S.V. Trading & Agencies Ltd Management Discussions

This report covers the operations and financial performance of the Company for the year ended March 31, 2025 and forms part of the Annual Report. During the year, the Company has been able to maintain its steady performance considering the economic and market environment.

OPERATING RESULTS OF THE COMPANY

The Company has earned a gross revenue of Rs. 124.74 lakh during the year, as compared to Rs. 121.38 lakh in the previous year. The profit before tax stood at Rs. 105.64 lakh during the financial year ended on March 31, 3035 as against profit of Rs. 87.21 lakh in the previous year. The net profit for the year 2025 stood at Rs. 92.05 lakh against profit of Rs. 73.86 lakh reported in the previous year.

OPPORTUNITIES

There is a provision of more FDI and investment opportunities.

Withdrawal of quota restriction is contributing immensely in market development The global needs are being catered with product development.

An upsurge in the purchasing power and disposable income of Indian customers has opened room for new market development.

THREATS

Inflation could trigger increase in consumer price inflation, which would dampen growth. Striking a balance between demand and supply. Unfavorable economic development.

Market risk arising from changes in the value of financial instruments as a result of changes in market variables like interest rate and exchange rates.

SEGMENT WISE OR PRODUCT-WISE PERFORMANCE

The Company is engaged in general trading activities. During the year, all product segments performed satisfactorily, and there were no material changes in the nature of the business or segment-wise contributions

PROSPECT & OUTLOOK

The management is of the view that the future prospects of your Company are bright and the performance in the current year is expected to be very well. The committed customers of the Company are expected to place more orders, which ultimately affect the top line of the Company, positively.

RISKS AND CONCERNS

The Company has taken adequate preventive ad precautionary measures to overcome all negative factors responsible for low trend to ensure steady growth.

INTERNAL CONTROL SYSTEM AND THEIR ADEQUACY

There are well-established procedures for Internal Controls for operations of the Company. The finance & audit functions are well equipped with professionally experienced qualified personnel & play important roles in implementing the statutory obligations. The Company has constituted Audit Committee for guidance and proper control of affairs of the Company.

DISCUSSION ON FINANCIAL PERFORMANCE WITH RESPECT TO OPERATIONAL PERFORMANCE

The Company did not generate any income from core operations during the financial year. However, it earned income under the head ‘Other Income, primarily comprising interest income from financial assets and investments.

For the financial year 2024 25, the Company reported Other Income of 1,24,73,653.93, compared to 1,21,38,306 in the previous year, reflecting a marginal increase of approximately 2.76%. This steady income is attributable to effective treasury management and efficient deployment of surplus funds.

The EBITDA for the year stood at 1,05,64,472.06, as against 87,21,119 in FY 2023 24, showing a notable improvement of approximately 21.15%. This growth in EBITDA is mainly due to consistent interest earnings and controlled operating expenses. Going forward, the Company aims to explore viable business opportunities to initiate operational activities, while continuing to maintain financial discipline and optimize returns from its financial assets.

HUMAN RESOURCES

Human Resources are highly valued assets at S. V. Trading & Agencies Limited. The Company seeks to attract, retain and nurture technical & managerial talent across its operations and continues to create, sustain the environment that brings out the best in our people with emphasis on training, learning & development. It aims at career progression and fulfilling satisfactory needs. Performance is recognized and rewarded through up gradation & job enrichment, performance incentives.

RATIOS:

The details of significant changes (i.e. change of 25% or more as compared to the immediately previous financial year) in key financial ratios, along with detailed explanations is mentioned in Note No. 16(x)(viii). Details of Ratio as per Schedule III.

CAUTIONARY STATEMENT

Statements in the Management Discussion and Analysis describing the Companys objectives, expectations, predictions and assumptions may be "FORWARD LOOKING" within the meaning of applicable Laws and Regulations. Actual results may differ materially from those expressed herein, important factors that could influence the Companys operations include domestic economic Conditions affecting demand, supply, price conditions, and change in Governments regulations, tax regimes, other statutes and other factors such as industrial relations.

		For and on behalf of the Board of Directors
		For S. V. Trading & Agencies Limited
	Sd/-	Sd/-
	Name: Urvashi Tilkesh Sharma	Name: Gopal Lal Paliwal
Place: Mumbai	Designation: Additional Director & CFO	Designation: Managing Director
Date: August 19, 2025	DIN: 06522898	DIN: 06522898