Anjani Finance Ltd Directors Report

To,

The Members

The Board of Directors have immense pleasure in presenting the Thirty-Seventh Board Report on the business and operations of the company together with the Audited statements of Accounts for the financial Year ended 31st March, 2026.

l.State of Affairs of the Company

Performance of the company: (in Thousand)

Particulars	2025-26	2024-25
Total Revenue	213.35	11049.05
Profit/(Loss) before Depreciation, Interest & other adjustments	2181.11	7311.47 -
Less:- Finance Cost	976.88	1245.55
Depreciation	0.00	43.07
Profit Before Tax	1204.23	5026.20
Less :Earlier Year Expenses
Provision For Current Year Tax	-321.28	1576.35
Deferred Tax Provided (Written Back)	-66.88	-193.43
j Profit / (Loss) for the period after Tax	1592.39	4639.93
1 APPROPRIATIONS :	u . J
Transfer to NBFC Reserve	927.99	(927.99)
Balance carried to Balance Sheet (Retained earnings)	11668.62	38313.50
EPS (Basic & Diluted) (in Rs. ) on Equity Shares of^ Rs. 10/-	0.16	0.46

During the year under review, the total revenue of the Company decreased to R5,213.35 Thousand as against ^11,049.05 Thousand in the previous financial year. Despite the decline in revenue, the Company continues to make consistent efforts towards strengthening its Operations and achieving sustainable growth. The management remains committed to safeguarding and enhancing stakeholder value and is continuously working towards the overall growth and development of the Company in every possible manner.

2.BUSINESS BACKGROUND:

Anjani Finance Limited is a public limited Non-Banking Financial Company (NBFC) incorporated on 20 April 1989 and registered with the Registrar of Companies, Gwalior. The Registered office of the company is situated in Indore, Madhya Pradesh and is listed on the Bombay Stock Exchange (BSE: 531878). The company operates as a Non-Deposit Taking, Non-Systemically Important NBFC, primarily engaged in investment and lending activities. It provides secured and unsecured loans to individuals and corporates and also invest in shares, stocks, debentures, bonds, and other financial securities. Originally incorporated as Gujarat Guaranty and-Financial Ltd., the company was renamed Anjani Finance Limited in 2001 and functions under the umbrella of the Agarwal Group, a diversified business group based in Indore Madhya Pradesh.

3.SHARE CAPITAL

The Authorized Capital of the company is ? 10,50,00,000/- (Rupees Ten Crores and Fifty Lacs only) divided into 1,05,00,000 equity shares of ? 10/- (Rupees ten only) each during the financial year.

4. LOANS FROM BANKS AND FINANCIAL INSTITUTIONS

As on March 31, 2026, Company does not have any outstanding secured loan from banks and financial Institutions.

5. CHANGE IN THE NATURE OF BUSINESS

During the year under review, there was no change in the nature of business of the company and there is no material changes and/or commitments, affecting the financial position of the company, during the financial year 2025- 2026.

6. LISTING OF SHARES OF THE COMPANY ,

The Equity Shares of the Company continue to remain listed on BSE Limited (Security Code: 531878). The company has paid the due listing fees to BSE Limited for the financial year 2025- 26 on time.

The Company has not declared any dividend during or for the financial year.

8. Reserves

The Company has transferred Rs. 927990/- to the NBFC Reserves as per requirement of the Directions of the RBI to the NBFC Companies (Previous year Rs. 927990/-) except that no amount has been transferred or withdrawn from the reserves by the Company

9. TRANSFER OF AMOUNTS TO INVESTOR EDUCATION & PROTECTION FUNDS (IEPF)

No amount is required to be transferred to the investor education & protection fund during the year

10. CREDIT RATING

The company has not required credit rating during the year

11. NON PERFORMING ASSETS AND PROVISIONS

The company has ascertained NPA under Non-Banking Financial (Non deposit accepting or holding) Companys Prudential norms (Reserve Bank) Directions, 2007, as amended from time to time, and made adequate provisions there against. The company did not recognize interest income on such NPAs. And also no assets of the company are classified as nonperforming under-the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. As such, no provision is required to be maintained.

