R R Fin. Cons.

R R Financial Consultants Ltd Management Discussions

NSEBSE

₹63.5

(1.11%)

Nov 3, 2026|04:01:00 PM

R R Financial Consultants Ltd Share Price Management Discussions

FY 2025-26

A performance and governance overview for the financial year 2025-26

1. EXECUTIVE OVERVIEW

RR Financial Consultants Limited ("RRFCL" or "the Company") delivered strong and consistent financial performance during FY 202526, with growth across all key metrics. The consolidated financial highlights below summarizes the Companys performance across the current and two preceding financial years.

Total Revenue trend, FY 2023-24 to FY 2025-26 Crore).

Consolidated Financial Highlights

Particulars	FY 2025-26	FY 2024-25	FY 2023-24	YoY % (25-26)	YoY % (24-25)
Total Revenue	33,78,27,745.45	27,02,50,575.00	19,87,19,100.00	25.01%	36.00%
EBITDA	11,10,31,531.21	4,59,26,076.73	1,62,67,099.00	141.76%	182.32%
Interest	52,00,758.55	59,13,132.00	79,92,600.00	(12.05)%	(26.02)%
Depreciation	19,58,384.12	18,00,908.00	16,92,200.00	8.74%	6.42%
Profit Before Tax	10,38,72,388.54	3,82,12,036.73	6,58,23,299.00	171.83%	(41.95)%
Profit After Tax	8,09,45,940.07	2,84,87,141.73	43,19,199.00	184.15%	559.55%

Figures in % unless otherwise stated. Year-on-year variance is computed on the figures presented above.

Key Financial Ratios

The table below sets out the significant financial ratios for the consolidated financial statements of the RR Group, together with the year-on-year variation and the reasons underlying any material movement.

Particulars	FY 202526	FY 202425	Variation (%)	Reason for Variance
Debtors Turnover Ratio	NIL	NIL	·	Not applicable to the Companys business profile.
Inventory Turnover Ratio	N.A.	N.A.	·	Not applicable to the Companys business profile.
Interest Coverage Ratio	N.A.	N.A.	·	Not applicable to the Companys business profile.
Current Ratio	2.73	2.58	6.10	Improved on account of a proportionate increase in current assets, including debtors and inventory, relative to current liabilities.
Debt-Equity Ratio	0.23	0.23	·	No material change during the year.
Operating Profit Margin*	0.3272	0.1650	98.70	Increase attributable to improved cost management and higher operational efficiency.
Net Profit Ratio	0.24	0.11	128.41	Increase driven by higher net profit relative to sales.
Return on Net Worth*	0.136	0.055	145.25	Increase driven by higher net profit and more efficient utilization of shareholders funds.

* Computed on the basis of the consolidated financial statements for the respective years.

Principal Subsidiaries

The Companys diversified platform is anchored by the following principal subsidiaries:

? RR Investors Capital Services Limited

? RR Insurance Brokers Private Limited

? RR Equity Brokers Private Limited

? RR Fincap Private Limited

Together, these entities enable RRFCL to operate as a diversified financial services group with capabilities spanning investment and advisory services, stock broking, wealth and portfolio management, insurance broking, valuation, and other financial services, allowing the Group to serve varied client needs across complementary segments of the financial services ecosystem, anchored throughout by sound governance, regulatory compliance, robust internal controls, prudent risk management and lasting client relationships.

2. OPERATIONAL DISCIPLINE: OUR INTERNAL CONTROL PHILOSOPHY

Our control environment is aligned with industry best practices and is periodically reviewed to adapt to evolving regulatory requirements, technological advancements and business complexity.

Key Features of Our Internal Control Framework

Governance-Driven Approach

Oversight by an independent audit committee and Board-level risk and compliance functions.

Risk-Based Audits

Periodic internal audits and risk assessments conducted by a dedicated internal audit team and external professionals.

Whistleblower Mechanism

A confidential and accessible channel to report unethical practices or control breaches.

Automated Checks

Integrated controls embedded within core IT systems for client onboarding, transactions, claims processing and investment advisory.

Regulatory Compliance

Adherence to guidelines issued by IRDAI, SEBI, BSE, RBI and other statutory bodies.

3. FORWARD-LOOKING STATEMENT

This report contains forward-looking statements that reflect the Companys current views, expectations and assumptions with respect to future business strategies, financial performance, market conditions and regulatory developments.

These statements are based on information available as of the date of this report and are subject to a range of known and unknown risks and uncertainties · economic, regulatory, operational or otherwise · that could cause actual outcomes to differ materially from those expressed or implied.

While we remain confident in our long-term strategic direction and are committed to executing with discipline and agility, readers are cautioned that such statements are not guarantees of future performance.

"Forward-looking insights in this report are guided by optimism, but grounded in realism."

The Company undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future developments, or otherwise, unless required by applicable laws or regulations.

The Company has adopted a Code of Conduct for Directors and Senior Management, as required by erstwhile Clause 49 of the Listing Agreement and, presently, Schedule V of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The Company has received confirmation from the Directors and Senior Management regarding compliance with the Code for the year ended 31 March 2026.

Dated: 26.08.2026

Place: New Delhi

Promoter and Public shareholding as a percentage of total shares, as on 31 March 2026. Full category-wise break-up, including NIL categories, follows below as per the statutory format.

