Cholamandalam Investment & Finance Company Financial Statements

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Y/e 31 Mar - - - -
Growth matrix (%)        
Net interest income -- -- -- --
Total op income -- -- -- --
Op profit (pre-provision) -- -- -- --
Net profit -- -- -- --
Advances -- -- -- --
Borrowings -- -- -- --
Total assets -- -- -- --
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc -- -- -- --
Return on Avg Equity -- -- -- --
Return on Avg Assets -- -- -- --
Per share ratios ()        
EPS -- -- -- --
Adj.BVPS -- -- -- --
DPS -- -- -- --
Other key ratios (%)        
Loans/Borrowings -- -- -- --
Cost/Income -- -- -- --
CAR -- -- -- --
Tier-I capital -- -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate -- -- -- --
Dividend yield -- -- -- --
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Y/e 31 Mar ( In .Cr) Mar-2018 Mar-2017 Mar-2016 Mar-2015
Interest income 5,425 4,660 4,192 3,690
Interest expense (2,308) (2,231) (2,051) (1,960)
Net interest income 3,117 2,429 2,142 1,730
Non-interest income 0.44 0.79 1.24 0.73
Total op income 3,118 2,430 2,143 1,731
Total op expenses (1,290) (1,013) (845) (749)
Op profit (pre-prov) 1,828 1,416 1,298 982
Provisions (345) (311) (427) (325)
Exceptionals -- -- -- --
Profit before tax 1,483 1,106 871 657
Taxes (509) (387) (302) (222)
Net profit 974 719 568 435
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Y/e 31 Mar ( In .Cr) Mar-2020 Mar-2019 Mar-2018 Mar-2017
Equity Capital 164 156 156 157
Reserves 8,008 6,019 4,942 4,128
Net worth 8,172 6,176 5,098 4,285
Long-term borrowings 48,786 40,215 36,030 15,105
Other Long-term liabilities -- -- 36.30 196
Long term provisions -- -- -- 586
Total Non-current liabilities 48,786 40,215 36,066 15,887
Short Term Borrowings 6,220 10,352 2,300 3,269
Trade payables 203 207 271 275
Other current liabilities 512 381 276 6,792
Short term provisions 101 95.60 77.70 86.40
Total Current liabilities 7,035 11,036 2,925 10,423
Total Equities and Liabilities 63,993 57,426 44,090 30,595
Fixed Assets 284 176 165 140
Non-current investments 72.90 72.90 72.90 192
Deferred tax assets (Net) 521 453 362 315
Long-term loans and advances -- -- 148 117
Other non-current assets 55,403 52,622 42,118 20,465
Total Non-current assets 56,280 53,324 42,865 21,230
Current investments -- -- -- 46.10
Trade receivables 6.61 4.41 38.20 --
Cash and cash equivalents 6,959 3,675 888 471
Short-term loans and advances 747 423 299 8,848
Other current assets -- -- -- --
Total Current assets 7,713 4,102 1,225 9,364
Total Assets 63,993 57,426 44,090 30,595
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Particulars ( Rupees In Crores.) Sep-2020 Jun-2020 Mar-2020 Dec-2019
Gross Sales 2,436 2,114 2,151 2,275
Excise Duty -- -- -- --
Net Sales 2,436 2,114 2,151 2,275
Other Operating Income -- -- -- --
Other Income 3.38 0.02 0.12 0.04
Total Income 2,440 2,114 2,151 2,275
Total Expenditure ** 648 377 932 529
PBIDT 1,792 1,736 1,220 1,746
Interest 1,185 1,131 1,136 1,192
PBDT 606 606 84 553
Depreciation 24.50 24.80 26.60 31.40
Tax 174 177 135 143
Fringe Benefit Tax -- -- -- --
Deferred Tax (24) (27) (121) (9.40)
Reported Profit After Tax 432 431 42.70 389
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 432 431 42.70 389
EPS (Unit Curr.) 5.27 5.26 0.53 4.97
EPS (Adj) (Unit Curr.) 5.27 5.26 0.53 4.97
Calculated EPS (Unit Curr.) 5.27 5.26 0.52 4.97
Calculated EPS (Adj) (Unit Curr.)  5.27 5.26 0.52 4.97
Calculated EPS (Ann.) (Unit Curr.) 21.10 21 2.08 19.90
Calculated EPS (Adj) (Ann.) (Unit Curr.)  21.10 21 2.08 19.90
Book Value (Unit Curr.) -- -- -- --
Dividend (%) -- -- 35 --
Equity 164 164 164 156
Reserve & Surplus -- -- -- --
Face Value 2 2 2 2
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity)  -- -- -- --
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 73.50 82.20 56.70 76.70
PBDTM(%) 24.90 28.70 3.90 24.30
PATM(%) 17.70 20.40 1.98 17.10