12. COMPLIANCE OF RBI GUIDELINES:

The company continues to comply with all the requirements prescribed by NBFC Companies from time to time

13. ASSOCIATES/SUBSIDIARIES/JOINT VENTURES COMPANIES

The company has no Subsidiaries and Joint Ventures

14. DETAILS IN RESPECT OF FRAUD REPORTED BY AUDITORS UNDER SECTION 143(12) OF THE COMPANIES ACT, 2013 OTHER THAN THOSE WHICH ARE REPORTABLE TO THE CENTRAL GOVERNMENT:

During the year under review, Statutory Auditors have not reported, any instances of fraud committed against your Company by its officers and employees to the Board, details of which would need to be mentioned in the Boards Report under section 143(12) of the . Companies Act, 2013.

15. THE DETAILS ABOUT THE POLICY DEVELOPED AND IMPLEMENTED BY THE COMPANY ON CSR INITIATIVES TAKEN DURING THE YEAR:

Your company does not fall under the threshold limit as required under the provisions of Section 135 of Companies Act, 2013 and rules made there under, hence there was no requirement to constitute CSR Committee as well formulate any policy thereof.

16. CRITERIA FOR DETERMINING QUALIFICATIONS, POSITIVE ATTRIBUTES, INDEPENDENCE OF DIRECTOR AND OTHER MATTERS UNDER SECTION 178(3) OF THE COMPANIES ACT, 2013

The Board has, on the recommendation of the nomination and remuneration committee framed a Nomination, Remuneration and Evaluation Policy which lays down the criteria for management personnel of the company, along with the criteria for determination of remuneration of directors, KMPs and other employees and their evaluation and includes r other matters, as prescribed under the provisions of section 178 of Companies Act, 2013 * and Regulation 19 of SEBI (LODR) Regulations 2015. Policy of the Company has been given at the website of the Company at anjanifin@rediffmail.com. The details of the same are also covered in Corporate Governance Report forming part of this Annual Report.

17. DISCLOSURE U/S 134 (3)

Pursuant to the provisions of sec 134 (3) read with companies (Accounts) rules, 2014. The required informations & disclosures, to the extent applicable to the company are as under:

(i)The web address where Annual Return in form no. MGT-7 is annexed is https://anjanifin.eom//upioads/images/MGT-7_Anjani_Finance_Ltd AB8996647.pdf

(ii) Policy of .company for the appointment of Directors and their remuneration as per Annexure-B.

% (iii) The particulars of contracts/arrangements entered into by the company with related parties referred to in sub section (1) of section 188 of the Companies Act, 2013 in the Fornl AOC-2 is enclosed herewith as per Annexure -C.

(iv) Statement of Conservation of energy, technology absorption and foreign exchange earnings and outgo is not applicable to the company.

(v) The ratio of the remuneration of each director to the median employees remuneration and .their details in terms of subsection 12 of Section 197 of the Companies Act, 2013 read with Rule 5(1) of the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014, are forming part of this report and is annexed as per Annexure - D.

(vi) There is no employee drawing remuneration of 850000/- per month or 10200000/- per year, therefore the particulars of employees as required U/s 197(12) of the Companies Act, 2013 read with Rule 5(2) and Rule 5(3) of the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014, are not applicable to the Company..

18. STATEMENT INDICATING DEVELOPMENT AND IMPLEMENTATION OF A RISK MANAGEMENT POLICY FOR THE COMPANY INCLUDING IDENTIFICATION THEREIN OF ELEMENTS OF RISK

The Company is primarily engaged in the business of Investment and Lending Activities and is associated with the normal business risk of the market. Any change in the taxation and Industrial policy by the Government may adversely affect the profitability of the Company. The Company is having adequate internal control to monitor the financial transactions and the books of accounts are being audited by the independent auditor of the Company

