Yamini Investment Company Ltd Management Discussions

BACKGROUND

The Management Discussion and Analysis Report (MDAR) provide an insight into the performance of the company in the previous years, in the current year and its future plans besides the risks, and uncertainties associated with the Companys business along with the management perception and vision to win over the anomalies of future business situations. The Management Discussion and Analysis Report (MDAR) contain managements interpretation of financial performance of the Company more over actual results are reflected in the financial statements which should be studied in consonance with the Managements Perspective.

Yamini Investments Company Limited was incorporated in 1983 with a view to carry on activities of various investments by way of capital, loan, equity participation and financial assistance.

During the financial year 2024-25, the Company has earned a total income of 4684.2249 lakh against a total income of 990.8351 lakh in the previous year. The Company has earned a Net Profit of 145.1314 lakh against a Profit of Rs. 25.17 Lakhs in the previous year. The Directors are optimistic about future performance of the Company.

The Company is mainly exposed to market risk (including liquidity risk), interest risk and credit risk. However prudent business and risk management practices followed by the company over the years helps its to manage normal industry risk factors, which inter alia includes economic/ business cycle, fluctuations in the stock prices in the market, be sides the interest rate volatility, and credit risk. The Company is confident of managing these risks by observing a conservative financial profile in investment are trading of securities business.

PROSPECT & OUTLOOK

The Company presents the analysis of the Company for the year 2024-2025 & its outlook for the future. This outlook is based on assessment of the current business environment. It may vary due to future economic & other developments, both in India and abroad.

The Company has implemented a policy of prohibiting Insider trading in conformity with applicable regulations of the Securities Exchange Board of India (SEBI). Necessary procedures have been laid down for prohibition of Insider Trading.

The Company has an Internal Control System which is commensurate with the size, scale and complexity of its operations. The Internal Auditors monitor the efficiency and efficacy of the internal control systems in the Company, compliance with operating systems/accounting procedures and policies of the Company. Significant audit observations and corrective actions thereon a represented to the Audit Committee of the Board.

The Company has adequate systems and procedures to provide assurance of recording transactions in all material respects. The Company conducts its internal audit and compliance functions within the parameters of regulatory

frame work which is well commensurate with the size, scale and complexity of operations.

The Audit Committee reviews the performance of the audit and compliance functions, the effectiveness of controls and compliance with regulatory guidelines and gives such directions to the Management as necessary / considered appropriate. The Company has framed a compliance policy to effectively monitor and supervise the compliance function in accordance with the statutory requirements.

People remain the most valuable asset of our Company. Our Company is professionally managed with senior management personnel having rich experience and long tenure with the Company. Our Company follows a policy of building strong teams of talented professionals. Our Company encourages, appreciates and facilitates long term careers. Our Company continues to build on its capabilities in getting the right talent to support different products and geographies and is taking effective steps to retain the talent. The Company continues to focus on training programs for Skill Development, compliance and improved customer experience.

Certain statements in this Report may be forward-looking and are stated as may be required by applicable laws and regulations. Many factors may affect the actual results, which could be different from what the Directors envisage in terms of future performance and outlook. Our Company doesnt undertake to update these statements.