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Apollo Munich Health Insurance launches Optima Senior

A person over 61 years can choose from three sum insured levels that is Rs. 2 lakh, Rs. 3 lakh or even Rs. 5 lakh

August 16, 2012 3:20 IST | India Infoline News Service
Apollo Munich has launched Optima Senior to cater senior citizens above 61 years of age.

"With the onset of retirement, most people find themselves losing their corporate health insurance coverage, at a time when it is needed the most. Optima Senior caters to senior citizens who seek uncomplicated and easy to understand health insurance coverage, with minimal restrictions and maximum benefits," Apollo Munich Health Insurance CEO Antony Jacob said in a release.

According to the company, Optima Senior provides lifelong health insurance coverage with a guarantee of no loading on change of health status. It also offers hassle-free, uncomplicated coverage for those Indian citizens who are in their golden years and seek the best-in-class solution for their medical needs.

A person over 61 years can choose from three sum insured levels that is Rs. 2 lakh, Rs. 3 lakh or even Rs. 5 lakh. Policy holders can also enjoy a 5% non-cumulative discount on the renewal premium payable under the policy after every claim free year, provided that the policy is renewed with the company without a break. Medical examination will be based on your age, sum assured opted and your health condition. 

Apollo Munich Health Insurance is a joint venture between Apollo Hospitals Group and Munich Health, Munich Re's newest business segment.

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