19. DISCLOSURES OF CODES, STANDARDS, POLICIES AND COMPLIANCES THEREUNDER

a) Know Your Customer and Anti money laundering measure policy

Your company has a board approved Know Your Customer (KYC Policy) and Anti Money

Laundering measure policy { AML Policy) in place and adheres to the said policy. The said policy is in line with the RBI Guidelines. Company has also adhered to the compliance requirement in terms of the said policy including the monitoring and reporting of cash and suspicious transactions. There are however, no cash transactions of the value of more than Rs. 10,00,000/- or any suspicious transactions whether or not made in cash noticed by the company in terms of the said policy.

b) Fair Practice Code

Your company has in place a Fair Practice Code (FPC), as per RBI Regulations which includes guidelines from appropriate staff conduct when dealing with the customers and on the organizations policies vis-a-vis client protection. Your company and its employees duly complied with the provisions of FPC.

c) Code of Conduct for Board of Directors and the Senior Management Personnel

Your company has adopted a code of conduct as required under Regulation 17 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015, for its BOD and the senior management personnel. The code requires the directors and employees of the company to act honestly, ethically and with integrity and in a professional and respectful manner. A certificate of the Management is attached with the Report in the Corporate Governance section.

d) Code of Prohibition of Insider Trading Practices^

Your company has in place a code for prevention of insider trading practices in accordance with the model code of conduct, as prescribed under SEBI ( prohibition of insider trading) Regulations, 2015,-as amended and has duly complied with the provisions of the said code.

e) Vigil Mechanism Policy

Pursuant to the provisions of section 177(9) and (10) of the Companies Act 2013 read with rule 7 of Companies (Meeting of Boards and its powers) Rules, 2014 and Regulation 22 of SEBI (Listing Obligations And Disclosure Requirements) Regulations, 2015, the company and adopted a whistle blower policy which provides for a vigil mechanism that encourages and supports its directors and employees to report instances of unethical behavior, actual or suspected, fraud or violation of the company code of conduct policy. It also provides for adequate safeguards against victimization of persons who use this mechanism and direct access to the chairman of audit committee in exceptional cases. Policy of the whistle blower of the Company has been given at the website of the company at www.anjanifin.com and attached the same as Annexure-E to this report.

f) Prevention, Prohibition and Redressal of Sexual harassment of women at work place

Your Company has zero tolerance for sexual harassment at workplace. The Company has adopted a Policy on Prevention, Prohibition and Redressal of Sexual Harassment at workplace in line with the provisions of the Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013 (POSH Act) and the rules framed there under. All employees (permanent, contractual, temporary, trainees) are covered under this policy. As per the requirement of the Sexual Harassment of Women at Workplace (Prevention, Prohibition & Redressal) Act, 2013 (Act) and Rules made there under, your company has constituted Internal Complaints Committees (ICC). Statement showing the number of complaints filed during the financial year and the number of complaints pending as on the end of the financial year is shown as under:

Statements of compliant Received During the F.Y. 2025-26

No. of complaints pending at the beginninq of Financial Year	Nil
No. of complaints received during the of Financial Year	Nil
No. of complaints disposed off during the of Financial Year	Nil
No. of complaints those remaining unresolved at the end of the of Financial Year	Nil

g) Nomination, Remuneration and Evaluation Policy (NRE Policy)

The Board has, on the recommendation of the nomination and remuneration committee framed a nomination, remuneration and evaluation policy which lays down the criteria for identifying the persons who are qualified to be appointed as directors and, or senior management personnel of the company, along with the criteria for determination of remuneration of directors, KMPS and other employees and their evaluation and includes other matters, as prescribed under the provisions of section 178 of Companies Act, 2013 and clause 49 of the Listing Agreement and Regulation 19 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015. Policy of the Company has been given at the website of the Company at www.anjanifin.com and attached the same as Annexure B to this report. The details of the same are also covered in corporate Governance Report forming part of this annual report.

h) Related Party Transactions Policy %

There were no materially significant related party transactions held during the FY 2024-25 that may have potential conflict with the interest of company at large. Transactions entered with related parties as defined under the Companies Act, 2013 and Regulation 23 of SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015, during the financial year were mainly in the ordinary course of business and on an arms length basis. The related party transaction policy as formulated by the company defines the materiality of related party and lays down the procedures of dealing with related party transactions. The details of the same are posted on the Company web-site www.anianifin.com.

i) Policy of company for the appointment of Directors and their remuneration

Policy of company for the appointment of Directors and their remuneration is hosted on the website (www.availablefinance.in) of the company as per the requirement of the section 178 of the Company Act, 2013

20. DIRECTORS AND KEY MANAGERIAL PERSONNEL

The Board of Directors of your company consists of 4 directors.

