Aadhar Housing Finance Posts ₹245 Crore Profit in Q4 Result

8 May 2025 , 10:31 PM

Aadhar Housing Finance concluded FY25’s fourth quarter on a positive note, with a 21% year-on-year increase in net profit at ₹245 crore from ₹202 crore in the corresponding quarter last year. The revenue of the company in Q4 FY25 was ₹834 crore, which registered steady growth over ₹692 crore of the corresponding quarter of FY24.

Backed by strong lending traction, interest income increased to ₹722 crore, from ₹596 crore for the year-ago period corresponding—showing improved demand and improved loan yields. Though as high as the revenue increased, cost also increased to ₹517 crore, from ₹433 crore for the year-ago period corresponding, showing cost growth and rising operations.

On the asset quality front, the company was in sync with its gross non-performing assets (GNPA) at 1.05% as on March 31, 2025, from 1.08% in the previous fiscal. The asset of the lender under management (AUM) was also at ₹25,531 crore, up by 21% from ₹21,121 crore as on the close of FY24, on the back of greater disbursals and improved market penetration.

For the whole fiscal year FY25, the company has recorded a 22% increase in its net profit of ₹912 crore from ₹750 crore in the last fiscal—a milestone in all quarters. In a leadership update, the board of directors made the appointment of Raj Vikash Verma as Independent Director. His extensive experience record will further strengthen the governance and strategy formulation of the company.

Verma, ex-Managing Director and Chairman, National Housing Bank (NHB), is a name to reckon with in terms of running a string of national initiatives in the affordable housing segment. He has joined the company at a time when Aadhar Housing is set to grow in the long term, particularly in the low-income and affordable housing segment.