Axis Bank Ltd Company Summary

Axis Bank is India’s third-largest private sector bank by balance sheet size, with a strong nationwide and growing international presence across key financial segments. Its large customer base, diversified loan book and active role in digital payments make it a systemically important player in India’s banking and financial services landscape.

Company Overview

Axis Bank is a new-generation private sector bank that began operations in 1994 and today offers a full range of retail, SME, corporate and wholesale banking services. The bank operates through a strong group platform, including subsidiaries in investment banking, broking, asset management, and digital payments.

Founding & evolution

• Founded: Incorporated in 1993 as UTI Bank and positioned as one of the first new private sector banks under the 1993 RBI guidelines.
• Listed year: Axis Bank was listed on the stock exchanges in 1998.
• Leadership: The bank is currently led by Managing Director and CEO Amitabh Chaudhry.
• Strategic Acquisitions & Alliances: Axis Bank has a deep, long-term bancassurance partnership with Max Life Insurance.

Scale and presence

• Branches/sites: As of 31 March 2025, the bank had 5,876 branches and 13,941 ATMs and cash recyclers.
• Employees: The bank is supported by over 104,400 employees.
• International operations: Axis Bank operates eight international offices, including branches in Singapore, Dubai (DIFC) and GIFT City, and representative offices in Dhaka, Dubai, Abu Dhabi and Sharjah.
• Customer base: Around 59 million customers are served through a diversified loan book comprising roughly 60% retail, 11% SME and 29% corporate exposures.

Business Segments

• Retail Banking: Personal savings and current accounts, cards, personal and home loans, rural and semi-urban banking, and the “Burgundy” wealth franchise for affluent clients.
• Corporate & Institutional Banking: Services to large and mid-corporations, MSMEs and agriculture, including working capital, term finance, trade finance, transaction banking and investment banking through group entities.
• Treasury: Management of liquidity, interest rate and foreign exchange risks, investment portfolio operations and market-making activities supporting both balance sheet and client needs.

Digital banking & fintech integration: Axis Bank offers a leading mobile and internet banking platform, holds a significant share in UPI payer transactions and credit cards, and leverages its Freecharge subsidiary to deepen digital payments and embedded finance propositions.

ESG & Sustainability Focus

Axis Bank has embedded ESG as a key pillar in its long-term strategy, and the Board-Level ESG Committee ensures oversight of climate, environmental and social priorities. The bank has agreed to scale sustainable and positive impact financing, reduce exposure from carbon-intensive sectors and incorporate ESG criteria into its lending decisions. It is also conducting focused CSR and climate action, including the plan to plant 8 million trees by 2030, of which roughly 3.27 million had been planted by March 2025.

Leadership Table

Top Mutual Funds Invested in Axis Bank Ltd Share (As on 31st October 2025)