Mr. Sanjay Kumar Agarwal (DIN 00023611) continued to hold the office as a non-executive nonindependent director of the company.

Mrs. Kalpana Jain (DIN 02665393) is a Managing Director of company.

Mr. Sarthak Agrawal (DIN 09700883) and

Mr. Ankur Agrawal (DIN 07551302)) are the Independent directors of the Company.

All independent directors have given declaration that they meet the criteria of independence as laid down under section 149(6) of the companies Act, 2013 and clause 49 of the Listing Agreement and SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 forms part of this report. In accordance with the provisions of Section 152 of the companies Act 2013 read with relevant provisions of Articles of Association of the company, Mr. Sanjay Kumar Agarwal will retire by rotation at the ensuing Annual General meeting and being eligible offers himself for re-appointment. The Board recommends his re-appointment.

The brief profile of the Directors seeking appointment/re-appointment at the ensuing Annual General Meeting, including their qualifications, experience, expertise in specific functional areas, directorships in other companies, membership/chairmanship of committees of the Board, shareholding in the Company and other disclosures as required under Regulation 36(3) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, the Companies Act, 2013 and Secretarial Standard-2 on General Meetings (SS-2), is provided in the Notice convening the Annual General Meeting and forms part of the Corporate Governance Report included in this Annual Report.

The Company has received the requisite declarations and confirmations from the Directors proposed to be appointed/re-appolnted confirming that they are not disqualified from being appointed or continuing as Directors in terms of Section 164 of the Companies Act, 2013..

Independent Director Pursuant to the provision of the Companies Act, 2013, company is having two Independent Director as on 31.03.2026, which are as follows: - 1. Mr. Ankur Agrawal 2 Mr. Sarthak Agrawal

Both of the Independent directors of the Company have given declaration that they meet the criteria of independence as laid down under section 149(6) of the companies Act, 2013 and clause 49 of the Listing Agreement and SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 forms part of this report During the financial year 2025-26, there was no change in the Board of Directors.

Mr. Ankur Agrawal ceased to be a Director of the Company upon completion of his tenure and retired from the Board with effect from 30th June, 2026. Consequently, the Board of Directors, at its Meeting held on 30th June, 2026, appointed Mr. Nilay Agrawal as an Additional Director (Independent Category) of the Company with effect from 30th June, 2026, subject to the approval of the shareholders at the ensuing Annual General Meeting.

21. NUMBER OF MEETINGS OF THE BOARD:

During the FY 2025-26 (Five) 5 Board meetings were convened and held 28.05.2025, 05.08.2025, 30.08.2025, 05.11.2025 and 10.02.2026. The intervening gap between the meetings was within the period prescribed under the Companies Act, 2013 and the SEBI (Listing obligation And Disclosure Requirement) Regulations, 2015. The details of the Board meetings held during the year along with the attendance of the respective directors there at are set out in the Corporate Governance Report forming part of this annual report.

22. CAPITAL STRUCTURE AND SHARE CAPITAL:

The Paid-up Equity Share Capital as on 31st March, 2026 is Rs. 10,14,33,000/- (Rupees Ten crore fourteen lacs thirty three thousand only) divided into 1,01,43,300 (Rupees one crore one lacs forty three thousand three hundred) Equity Shares of Rs. 10/- each. During the year under review, the company has not issued any shares with differential voting rights nor granted stock options nor sweat equity Shares as on 31st March, 2026. Further that there is no change in the share capital of the company during the year under review

23. SIGNIFICANT/MATERIAL ORDERS PASSED BY THE REGULATOR OR COURT OR TRIBUNALS

During the there were no significant/material orders passed by any regulator or court or tribunal which would Impact the going concern status of the company and its future operations and not commence any proceeding under the IBC Code.

