Bajaj Finserv Ltd Company Summary

Bajaj Finserv serves as the holding company to the lending and insurance business and investment services in the Bajaj Group.

Company Overview

Bajaj Finserv was established under the strategic demerger of Bajaj Auto Ltd. This transaction enabled the Group to de-link manufacturing with fast-expanding financial services. Bajaj Finserv is based in Pune, Maharashtra and has expanded to be one of the most influential diversified financial services conglomerates in India as of November 2025.

Founding & Evolution

• Founded: Bajaj Finserv Limited was founded in 2007 when the Bajaj Group transformed its businesses and separated financial services and insurance processes into a separate organisation.
• Year of Listing: Bajaj Finserv was listed on the Indian stock exchanges in 2008 after its restructuring exercise and its shares are traded on the BSE and NSE.
• Leadership: The management of the company is led by Sanjiv Bajaj, who has been instrumental in developing its lending, insurance, mutual fund and digital financial ecosystems.
• Strategic Acquisitions and Alliances: Over the years, Bajaj finserv has strengthened its position through insurance joint ventures with Allianz, with 26% stakes acquired in 2015.

Scale and Presence

Bajaj Finserv operates in several financial segments, such as lending, life insurance, general insurance, health insurance, digital payment, and wealth products. It has a branch network that is spread throughout the Indian market, with an amalgamation of branches and partner outlets, as well as technology-based distribution channels.

• Branches / Service Network: The company serves customers through Bajaj Finance branches, insurer branches, partner agents, brokers and digital engagement platforms.
• Employees: Bajaj Finserv has over 1,04,000 employees across the subsidiaries in risk, distribution, insurance, operations, investment advisory and technology positions.
• International Operations: Limited to partnerships on global insurance, reinsurer partnerships, and technology alliances. The primary business operations are domestic.
• Customer Base: The company serves retail customers as borrowers, insurance buyers, corporate buyers, SME buyers, rural customers, and mass-market digital users with its multi-product offering.

Business Segments

Bajaj Finserv is a diversified financial powerhouse that creates scale in the lending, protection, investments, and digital product ecosystems as the Bajaj brand.

Key operating clusters include:

• Lending Solutions: The Group provides personal loans, SME loans, consumer credit, co-branded credit cards and deposit products. All through Bajaj Finance Ltd, its key subsidiary.
• Life Insurance: Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited) offers an array of products. These include long-term savings plans, protection plans, ULIPs and pension distribution channels that are distributed through varying channels of distribution.
• General Insurance: The Bajaj General Insurance provides motor insurance, health insurance, travel and commercial insurance as well as SME insurance covers in retail and corporate customers.
• Health & Wellness Ecosystem: The health-technology programs provide wellness plans, insurance-linked, and online health services.
• Digital Financial Services: Bajaj Finserv provides its customers with an integrated mobile app, which merges loans, credit cards, payments, insurance, investments, and EMIs into a single unified digital platform.

Wealth & Investment Services: These involve mutual funds, stockbroking partnerships, deposits and financial advisory services.

Leadership Team

Top Mutual Funds Invested in Bajaj Finserv Ltd (As on 31st October 2025)