ICICI Bank Ltd Company Summary

ICICI Bank has its origin in the Industrial Credit and Investment Corporation of India (ICICI). The bank unit was disaggregated in the 1990s when India liberalised its financial market.

Company Overview

ICICI Bank comes under the list of leading private sector banks of India with a strong presence in consumer and corporate banking. ICICI Bank offers multiple financial products, including savings and salary accounts, deposits, loans and investment products.

Founding & Evolution

The foundation of ICICI Bank comprises four different aspects, including company history, year of listing on stock exchanges, and strategic alliances:

• History: ICICI Bank was founded in 1994 as a full-fledged subsidiary of ICICI.
• Year of Listing: The bank was listed publicly in the year 1998 on NSE and BSE.
• Leadership: ICICI Bank is led by its MD & CEO, Sandeep Bakhshi.
• Strategic Alliances: The bank has invested in several technology partnerships, cross-border alliances and fintech joint ventures, such as digital payment integrations and co-lending models to reach more customers.

Scale and Presence

ICICI Bank has a diversified business in credit, deposits, wealth products, cards, insurance (via subsidiaries), investment banking and digital banking. Here’s a quick overview of the bank’s services, employees, international operations and customer base:

• Branches / Service Network: ICICI Bank has thousands of branches and ATMs in urban and semi-urban areas that are operated with the help of digital media and mobile-first platforms.
• Employees: ICICI Bank has over 180,000 employees.
• International Operations: ICICI Bank has branches and subsidiaries in countries such as the Middle East, North America, Europe and Asia-Pacific, which provide trade finance, corporate banking services and remittance services.
• Customer Base: The bank has millions of retail customers, SMEs, corporates, NRIs and institutional investors.

Business Segments

ICICI Bank functions under several banking clusters serving retail, corporate and rural customers with the use of technology in service provision as well as risk management.

• ICICI Bank comprises home mortgages, auto mortgages, personal finance, credit cards, consumer payments, liabilities and deposits.
• The bank offers working capital financing, term financing, structured credit financing, trade financing and cash management to different industries.
• ICICI Bank covers agricultural financing, rural savings and credit programs that are being facilitated by financial inclusion programs.
• The bank oversees liquidity, currency trade, government paper and regulatory capital as well as leading to balance-sheet optimisation.
• ICICI Bank has a digital platform that comprises mobile banking, internet banking, APIs, iMobile Pay and InstaBiz.

Leadership Team

Top Mutual Funds Invested in ICICI Bank Ltd (As on 31st October 2025)