24. INTERNAL AUDIT AND INTERNAL FINANCIAL CONTROL SYSTEM

The company has appointed an independent firm M/s Pallavi Jain & Company Chartered Accountants (FRN 020689C) for conducting the audit as per the internal audit standards and regulations. The internal auditor reports to the audit committee of the board. The audit function maintains its independence and objectivity while carrying out assignments. It evaluates on a continuous basis, the adequacy and effectiveness of internal control mechanism with interaction of KMP and functional staff. The company has taken stringent measures to control the quality of disbursement of loan and its recovery to prevent fraud.

25. SECRETERIAL AUDIT AND REPORT

Pursuant to the provisions of section 204 of the Companies Act, 2013 and the companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014, the BOD of the company had appointed M/s SMR & Associates Practicing Company Secretary, Indore to undertake the secretarial audit of the company for the F.Y. 2025-26 in he meeting held on 28.05.2025. The secretarial audit report for the F.Y. ended March 31, 2026 is annexed herewith as per Annexure -F. The said report does not contain any material qualification, reservation or adverse remark-

Further, the Board of directors of the Company on the recommendation of the Audit Committee, at its meeting, has recommended the members to approve the appointment of M/s SMR & Associates Practicing Company Secretaries, (FCS:6841 ; CP: 26061) to conduct Secretarial Audit for the consecutive 5 (five) years from the conclusion of the 36th AGM till the conclusion of the 41 st AGM to be held in the calendar year 2030.

26. APPOINTMENT OF THE STATUTORY AUDITORS AND EXPLANATIONS OR COMMENTS ON QUALIFICATION, RESERVATION OR ADVERSE REMARK OR DISCLAIMER MADE BY THE STATUTORY AUDITORS IN THEIR REPORT:

In terms of provisions of section 139 of the Companies Act, 2013 the Audit Committee and Board had appointment of M/s. SAP Jain & Associates (FRN: 019356C), Chartered Accountants, Indore as the Statutory Auditors of the Company in the 36 th AGM which were held on 30 th September 2025 to hold office of the Auditors for a first term of 5 (Five) consecutive years Starting form 36th AGM till the conclusion of 41st Annual General Meeting to be held in the year 2030 in place of the existing retiring auditor CA Nikita Bilala of M/s SAP JAIN & Associates, Chartered Accountants, (F.R.NO: 019356C) on such remuneration as may be mutually decided by the Auditors and Board. As required under Regulation 33(l)(d) of the SEBI (LODR) Regulation, 2015, the proposed auditor has confirmed that they hold a valid certificate issued by the Peer Review Board of the Institute of Chartered Accountants of India.

The Auditors Report and the Notes on financial statement for the year 2025-26 referred to in the Auditors Report are self-explanatory and do not contain any qualification, reservation or adverse remark, therefore, do not call for any further comments.

Pursuant to section 134(5) of the Companies Act, 2013, the Board of Directors, to the best of its knowledge and ability, confirm that:

a) In the preparation of the annual accounts for the year ended March 31st,2026, the applicable accounting standards read with requirements set out under Schedule III to the Act, have been followed and there is no material departures from the same;

b) The directors had selected such accounting policies and applied them consistently and made judgments and estimates that are reasonable and prudent so as to give a true and fair view of the state of affairs of the company at March 31st,2025 and of the profit and loss of the company for the year ended on that date;

c) The directors had taken proper and sufficient care for the maintenance of adequate accounting records in accordance with the provisions of this Act for safeguarding the assets of the company and for preventing and detecting fraud and other irregularities;

d) The directors had prepared the annual accounts on a going concern basis;

e) The directors had laid down internal financial controls to be followed by the company and that such internal financial controls are adequate and were operating effectively; and

f) The directors had devised proper systems to ensure compliance with the provisions of all applicable laws and that such systems are adequate and operating effectively.

