IndusInd Bank Financial Statements

IndusInd Bank Annually Results

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Y/e 31 Mar Mar-2017 Mar-2016 Mar-2015 Mar-2014
Growth matrix (%)        
Net interest income 34.20 32.10 18.30 29.50
Total op income 31 30.90 24.80 33
Op profit (pre-provision) 31.60 33.70 19.30 41.10
Net profit 25.40 27.50 27.40 32.70
Advances 27.90 28.50 24.80 24.30
Deposits 37.20 23.20 22.60 11.50
Total assets 25 27.80 28.40 18.70
Profitability Ratios (%)        
NIM -- 3.81 -- 3.71
Non-int inc/Total inc 40.80 42.20 42.70 39.50
Return on Avg Equity 15 16.10 18.20 16.90
Return on Avg Assets 1.78 1.79 1.80 1.75
Per share ratios ()        
EPS 48 38.40 33.10 26.20
Adj.BVPS -- -- -- --
DPS 6 4.50 4 3.50
Other key ratios (%)        
Credit/Deposits 0.89 0.95 0.91 0.89
Cost/Income 130 128 131 124
CASA 36 35.20 34.10 32.60
CAR 15.30 15.50 12.10 13.80
Tier-I capital 14.70 14.90 11.20 12.70
Gross NPLs/Loans -- -- -- --
Prov/Avg loans 1.08 0.86 0.63 0.94
Net NPLs/Net loans -- -- -- --
Tax rate 0.52 0.52 0.51 0.51
Dividend yield 0.43 0.47 0.45 0.70
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Y/e 31 Mar ( In .Cr) Mar-2017 Mar-2016 Mar-2015 Mar-2014
Interest income 14,406 11,872 9,692 8,254
Interest expense (8,343) (7,355) (6,272) (5,363)
Net interest income 6,063 4,517 3,420 2,891
Non-interest income 4,171 3,297 2,548 1,891
Total op income 10,234 7,814 5,968 4,781
Total op expenses (4,783) (3,672) (2,870) (2,185)
Op profit (pre-prov) 5,451 4,141 3,098 2,596
Provisions (1,091) (672) (389) (468)
Exceptionals -- -- -- --
Profit before tax 4,360 3,469 2,709 2,128
Taxes (1,492) (1,183) (915) (720)
Net profit 2,868 2,286 1,794 1,408
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Y/e 31 Mar ( In .Cr) Mar-2021 Mar-2020 Mar-2019 Mar-2018
Total cash & equivalents 56,327 16,004 14,783 13,216
Investments 69,695 59,980 59,266 50,077
Advances 212,595 206,783 186,394 144,954
Total int-earning assets 338,617 282,767 260,443 208,246
Fixed assets 1,809 1,820 1,710 1,339
Other assets 22,901 22,761 16,028 12,311
Total assets 363,328 307,348 278,181 221,896
Net worth 43,365 34,706 26,686 23,842
Deposits 256,205 202,040 194,868 151,639
Borrowings 51,323 60,754 47,321 38,289
Total int-bearing liabs 307,528 262,793 242,189 189,928
Non-int-bearing liabs 12,435 9,848 9,306 8,126
Total liabilities 319,963 272,641 251,495 198,054
Equity + Total liabilities 363,328 307,348 278,181 221,896
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Particulars ( Rupees In Crores.) Mar-2021 Mar-2020 Mar-2019 Mar-2018
Interest Earned 29,000 28,783 22,261 17,281
Other Income 6,559 6,951 5,647 4,750
Total Income 35,558 35,734 27,908 22,031
Operating Expenses ** 23,832 24,961 19,820 15,375
Operating Profit Before Prov. & Cont. 11,727 10,773 8,088 6,656
Provisions & Contingencies 7,943 4,652 3,108 1,175
Depreciation -- -- -- --
Provision For Taxes 948 1,703 1,679 1,875
Fringe Benefit Tax  -- -- -- --
Deferred Tax -- -- -- --
Net Profit 2,836 4,418 3,301 3,606
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 2,836 4,418 3,301 3,606
EPS (Unit Curr.) 38.80 63.80 54.90 60.20
EPS (Adj) (Unit Curr.) 38.80 63.80 54.90 60.20
Calculated EPS (Unit Curr.)  36.70 63.70 54.80 60.10
Calculated EPS (Adj) (Unit Curr.) 36.70 63.70 54.80 60.10
Calculated EPS (Ann.) (Unit Curr.)  36.70 63.70 54.80 60.10
Calculated EPS (Adj) (Ann.) (Unit Curr.)  36.70 63.70 54.80 60.10
Book Value (Unit Curr.) -- -- -- --
Dividend (%) 50 -- 75 75
Equity 773 694 603 600
Reserve & Surplus  42,278 33,020 25,758 22,879
Face Value 10 10 10 10
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity) -- -- -- --
(%) of shares held by GOI -- -- -- --
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 66.40 79.40 82.60 88.30
PBDTM(%) 13 21.30 22.40 31.70
PATM(%) 9.78 15.30 14.80 20.90
Capital Adequacy Ratio -- -- -- --
Tier I Capital -- -- -- --
Tier II Capital -- -- -- --
Open ZERO Brokerage Demat Account