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HDFC Life Insurance Company Ltd Company Summary

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Dec 19, 2025|12:00:00 AM

HDFC Life Insurance Company Ltd Summary

HDFC Life Insurance Company Limited is a listed life insurer backed by HDFC Bank. Its vision is to be the most trusted and successful life insurance provider.

Company Overview

The company aims to protect every Indian household and ensure dignity and security for all. It offers products across protection, savings, pension, investment, annuity, and health. HDFC Life focuses on reducing the insurance gap and driving sustainable growth.

Founding & Evolution

  • Founded: Incorporated as a Public Limited Company on 14 August 14 2000
  • Listed year: Came out with its IPO in November 2017; got listed on both the BSE and NSE on 17 November 2017.
  • Leadership: Ms. Vibha Padalkar serves as the MD and CEO
  • Strategic Acquisitions & Alliances: The company acquired 100% of Exide Life Insurance in FY 2021–22

Scale and Presence

HDFC Life Insurance Company is headquartered in Mumbai. It operates across different cities and also international locations.

  • Branches/sites: 498
  • Employees: 32,448
  • International operations: Has exposure to overseas markets in the GCC and the broader MENA region
  • Customer base: Urban, semi-urban and rural locations

Business Segments

HDFC Life offers different types of life insurance plans.

  • Term Insurance Plans: These cover you for a fixed period. Example: HDFC Life Click 2 Protect Super.
  • Savings Plans: These help you build savings while also giving life cover. They offer returns at maturity and payouts on claims.
  • ULIP Plans: These combine insurance and investment. You can invest in equity and debt funds. Examples: Sampoorn Nivesh, Click 2 Wealth.
  • Child Plans: These help you save for your child’s future and also give protection if anything happens to you.
  • Retirement Plans: These help you build a fund today for a monthly or yearly income in the future.
  • Annuity Plans: These give you a fixed income after retirement for life.
  • Group Insurance Plans: These help employers or groups provide benefits and protection to their members.
  • Health Plans: These cover hospital and medical expenses.

ESG & Sustainability Focus

The company focused on 17 critical areas relevant to its business for responsible conduct and better values.

Leadership Team

Name Designation
Mr. Keki M Mistry Non-Executive Director, Chairman
Mr. Kaizad Bharucha Non-Executive Director
Mr. Sumit Bose Independent Director
Mr. Ketan Dalal Independent Director
Ms. Bharti Gupta Ramola Independent Director
Dr. Bhaskar Ghosh Independent Director
Mr. Venkatraman Srinivasan Independent Director
Mr. Subodh Kumar Jaiswal Independent Director
Ms. Vibha Padalkar MD & CEO
Mr. Niraj Shah Executive Director & Chief Financial Officer
Mr. Vineet Arora Executive Director & Chief Business Officer

Top Mutual Funds Invested in HDFC Life Insurance Company Ltd Share (As on 31st October 2025)

Fund Name AUM (%)
Edelweiss BSE Capital Markets and Insurance ETF Growth 9.95%
Quant Momentum Fund IDCW Direct Plan Reinvestment 8.71%
Quant Momentum Fund 8.71%
Quant Momentum Fund IDCW Direct Plan Payout 8.71%
Quant BFSI Fund 8.03%
ICICI Prudential Banking and Financial Services Direct Plan Growth 3.38%
SBI Banking & Financial Services Fund Direct Growth 2.89%
UTI BSE Low Volatility Index Fund Direct Growth 2.84%
Franklin India Focused Equity Fund Direct Growth 2.72%
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