28. CORPORATE GOVERNANCE & MANAGEMENT DISCUSSION AND ANALYSIS

Pursuant to Agreement with BSE, Regulation 34 read with Schedule V of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015 and Companies Act 2013, the corporate governance report, management discussion and analysis and the auditors certificate regarding compliance of conditions of corporate governance is enclosed herewith as per Annexure - G.

29. STATEMENT INDICATING THE MANNER IN WHICH FORMAL ANNUAL EVALUATION HAS BEEN MADE BY THE BOARD OF ITS PERFORMANCE AND THAT OF ITS COMMITTEES AND INDIVIDUAL DIRECTORS:

Pursuant to the provisions of the companies Act, 2013 and SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015, an Annual Performance evaluation of the Board, the directors individually as well as the evaluation of the working of the board committees including audit committee and other committees of the board of directors of the company was carried out during the year and is covered under the corporate governance report forming part of this annual report.

The Board carried out an annual performance evaluation of the Board, Committees, Individual Directors and the Chairperson. The Chairman of the respective Committees shared the report on evaluation with the respective committees members. The performance of each committee was evaluated by the Board, based on report on evaluation receive committees. The report on performance evaluation of the Individuals Directors was reviewed by the Board and feedback was given to Directors.

The Company is a non-deposit taking category - B, NBFC Company. The company does not have any public deposits within the meaning of Section 73 of the Companies Act, 2013. Further that the company has not accepted any deposit in contravention of the provisions of the Companies Act, 2013 as well as RBI directions. *

31. PARTICULARS OF EMPLOYEES

The ratio of the remuneration of each director to the median employees remuneration and other details in terms of u/s 197(12) of the Companies Act, 2013 read with Rule 5(1) of the. Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014, are forming part of this report and is annexed as per Annexure D.

,The Company is having Eight employees on 31st March, 2026 and the particulars there of in terms of remuneration drawn as per rule 5(2) read with rule 5(3) of Companies (Appointment and remuneration of Managerial Personnel) Rules, 2014 as amended, is annexed with the report as Annexure-D There are certain employees in the company, who were in the receipt of remuneration in the F.Y. 2025-26 which in aggregate is in excess of that drawn .by the whole-time director. Since they do not hold any shares in the company, either by themselves or along with their spouse and dependent children, the disclosure under rule 5 of Companies (Appointment and remuneration of Managerial Personnel) Rule, 2014 is not required.

Further, there is no employee drawing remuneration of Rs. 8,50,000/- per month or 1,02,00,000/- per year, therefore, the disclosure of particulars of employees as per reg. 197(12) of the Companies Act, 2013 read with Rule 5(2) and Rule 5(3) of the Companies (Appointment and Remuneration of Managerial Personnel) Rules, 2014, are not applicable to the Company.

32. COMPLIANCE WITH SECRETARIAL STANDARDS:

Your Company is in compliance with the Secretarial Standards specified by the Institute of Company Secretaries of India.

33. PROVISION OF VOTING BY ELECTRONIC MEANS:

Your Company is providing E-voting facility under section 108 of the Companies Act, 2013 read with Rule 20 of the Companies (Management and Administration) Amendment Rules, 2015. The ensuing AGM will be conducted through Video Conferencing/OVAM, and no physical meeting, will be held, and your company has made necessary arrangements with CDSL to provide facility for remote e-voting and e-voting at

34. ADEQUACY OF INTERNAL FINANCIAL CONTROLS

The company has an adequate internal financial control backed by sufficient qualified staff, system software and special softwares. The company has also an internal audit system by the external agency.

The company has duly constituted the following committee as per the provisions of Companies Act, 2013 and SEBI (Listing Obligation and Disclosure Requirements) Regulation, 2015. ,

9 a) Audit Committee as per section 177 of the Companies Act, 2013 and Regulation 18 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015.

b) Stakeholder Relationship Committee as per section 178 of the Companies Act, 2013 and Regulation 20 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015.

c) Nomination and Remuneration Committee as per section 178 of the Companies Act, 2013 and Regulation 19 of SEBI (Listing Obligations & Disclosure Requirements) Regulations

The details of the composition of the audit committee and other committees and their respective terms of reference are included in the corporate Governance report forming part of this annual report. The Audit Committee and other Board Committees meet at regular intervals prescribed in the Companies Act, 2013, SEBI (Listing Obligations & Disclosure Requirements) Regulations, 2015 and any other Act applicable, if any.

