Shriram Finance Ltd Company Summary

Shriram Finance Ltd., formerly known as Shriram Transport Finance Company Limited, is a non-banking finance company (NBFC) specializing in retail financing solutions. Shriram Finance holds a strong presence in commercial vehicle finance, MSME lending, personal loans, and other asset-backed credit segments. The company started as a vehicle financing company in the southern region of the Indian subcontinent, and expanded after acquiring investments from Telco and Ashok Leyland in 1990.

Company Overview

Shiriram Finance Ltd specialises in financial inclusion for commercial vehicle financing, two-wheeler loans, personal loans, gold loans and insurance products. They mainly focus on delivering their service offerings to business owners and individuals in semi-urban and rural markets. Shriram Finance designs loan products with practical ticket sizes, flexible repayment schedules and asset-backed structures. Their growth is supported by a large branch network and digital financing services.

Founding & Evolution

• Founded: The NBFC was established in 1979 under the name Shriram Transport Finance Company Limited by R. Thyagarajan, A.V.S. Raja, and T. Jayaraman.
• Listed Year: Shriram Finance was listed on the Indian stock exchanges in 1984 through an IPO (Initial Public Offering)
• Leadership: The NBFC runs under the leadership of Mr. Jugal Kishore Mohapatra, Chairman, Independent Director. 
• Strategic Alliances & Acquisitions: Some of the key alliances of Shriram Finance include the 1999 Citicorp tie-up for CV financing and 1990 investments from Telco and Ashok Leyland.

Scale and Presence

Shriram Finance Ltd’s Asset Under Management (AUM) exceeds ₹2,81,000 crore as of 30th September, 2025. Besides, the NBFC excels in the following areas:

• Network Footprint: Shiram Finance has a strong pan-India network that emphasises a market that spans rural, semi-urban and urban regions.
• Branches/Sites: The NBFC has about 3,200 branches across India.
• Employees: Shriram Finance employs about 78,800 people who support its extensive operations and customer services.
• Customer Base: They serve about 9 million private and corporate customers as of 30th September 2025.

Business Segments

Shriram Finance Ltd primarily operates in retail financing segments. Here’s the broader aspect of the NBFC’s business segments:

• Commercial Vehicle Loans
• Passenger Vehicle and Two-Wheeler Loans
• Construction and Farm Equipment Loans
• Gold Loans
• MSME Finance
• Personal Loans

Leadership Team