan makes it easy for you to bring about a financial transformation in your life. With the help of our experienced professionals, you can invest strategically and reap maximum benefit from the gold loan.

It's time to unlock the potential of your gold and take charge of your financial future with an IIFL Gold Loan! Get started today to experience the power of gold in investing.

Contact us now for more information, or apply directly online for instant approval!


  • Unlock up to 75% of the value of your gold

    Maximum Finance
  • Get access to fast and reliable loan approvals with minimal paperwork required!

    Quick Disbursal
  • Select from a variety of convenient tenure flexibility upto 24 months.

    Flexible Tenure
  • We guarantee that your gold is safeguarded and protected.

    Safe & Secure
  • Benefit from our competitive annual interest rate beginning at 0.99% p.m.*

    Low Rate of Interest
  • Forget the hassle of traditional paperwork and enjoy an efficient, digital experience with no tedious tasks.

    Minimal Documentation


How to apply for a Gold Loan?

  • Walk Into Any Iifl Gold Loan Branch With Your Gold.
  • Book A Door Step Appointment For Gold Loan

Accepted identity proof

  • Aadhaar Card
  • Valid Passport
  • PAN Card
  • Valid Driving Licence
  • Voter ID Card
  • Job card issued by NREGA

Accepted Address proof

  • Aadhaar Card
  • Valid Passport
  • Ration Card
  • Electricity Bill
  • Valid Driving Licence
  • Voter ID Card
  • Job card issued by NREGA


  • Interest Rate

    0.99% onward p.m.

    (11.88% - 27% p.a.)
    Rates Vary According To The Loan Amount And Repayment Frequency

  • Processing Fee

    ₹0 onward

    Varies Depending On Scheme Availed

  • Mtm Charges


    Valuing An Asset To Reflect Its Current Market Rate


Stock trading and investing can be intimidating and complicated. It requires expertise and knowledge to make sure you get the best return on your investment. Funding is also a major challenge. An IIFL Gold Loan is the perfect solution to this problem; with access to quick and easy finance, you can start investing in the market right away! Our team of experienced financial advisors and loan specialists will guide you through every step of the process and provide support throughout your journey. Our promise is to provide you with timely services and complete transparency while making sure your gold remains safe at all times. We have a hassle-free online application process with quick approval for your convenience. Our competitive interest rates, flexible repayment options, and instant approval ensure that you are in control of your finances. We understand how important it is for our customers to safeguard their investments, which is why we take extra care to ensure that their gold is safe with us at all times.


What is the minimum gold loan I can get at IIFL?

At IIFL, you can avail a minimum gold loan of INR 3000 or the current market value of 1 gram of gold, whichever is higher. 

Is it mandatory to have a co-applicant when applying for an IIFL Loan Against Gold?

No, a co-applicant must not be approved for a gold loan from IIFL. You must provide all of the information for the gold loan as outlined by the business's terms and regulations to proceed with the registration.

Can I get a gold loan against gold coins?

No, you cannot get a gold loan against gold coins. 

How much can I expect for my gold from IIFL?

This depends on the ornaments' gold purity and the price of gold at that time. Visit the nearest IIFL Branch to make this payment. Simply type 'IIFL gold loan near me' into your favorite search engine to find our branch nearby. 

What is the maximum limit on the IIFL gold loan?

There isn’t any maximum limit on the IIFL gold loan. The amount can go as high as the value of the gold you bring in for collateral. 

Is my Gold jewelry/ornaments safe with IIFL?

We at IIFL are fully aware of the sentimental value that customers place on their jewels. For 24-hour surveillance at each of our branches, we have set up specialized safe rooms and CCTV cameras. The gold products pledged to us are entered into our systems, and each submission is stored away in tamper-proof packaging. 

How and when can I return the pledged gold jewelry/ornaments from IIFL?

We will return the gold you pledged with us once you repay the entire gold loan. If you don't repay the loan, IIFL will reluctantly put the loan up for auction. Periodic reminders for late interest payments will be sent to the borrowers, and at the end of the loan's term, a last Notice will be sent out before the auction. 

What is the minimum/maximum tenure of the gold loan from IIFL?

While the maximum tenure of the gold loan from IIFL is two years, the minimum tenure is one month. 

Who is eligible to avail of a Gold Loan from IIFL?

Anyone living in India who is older than 18 years old is eligible to apply for a gold loan. All you have to do is offer your gold items, 18 karat or higher, as collateral. 

What is the minimum gold loan amount at IIFL?

Your ability to borrow a minimal amount is determined by the worth of your gold and the market price at which it may be sold in the event of default. 

How long do I have to wait for my gold loan approval?

At IIFL, you won’t have to wait for more than a day to get your gold loan approval. Our experts will approve your loan within 24 hours while ensuring same-day disbursal. 

Do I need to pay prepayment fees for the IIFL gold loan?

No, you won’t have to pay any prepayment fine or charge for closing your gold loan with IIFL Finance. With 0% prepayment charges, IIFL makes foreclosure easier than ever. 

Do I need to give any collateral to get a gold loan? 

Apart from the gold item and the necessary documents, you don’t need anything else to apply for a gold loan from IIFL.

What are the benefits of taking a gold loan?

Getting a gold loan from IIFL brings you a range of benefits, including: 

  • Quick approval and disbursal
  • Tenure flexibility of up to 24 months
  • Attractive and reasonable interest rates
  • Safety of your mortgaged gold
  • Easy and simple paperwork.


IIFL Loans Mobile App

  • Account Summary

    Account Summary

  • Account Summary

    Make EMI Payment

  • Account Summary

    Complete A/c Statement

  • Account Summary

    Submit A Query

App StoreGoogle Play
Mobile App


  • Business Loan

    Business Loan How to get a small business loan
    quickly?The answer is simple: Take it
    from IIFL Finance.

  • Business Loan

    Gold Loan Don’t make your dream wait.

  • Business Loan

    Personal Loan Don’t make your dream wait.

  • Business Loan

    Home Loan Don’t make your dream wait.