Banks Sector Stocks List

Bank Stocks in Focus: Why Investors Are Eyeing the Financial Sector

What Are Bank Stocks?

Top Bank Stocks to Watch

Latest Bank Share Price Trends

• Q4 FY25 earnings have been strong for most banks, especially PSU banks that have shown better asset quality and profit growth.
• NPAs (Non-Performing Assets) have come down significantly thanks to better loan recovery mechanisms and clean-up drives.
• The RBI’s decision to hold interest rates has boosted confidence, as it helps banks maintain strong net interest margins (NIMs).
• There’s been growing interest in digital banking and fintech integrations - another push for valuation growth.

How to Evaluate Bank Shares

• P/B Ratio (Price-to-Book): This tells you how the market values the bank relative to its book value. A P/B ratio under 2 is generally considered decent.
• ROA (Return on Assets): A measure of profitability — how well the bank uses its assets to generate income. Look for 1% or above.
• NIM (Net Interest Margin): Shows how efficiently a bank earns from lending versus what it pays in interest. A higher NIM (above 3%) is better.
• NPAs (Non-Performing Assets): The lower, the better. High NPAs signal loan defaults and potential trouble.