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Importance of having a personal accident cover

Mumbai | February 28, 2015 09:00 IST

It is important to have an accidental policy as part of your insurance portfolio. It will always provide financial support to the policyholder if he is disabled after an accident.

Five reasons why investors fail in the Stock Market

India Infoline News Service | Mumbai | February 26, 2015 16:21 IST

However, this contradicts with the experience of those who continue to profit from the market.

Five reasons that could invite Income Tax department Tax Scrutiny Notice

India Infoline News Service | Mumbai | February 25, 2015 12:32 IST

Double-check with your accountant and get IT acknowledgement for IT return filed. It is likely that one might have missed filing a return in any year, which might raise a question from the IT department.

Personal Finance: Simple rules of investing

India Infoline News Service | Mumbai | February 25, 2015 12:24 IST

The smart money techniques are not complicated ones, rather easier than imagined. So, here are some of the handy tips to get ahead in your personal financial lives through adopting simple investment techniques.

The good and bad of real estate investment

India Infoline News Service | Mumbai | February 25, 2015 12:04 IST

There is no such thing as a risk-free investment. For each benefit gained from investing in real estate investment, there exists at least one drawback.

Why discontinuation of Dividend Reinvestment option under ELSS is good for you?

India Infoline News Service | Mumbai | February 25, 2015 11:50 IST

That means there will be no more dividend reinvestment in the same scheme if dividend is announced. Instead, the Association Of Mutual Funds of India (AMFI) has suggested investors that they could opt to reinvest dividend in any other open-ended scheme of the respective mutual fund.

Five retirement planning myths

India Infoline News Service | Mumbai | February 24, 2015 18:53 IST

Growing nuclear families, increased lifestyle expenses, and mortality has pushed Indians to act on Retirement Planning as they intend to create a corpus that will be sufficient to meet their needs during their graying years.

How couples could be financially prudent ahead of marriage?

India Infoline News Service | Mumbai | February 24, 2015 18:05 IST

Financial distress right in the beginning of a marital life is a situation least expected. The beginning is a time when couples wish to stay surrounded in a happy environment, but money crunch could ruin their dreams.

Credit Score: All you need to know

CreditVidya | Mumbai | February 20, 2015 07:50 IST

In the world of finance, credit plays an important role in meeting our wishes. Be it the dream of owning a big car or a house of ones own or simply making improvements in your house, you name it and it gets realized with the help of credit from various financial institutions. These days owning an expensive smart phone has been possible for everyone due to availability to cheap and easy credit. But getting loans easily is not true anymore. Lenders no more look at your earning capacity alone but also factor in your past repayment track record in the form of a credit score before making any kind of decision. In such a scenario associating ones name with a bad credit score may prove to be disastrous.

Why saving for child education is necessary?

India Infoline News Service | Mumbai | February 19, 2015 12:35 IST

In such changing times, the only way to secure a child's future is to make provision for primary education.

Understanding risks associated with investments

India Infoline News Service | Mumbai | February 19, 2015 12:32 IST

However, the scope of the term risk is generally restricted to the price volatility associated with an asset or investment.

Three things that an employee should not share in office

India Infoline News Service | Mumbai | February 18, 2015 11:03 IST

Most of the times, employees bypass such norms unknowingly and become a victim of management's harsh decisions.

Is transferring asset or income to spouse really beneficial?

India Infoline News Service | Mumbai | February 18, 2015 10:59 IST

However, the tax rules give a little leeway to such route. Under 'clubbing of income', the income of minor child or spouse will be taken as income of the taxpaying individuals as if it is their income.

Gold Loan is a better option than Personal Loan during urgent financial need

India Infoline News Service | Mumbai | February 17, 2015 12:45 IST

Under such circumstances, an individual may often find himself confused with the option of either applying for a personal loan or take a gold loan against gold jewellery.

Learn some interesting facts on how marriage can influence your credit health

Mumbai | February 12, 2015 10:53 IST

However, in todays fast changing lifestyle, marriage has also turned out to be a financial institution. It may sound a little weird, but it is very much advisable by financial pundits that before you commit yourself to matrimony, ask your partner about his or hers financial positions so that you are not disillusioned and have a clear picture ahead of you.

How to avoid Income Tax Scrutiny Notice?

India Infoline News Service | Mumbai | February 12, 2015 09:56 IST

One of the common reason to invite IT Notice is erroneous or delayed return filing. Consider approaching an accountant or register with an online tax filing service portal to ensure correct returns each year.

Demystifying credit score myths

Mumbai | February 11, 2015 14:03 IST

Therefore along with a good credit score you must also ensure that all these factors are well placed before applying for the loan.

Save money honey! Valentines Day Special

CreditVidya | Mumbai | February 11, 2015 09:13 IST

And what better time to drive sales with sentiments than Valentines Day! Spending money to make this day special for your loved ones is the easiest way out, but it is also very predictable and boring.

Four things you should not do until your home loan is sanctioned

CreditVidya | Mumbai | February 10, 2015 10:07 IST

If you are planning to buy a home and think that your home loan application can easily get accepted by the bank, think again. While a good income is certainly a criterion for lending, a bank takes into consideration a whole lot of other things too before deciding to lend. However, some silliness on your part before making the first move can derail the most important goal of your life.

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