36. DISCLOSURE AS PER TERMS OF PARAGRAPH 9BB OF NON BANKING FINANCIAL COMPANIES PRUDENTIALNORMS (RESERVE BANK) DIRECTIONS. 1998.

The desired disclosure is enclosed herewith as per attached financial statements.

37. CONSERVATION OF ENERGY, TECHNOLOGY ABSORPTION, FOREIGN EXHANGE EARNING AND OUT GO

A. Conservation of Energy:

During the year under review the company has not taken any steps, towards conservation of energy. However, the company will take necessary steps towards conservation of energy whenever it feels necessary.

B. Technology Absorption

During the year under review the company has not taken any steps, towards technology absorption. However, the company will take necessary steps towards technology absorption whenever it feels necessary.

C. Foreign Exchange Earnings and Outgo

During the year foreign exchange and outgo of the Company as follows:

Particulars	In USD	In Rs.
Foreign Currency Earninq	Nil	Nil
Foreign Currency Outgo	Nil	Nil

The above foreign currency outgo was against import of goods & services and expenditure during the year.

38. PARTICULARS OF LOANS, GUARANTEES AND INVESTMENTS

Details of loans granted, guarantee provided and investment made by the Company which are covered under the provisions of Section 186 of the Act, is provided in Notes forming part of Financial Statements and hence not repeated here.

39. EXTRACT OF ANNUAL RETURN

In accordance with Section 92(3) of the Act, a copy of the Annual Return is available on the website of the Company https://anjanifin.eom//uploads/images/MGT-7_anjani_web_site.pdf

40. GENERAL DISCLOSURE

Your directors state that no disclosure or reporting is required in respect of the following items as there were no transactions on these matters or were not applicable to the Company during the year under review:

• Your Company is not required to conduct the Cost Audit and is not required to maintain Cost Records as specified under section 148 of the Companies Act, 2013.

• Your Company has not filed any application or there is no application or proceeding pending against the company under the Insolvency and Bankruptcy Code, 2016 (31 of 2016) during the year under review.

• Your Company has neither announced any Corporate Action (buy back of securities, payment of dividend declared, mergers and de-mergers, split and issue of any securities) nor failed to implement or complete the Corporate Action within prescribed timelines.

• There were no voting rights exercised by any employee of the Company pursuant to. the section 67(3) read with the Rule 16 of the Companies (Share Capital and Debenture) Rules, 2014.

• There was no instance of one-time settlement with any Bank or Financial Institution.

• There is no requirement to conduct the valuation by the bank and no value the time of onetime Settlement during the period under review

• There were no revisions in the Financial Statement and Boards Report.

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41. SWAYAM -

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• Effective Resolution of Service Request -Generate and Track Service Requests/Complaints through SWAYAM.

• Features - A user-friendly GUI.

• Track Corporate Actions like Dividend/Interest/Bonus/split.

• PAN-based investments - Provides access to PAN linked accounts, Company wise holdings and security valuations.

• Effortlessly raise request for Unpaid Amounts.

• Self-service portal - for securities held in DEMAT mode and physical securities, whose folios are KYC compliant.

• Statements - View entire holdings and status of corporate benefits. *

• Two-factor authentication (2FA) at Login - Enhances security for investors.

42. ACKNOWLEDGEMENT

The Board of Directors places its sincere gratitude for the assistance and co-operation received from Banks, Customers and Shareholders. The Directors take the opportunity to express their sincere appreciation for the dedicated services of the Executives and staffs for their contribution to the overall performance of the company.

For and on behalf of the Board of Directors

KalpanaJain	Sanjay Kumar Agarwal
Managing Director	Director
DIN:02665393	DIN:00023611

Registered office:- The Agarwal Corporate House 5th Floor, 1, Sanjana Park Adjoining Agarwal Public School Bicholi Mardana Road Indore- 452011 MP India Date: 05.08.2026