L&T Finance Holdings Financial Statements

L&T Finance Holdings Key Financial Ratios

Switch to
Tabular Data
Graph
Switch to
Consolidated
Standalone
Y/e 31 Mar Mar-2021 Mar-2018 Mar-2017 Mar-2016
Growth matrix (%)        
Net interest income (106) 65.80 (28) 27.90
Total op income (100) 53.40 (33) 39.20
Op profit (pre-provision) (58) 35.70 (26) 59.60
Net profit (16) 24.90 (27) 54.80
Advances 8.06 71.90 116 (30)
Borrowings 275 (54) 70.30 9.82
Total assets 39.80 44 7.10 6.08
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc (1,309) 6.89 13.90 19.70
Return on Avg Equity 3.13 5.24 5.61 8.02
Return on Avg Assets 2.81 4.73 4.78 7
Per share ratios ()        
EPS 0.47 1.24 0.77 1.14
Adj.BVPS -- -- -- --
DPS -- 0.93 0.74 0.74
Other key ratios (%)        
Loans/Borrowings 74.50 259 68.80 54.20
Cost/Income (1,049) (68) (433) 13.50
CAR 23.80 -- -- --
Tier-I capital 18.80 -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate 0.24 0.07 -- --
Dividend yield -- 0.68 0.70 1.35
Switch to
Tabular Data
Graph
Switch to
Consolidated
Standalone
Y/e 31 Mar ( In .Cr) Mar-2021 Mar-2018 Mar-2017 Mar-2016
Interest income 171 450 278 349
Interest expense (193) (66) (46) (27)
Net interest income (22) 384 232 321
Non-interest income 20.20 28.40 37.30 78.90
Total op income (1.50) 412 269 400
Total op expenses 166 (16) 23.40 (5.40)
Op profit (pre-prov) 165 397 292 395
Provisions (7.60) (2) (1.30) 0.20
Exceptionals 225 -- -- --
Profit before tax 382 395 291 395
Taxes (73) (27) 3.55 9.94
Net profit 309 368 295 405
Switch to
Tabular Data
Graph
Switch to
Consolidated
Standalone
Y/e 31 Mar ( In .Cr) Mar-2021 Mar-2020 Mar-2019 Mar-2018
Equity Capital 2,469 2,005 1,999 3,026
Reserves 8,541 5,840 5,832 5,678
Net worth 11,010 7,845 7,830 8,704
Long-term borrowings 1,324 1,993 1,032 469
Other Long-term liabilities -- -- 2.19 --
Long term provisions -- -- -- 1.70
Total Non-current liabilities 1,324 1,993 1,034 470
Short Term Borrowings 449 1,468 1,167 --
Trade payables -- -- 0.01 0.02
Other current liabilities 27.10 21.90 6.63 10.80
Short term provisions 29.10 10 9.93 1.83
Total Current liabilities 505 1,500 1,184 12.70
Total Equities and Liabilities 12,840 11,338 10,049 9,187
Fixed Assets 0.93 0.96 0.79 0.01
Non-current investments 10,070 10,070 9,146 7,840
Deferred tax assets (Net) 0.34 0.29 33.70 34.80
Long-term loans and advances 1,297 1,143 564 1,015
Other non-current assets -- -- -- 1.03
Total Non-current assets 11,368 11,214 9,745 8,891
Current investments -- -- -- --
Trade receivables -- -- 9.17 57.60
Cash and cash equivalents 1,428 3.22 2.36 12.30
Short-term loans and advances 43.60 121 293 226
Other current assets -- -- -- --
Total Current assets 1,472 124 304 295
Total Assets 12,840 11,338 10,049 9,187
Switch to
Consolidated
Standalone


Particulars ( Rupees In Crores.) Sep-2021 Jun-2021 Mar-2021 Dec-2020
Gross Sales 24.10 27.90 118 17.10
Excise Duty -- -- -- --
Net Sales 24.10 27.90 118 17.10
Other Operating Income -- -- -- --
Other Income 2.61 3.61 6.99 3.91
Total Income 26.70 31.50 125 21
Total Expenditure ** 4.57 5.37 7.93 3.87
PBIDT 22.20 26.10 117 17.10
Interest 27.70 28.40 38 47
PBDT (5.60) (2.30) 79.20 (30)
Depreciation 0.10 0.09 0.15 0.19
Tax 13.40 -- 20.20 (2.40)
Fringe Benefit Tax -- -- -- --
Deferred Tax -- -- -- --
Reported Profit After Tax (19) (2.40) 58.90 (28)
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item (19) (2.40) 58.90 (28)
EPS (Unit Curr.) (0.10) -- 0.26 (0.10)
EPS (Adj) (Unit Curr.) (0.10) -- 0.26 (0.10)
Calculated EPS (Unit Curr.) (0.10) -- 0.24 (0.10)
Calculated EPS (Adj) (Unit Curr.)  (0.10) -- 0.24 (0.10)
Calculated EPS (Ann.) (Unit Curr.) (0.30) -- 0.95 (0.60)
Calculated EPS (Adj) (Ann.) (Unit Curr.)  (0.30) -- 0.95 (0.50)
Book Value (Unit Curr.) -- -- -- --
Dividend (%) -- -- -- --
Equity 2,473 2,471 2,469 2,007
Reserve & Surplus -- -- -- --
Face Value 10 10 10 10
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity)  -- -- -- --
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 91.90 93.70 99.20 100
PBDTM(%) (23) (8.10) 67.10 (174)
PATM(%) (79) (8.40) 49.80 (162)
Open ZERO Brokerage Demat Account