Satin Creditcare Network Financial Statements

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Y/e 31 Mar - - - -
Growth matrix (%)        
Net interest income -- -- -- --
Total op income -- -- -- --
Op profit (pre-provision) -- -- -- --
Net profit -- -- -- --
Advances -- -- -- --
Borrowings -- -- -- --
Total assets -- -- -- --
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc -- -- -- --
Return on Avg Equity -- -- -- --
Return on Avg Assets -- -- -- --
Per share ratios ()        
EPS -- -- -- --
Adj.BVPS -- -- -- --
DPS -- -- -- --
Other key ratios (%)        
Loans/Borrowings -- -- -- --
Cost/Income -- -- -- --
CAR -- -- -- --
Tier-I capital -- -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate -- -- -- --
Dividend yield -- -- -- --
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Y/e 31 Mar ( In .Cr) Mar-2016 Mar-2015 Mar-2014 Mar-2013
Interest income 552 322 191 94.10
Interest expense (290) (177) (106) (54)
Net interest income 262 144 84.50 39.80
Non-interest income 6.25 2.26 1.11 0.20
Total op income 269 147 85.60 40
Total op expenses (160) (91) (53) (32)
Op profit (pre-prov) 108 56.20 32.50 7.60
Provisions (21) (9.70) (9.10) (2.30)
Exceptionals -- -- -- --
Profit before tax 87.50 46.50 23.40 5.35
Taxes (30) (15) (7.90) (1.50)
Net profit 57.90 31.70 15.60 3.90
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Y/e 31 Mar ( In .Cr) Mar-2020 Mar-2019 Mar-2018 Mar-2017
Equity Capital 51.70 63.90 65.10 62.10
Reserves 1,401 1,088 827 600
Net worth 1,453 1,151 892 662
Long-term borrowings 5,081 5,060 5,002 2,020
Other Long-term liabilities -- -- 1.51 --
Long term provisions -- -- 6.23 26.30
Total Non-current liabilities 5,081 5,060 5,010 2,046
Short Term Borrowings 328 175 148 168
Trade payables 4.16 1.30 0.37 0.41
Other current liabilities 266 294 192 1,828
Short term provisions 10.90 13.50 19.30 43.70
Total Current liabilities 609 484 361 2,040
Total Equities and Liabilities 7,143 6,696 6,263 4,749
Fixed Assets 90.30 61.70 55.50 49.90
Non-current investments 513 422 149 49.80
Deferred tax assets (Net) (11) 5.72 88.70 22.70
Long-term loans and advances -- -- 1.35 832
Other non-current assets 4,709 4,460 4,853 155
Total Non-current assets 5,302 4,949 5,147 1,109
Current investments -- -- -- 20.50
Trade receivables 6.13 6.52 0.19 0.01
Cash and cash equivalents 1,762 1,698 1,083 1,108
Short-term loans and advances 73.40 41.80 32.40 2,511
Other current assets -- -- -- --
Total Current assets 1,841 1,746 1,116 3,640
Total Assets 7,143 6,696 6,263 4,749
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Particulars ( Rupees In Crores.) Dec-2019 Dec-2018 Dec-2017 Dec-2016
Gross Sales 1,023 1,042 699 612
Excise Duty -- -- -- --
Net Sales 1,023 1,042 699 612
Other Operating Income 1.22 0.96 -- --
Other Income 0.81 0.17 -- --
Total Income 1,025 1,043 699 612
Total Expenditure ** 380 326 237 193
PBIDT 646 717 462 419
Interest 439 488 388 315
PBDT 207 229 74.40 104
Depreciation 10.70 7.91 10.30 3.56
Tax 55.10 41 44.90 35.60
Fringe Benefit Tax -- -- -- --
Deferred Tax (2.60) 40.50 (22) (2.40)
Reported Profit After Tax 144 139 41 67.10
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 144 139 41 67.10
EPS (Unit Curr.) 28.40 28.90 10.10 20.10
EPS (Adj) (Unit Curr.) 26.60 27.10 9.49 18.80
Calculated EPS (Unit Curr.) 29.60 28.70 8.68 18.10
Calculated EPS (Adj) (Unit Curr.)  27.70 26.90 8.13 16.90
Calculated EPS (Ann.) (Unit Curr.) 39.50 38.30 11.60 24.10
Calculated EPS (Adj) (Ann.) (Unit Curr.)  37 35.90 10.80 22.60
Book Value (Unit Curr.) -- -- -- --
Dividend (%) -- -- -- --
Equity 48.50 48.50 47.30 37.10
Reserve & Surplus -- -- -- --
Face Value 10 10 10 10
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity)  -- -- -- --
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 63.10 68.80 66.10 68.50
PBDTM(%) 20.20 22 10.60 17
PATM(%) 14 13.40 5.87 11