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Y/e 31 Mar - - - -
Growth matrix (%)        
Net interest income -- -- -- --
Total op income -- -- -- --
Op profit (pre-provision) -- -- -- --
Net profit -- -- -- --
Advances -- -- -- --
Deposits -- -- -- --
Total assets -- -- -- --
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc -- -- -- --
Return on Avg Equity -- -- -- --
Return on Avg Assets -- -- -- --
Per share ratios ()        
EPS -- -- -- --
Adj.BVPS -- -- -- --
DPS -- -- -- --
Other key ratios (%)        
Credit/Deposits -- -- -- --
Cost/Income -- -- -- --
CASA -- -- -- --
CAR -- -- -- --
Tier-I capital -- -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate -- -- -- --
Dividend yield -- -- -- --
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Y/e 31 Mar ( In .Cr) Mar-2017 Mar-2016 Mar-2015 Mar-2014
Interest income 12,379 12,084 12,274 10,707
Interest expense (8,873) (9,323) (9,981) (8,623)
Net interest income 3,506 2,761 2,292 2,083
Non-interest income 1,651 874 879 710
Total op income 5,158 3,635 3,171 2,793
Total op expenses (2,737) (2,086) (1,912) (1,690)
Op profit (pre-prov) 2,421 1,549 1,259 1,104
Provisions (1,507) (1,391) (859) (656)
Exceptionals -- -- -- --
Profit before tax 914 158 400 448
Taxes (164) 223 39.50 (32)
Net profit 750 382 439 416
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Y/e 31 Mar ( In .Cr) Mar-2018 Mar-2017 Mar-2016 Mar-2015
Total cash & equivalents 4,970 5,931 6,620 7,352
Investments 39,512 44,425 41,842 40,758
Advances 116,165 94,549 88,987 86,696
Total int-earning assets 160,647 144,904 137,449 134,806
Fixed assets 1,301 1,319 1,288 567
Other assets 15,899 8,847 6,832 7,358
Total assets 177,848 155,070 145,569 142,730
Net worth 10,627 8,151 7,625 6,160
Deposits 157,288 133,012 125,441 129,593
Borrowings 7,300 11,062 10,301 4,028
Total int-bearing liabs 164,587 144,074 135,741 133,622
Non-int-bearing liabs 2,633 2,845 2,203 2,949
Total liabilities 167,221 146,918 137,945 136,571
Equity + Total liabilities 177,848 155,070 145,569 142,730
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Particulars ( Rupees In Crores.) Mar-2018 Mar-2017 Mar-2016 Mar-2015
Interest Earned 12,590 12,379 12,084 12,274
Other Income 1,601 1,651 874 879
Total Income 14,190 14,031 12,957 13,152
Operating Expenses ** 11,093 11,610 11,409 11,893
Operating Profit Before Prov. & Cont. 3,098 2,421 1,549 1,259
Provisions & Contingencies 2,115 1,507 1,391 859
Depreciation -- -- -- --
Provision For Taxes 256 164 (223) (40)
Fringe Benefit Tax  -- -- -- --
Deferred Tax -- -- -- --
Net Profit 727 750 382 439
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 727 750 382 439
EPS (Unit Curr.) 6.83 7.57 4.44 5.11
EPS (Adj) (Unit Curr.) 6.83 7.57 4.44 5.11
Calculated EPS (Unit Curr.)  5.57 7.51 4.09 5.11
Calculated EPS (Adj) (Unit Curr.) 5.57 7.51 4.09 5.11
Calculated EPS (Ann.) (Unit Curr.)  5.57 7.51 4.09 5.11
Calculated EPS (Adj) (Ann.) (Unit Curr.)  5.57 7.51 4.09 5.11
Book Value (Unit Curr.) 70.70 69.90 70.20 69
Dividend (%) 12 15 -- 15
Equity 1,304 999 933 859
Reserve & Surplus  8,533 6,322 5,598 5,064
Face Value 10 10 10 10
Public Shareholding (No Of.Shares)  -- -- -- 222,872,258
Public Shareholding (% in Equity) -- -- -- 25.90
(%) of shares held by GOI 68.80 70.30 68.20 74.10
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- 636,247,049
Non Encumbered - % in Total Promoters Holding -- -- -- 100
Non Encumbered - % in Total Equity -- -- -- 74.10
PBIDTM(%) 73.60 79.10 78.50 84.60
PBDTM(%) 7.81 7.39 1.31 3.26
PATM(%) 5.77 6.06 3.16 3.58
Capital Adequacy Ratio -- -- -- --
Tier I Capital -- -- -- --
Tier II Capital -- -- -- --