Bajaj Allianz General launches Surgical Protection Plan

India Infoline News Service | Mumbai |

This policy offers 11 sum insured options ranging from Rs. 1 lakh to Rs. 10 lakh

Bajaj Allianz General Insurance has launched a new Surgical Protection Plan that provides insurance cover for only surgical treatments. The plan provides treatment specific insurance cover. It assures a guaranteed benefit amount, depending on the surgical treatment that is graded based on the costs and covers, to almost 600 surgeries.
This policy offers 11 sum insured options ranging from Rs. 1 lakh to Rs. 10 lakh. This policy can be bought as a standalone cover or be opted as an add-on to any other health policy. The policy also comes with three add on covers—Hospital Cash Daily Allowance, Critical Illness cover and Personal Accident.
A fixed amount is payable for surgeries that are categorized into various grades such as minor, major and supra major and daycare procedures. The plans take into account the average costs for such surgeries in various geographies.
The entry age under the policy is 18 years to 65 years for proposer and spouse and is 3 months to 35 years for dependent children. It comes with the benefit of lifetime renewal and no medicals required up to the age of 45 years.
You are eligible for the usual income tax benefits under Section 80D of Income Tax Act for the premium paid to buy the plan, except for the premium paid under personal Accident section.
 

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