The Bank Of Englands Credit Conditions Survey stated today that lenders reported that the availability of secured credit to households increased in the three months to end-November 2021 (Q4). Lenders expected the availability of secured credit to increase over the next three months to end-February 2022 (Q1). Lenders reported that the availability of unsecured credit to households increased in Q4 and was expected to increase in Q1. Lenders reported that the overall availability of credit to the corporate sector was unchanged in Q4, remaining unchanged for businesses of all sizes. Overall availability was expected to remain unchanged in Q1. Lenders reported that demand for secured lending for house purchase decreased in Q4, and was expected to decrease in Q1. Demand for secured lending for remortgaging increased in Q4, and was expected to decrease slightly in Q
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