Category of Shareholder	No. of Shareholders	Total Shares	Shares in Demat	% of (A+B)	% of (A+B+C)
(A)(1)(a) Indian · Individuals / HUF	2	78,54,180	78,54,180	71.01	71.01
(A)(1)(b) Central / State Government(s)	-	-	-	-	-
(A)(1)(c) Bodies Corporate	1	4,27,200	4,27,200	3.86	3.86
(A)(1)(d) Financial Institutions / Banks	-	-	-	-	-
(A)(1)(e) Any Other (Specify)	-	-	-	-	-
Sub-Total (A)(1)	3	82,81,380	82,81,380	74.87	74.87
(A)(2)(a) Foreign · Individuals (NRI / Foreign)	-	-	-	-	-
(A)(2)(b) Bodies Corporate	-	-	-	-	-
(A)(2)(c) Institutional	-	-	-	-	-
(A)(2)(d) Any Other (Specify)	-	-	-	-	-
Sub-Total (A)(2)	-	-	-	-	-
Total Shareholding of Promoter & Promoter Group (A) = (A)(1)+(A)(2)	3	82,81,380	82,81,380	74.87	74.87
(B)(1)(a) Institutions · Mutual Funds / UTI	-	-	-	-	-
(B)(1)(b) Financial Institutions / Banks	-	-	-	-	-
(B)(1)(c) Central / State Government(s)	-	-	-	-	-
(B)(1)(d) Venture Capital Funds	-	-	-	-	-
(B)(1)(e) Insurance Companies	-	-	-	-	-
(B)(1)(f) Foreign Institutional Investors	-	-	-	-	-
(B)(1)(g) Foreign Venture Capital Investors	-	-	-	-	-
(B)(1)(h) Any Other (Specify)	-	-	-	-	-
Sub-Total (B)(1)	-	-	-	-	-
(B)(2)(a) Non-Institutions · Bodies Corporate	33	11,17,550	11,17,550	10.10	10.10
(B)(2)(b)(I) Individuals · nominal capital up to ^2 lakh	5,386	13,56,990	13,56,990	12.27	12.27
(B)(2)(b)(II) Individuals · nominal capital in excess of ^2 lakh	6	1,94,376	1,94,376	1.76	1.76
(B)(2)(c) Qualified Foreign Investor	-	-	-	-	-
(B)(2)(d)(1) Any Other · Trusts	-	-	-	-	-
(B)(2)(d)(2) Any Other · Directors & their Relatives	-	-	-	-	-
(B)(2)(d)(3) Any Other · Foreign Nationals	-	-	-	-	-
(B)(2)(d)(4) Any Other · Non-Resident Indians	15	3,770	3,770	0.03	0.03
(B)(2)(d)(5) Any Other · Clearing Members	5	10,728	10,728	0.10	0.10

Category of Shareholder	No. of Shareholders	Total Shares	Shares in Demat	% of (A+B)	% of (A+B+C)
(B)(2)(d)(6) Any Other · Hindu Undivided Families	30	94,301	94,301	0.85	0.85
(B)(2)(d)(7) Any Other (Specify)	2	1,605	1,605	0.01	0.01
Sub-Total (B)(2)	5,477	27,79,320	27,79,320	25.13	25.13
Total Public Shareholding (B) = (B)(1)+(B)(2)	5,477	27,79,320	27,79,320	25.13	25.13
TOTAL (A)+(B)	5,480	1,10,60,700	1,10,60,700	100.00	100.00
(C) Shares held by Custodians, against which Depository Receipts have been issued	-	-	-	-	-
GRAND TOTAL (A)+(B)+(C)	5,480	1,10,60,700	1,10,60,700	100.00	100.00

(I)(b) Shareholding · Promoter and Promoter Group

Sr. No. Name of Shareholder	No. of Shares	% of Total Shares
1 Rajat Prasad	77,95,907	70.48
2 Priyanka Singh	58,273	0.53
3 Narayan Travels & Tours Limited	4,27,200	3.86
Total	82,81,380	74.87

(I)(c) Public Shareholders Holding More than 1%

Sr. No.	Name of Shareholder	No. of Shares	% of Total Shares
1	E Investment India.com Private Limited	5,14,740	4.65
2	Narayan Travels & Tours Limited	4,27,200	3.86
3	Sarla Services & Agencies Private Limited	4,03,432	3.65
	Total	13,45,372	12.16

(I)(d) Details of Locked-in Shares

Sr. No. Name of Shareholder	No. of Locked-in Shares	Locked-in Shares as % of Total
1 NIL	NIL	NIL

(II)(A) Details of Depository Receipts (DRs)

Sr. No. Type of Outstanding DR	No. of Outstanding DRs	Shares Underlying Outstanding DRs	% of Total Shares
1 NIL	NIL	NIL	NIL
2 NIL	NIL	NIL	NIL
Total	NIL	NIL	NIL

(II)(b) DR Holdings where Promoter/Promoter Group Underlying Shares Exceed 1%

Sr. No. Name of DR Holder	Type of Outstanding DR	Shares Underlying Outstanding DRs	% of Total Shares
1 NIL	NIL	NIL	NIL
2 NIL	NIL	NIL	NIL
Total	NIL	NIL	NIL

Rajat Prasad	Priyanka Singh
Managing Director	Director
DIN:00062612	DIN:05343056

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