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Y/e 31 Mar - - - -
Growth matrix (%)        
Net interest income -- -- -- --
Total op income -- -- -- --
Op profit (pre-provision) -- -- -- --
Net profit -- -- -- --
Advances -- -- -- --
Deposits -- -- -- --
Total assets -- -- -- --
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc -- -- -- --
Return on Avg Equity -- -- -- --
Return on Avg Assets -- -- -- --
Per share ratios ()        
EPS -- -- -- --
Adj.BVPS -- -- -- --
DPS -- -- -- --
Other key ratios (%)        
Credit/Deposits -- -- -- --
Cost/Income -- -- -- --
CASA -- -- -- --
CAR -- -- -- --
Tier-I capital -- -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate -- -- -- --
Dividend yield -- -- -- --
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Y/e 31 Mar ( In .Cr) Mar-2017 Mar-2016 Mar-2015 Mar-2014
Interest income 14,406 11,872 9,692 8,254
Interest expense (8,343) (7,355) (6,272) (5,363)
Net interest income 6,063 4,517 3,420 2,891
Non-interest income 4,171 3,297 2,548 1,891
Total op income 10,234 7,814 5,968 4,781
Total op expenses (4,783) (3,672) (2,870) (2,185)
Op profit (pre-prov) 5,451 4,141 3,098 2,596
Provisions (1,091) (672) (389) (468)
Exceptionals -- -- -- --
Profit before tax 4,360 3,469 2,709 2,128
Taxes (1,492) (1,183) (915) (720)
Net profit 2,868 2,286 1,794 1,408
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Y/e 31 Mar ( In .Cr) Mar-2019 Mar-2018 Mar-2017 Mar-2016
Total cash & equivalents 14,783 13,216 18,628 10,112
Investments 59,266 50,077 36,702 34,054
Advances 186,394 144,954 113,081 88,419
Total int-earning assets 260,443 208,246 168,411 132,586
Fixed assets 1,710 1,339 1,335 1,255
Other assets 16,028 12,311 9,114 9,227
Total assets 278,181 221,896 178,860 143,068
Net worth 26,686 23,842 20,646 17,696
Deposits 194,868 151,639 127,572 93,000
Borrowings 47,321 38,289 21,454 24,996
Total int-bearing liabs 242,189 189,928 149,026 117,996
Non-int-bearing liabs 9,306 8,126 9,188 7,376
Total liabilities 251,495 198,054 158,214 125,372
Equity + Total liabilities 278,181 221,896 178,860 143,068
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Particulars ( Rupees In Crores.) Mar-2019 Mar-2018 Mar-2017 Mar-2016
Interest Earned 22,261 17,281 14,406 11,872
Other Income 5,647 4,750 4,171 3,297
Total Income 27,908 22,031 18,577 15,169
Operating Expenses ** 19,820 15,375 13,126 11,027
Operating Profit Before Prov. & Cont. 8,088 6,656 5,451 4,141
Provisions & Contingencies 3,108 1,175 1,091 672
Depreciation -- -- -- --
Provision For Taxes 1,679 1,875 1,492 1,183
Fringe Benefit Tax  -- -- -- --
Deferred Tax -- -- -- --
Net Profit 3,301 3,606 2,868 2,286
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 3,301 3,606 2,868 2,286
EPS (Unit Curr.) 54.90 60.20 48.10 39.70
EPS (Adj) (Unit Curr.) 54.90 60.20 48.10 39.70
Calculated EPS (Unit Curr.)  54.80 60.10 48 38.40
Calculated EPS (Adj) (Unit Curr.) 54.80 60.10 48 38.40
Calculated EPS (Ann.) (Unit Curr.)  54.80 60.10 48 38.40
Calculated EPS (Adj) (Ann.) (Unit Curr.)  54.80 60.10 48 38.40
Book Value (Unit Curr.) -- -- -- --
Dividend (%) 75 75 60 45
Equity 603 600 598 595
Reserve & Surplus  25,758 22,879 19,673 16,720
Face Value 10 10 10 10
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity) -- -- -- --
(%) of shares held by GOI -- -- -- --
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 82.60 88.30 88.20 91.20
PBDTM(%) 22.40 31.70 30.30 29.20
PATM(%) 14.80 20.90 19.90 19.30
Capital Adequacy Ratio -- -- -- --
Tier I Capital -- -- -- --
Tier II Capital -- -- -- --