Most of the health plans these days offer the ‘restoration benefit'. It is just like a ‘magical backup’ to recharge your exhausted sum insured.In case the entire cover is exhausted, it gets replenished automatically for the next hospitalization that occurs within the policy year.

If we consider a wide gamut of equity-related options available, balanced funds stand out as a lucrative and viable option for conservative investors. These funds have proven to be consistent and safe over the long term period.

If the present low inflation and low rate scenario coupled with earnings and valuations tell us something, it is that the high absolute returns you have seen since 2013 may come down and you may have to re-calibrate your expectations accordingly.

Financial Independence is an amalgamation of two words “financial” and “independence”. Financial pertains to the art of managing money and independence signifies freedom from assistance from others and doing it by your own.

Rectangle pattern is a valuable tool. This pattern can be easily spotted as stock/index oscillates between a tight trading range forming a horizontal channel.

Nifty took ~9 years to reach 2000 mark in December 2004, after that in merely ~3 years it reached 6000 mark in December 2007. Then, it took another ~6 and a half years to climb the next 1000 points because of 2008 crisis. In next ~3 years it reached 9000 in March 2017 and thereafter in just ~4 months it touched the 10K mark on July 25, 2017. The Nifty 50 has given a return of 9.1x in just 21 years since its launch date, April 22, 1996.

Stop Loss is the crux to limit trading risk, to remove emotions from decision making and it also aids the trader to gain better control over their trade. Stop Loss is generally used by a trader who intends to enter a trade with a short term/intraday view.

Technical Analysis is the forecasting of future price movements based on the assessment of past price movements. It doesn’t result in complete predictions about the future price. Instead, technical analysis can help investors anticipate what is “expected” to happen to prices over time.

Market value of all the PSU banks today is less than book value, at around $70billion. If PSU banks had performed in line with the private sector banks, they would have been worth $250 billion. While statutory obligations for priority sector lending, SLR, CRR are all similar for public and private sector banks, PSU banks had natural advantage for having inherited a huge branch network, credibility of government ownership and dominant share of PSU enterprises' banking business.

Rollover is carrying forward a particular month’s futures positions to the next month. This is done by closing the existing futures position of the current month and simultaneously taking a similar position in the subsequent series.