Reliance General Insurance launches “Reliance HealthGain”

India Infoline News Service | Mumbai |

The product is a first-of-its-kind comprehensive Health Insurance plan specially designed to focus and support the healthcare needs of women.

Reliance General Insurance Company (RGI), a part of Reliance Capital Limited and one of India’s largest selling private general insurers, today announced the launch of its innovative and unique Health Insurance Plan - Reliance HealthGain - for the retail segment.

The product is a first
-of-its-kind comprehensive Health Insurance plan specially designed to focus and support the healthcare needs of women. The launch was announced by Rakesh Jain, CEO, Reliance General Insurance, here today.

“Our assessment indicates that about 20 per cent of workforce in India is women and out of which only 10 per cent ( ie 2 per cent) end up having healthcare protection on their own. We have made an effort to encourage them to take health coverage by incentivizing their inclusion in our new plan”, said Jain.

The new plan
provides special pricing benefits to single women, widows and divorcees. The product comes with wide range of sum insured. The policy can be renewed till the customer desires with no exit age.
Reliance HealthGain offers pricing benefits on the total family premium in case of the inclusion of girl child.
“The plan is also aimed at supporting the girl child at a time when the gender ratio is highly skewed against the girl child. We are extending pricing benefits on the total family premium in case a family decides to add a girl child in the policy. This is our small effort to welcome a girl child in the family,” said Jain.

The policy also offers Re-instatement of Sum Insured on unrelated diseases, wherein the company will double the Base sum insured in case of exhaustion of basic sum. This ensures that you have requisite coverage at all times and reduces the need for multiple policies.

The Policy offers auto extension wherein the policy automatically gets extended for 1 year without charging any premium in the event of insured policyholder getting diagnosed with a specified critical illness like cancer, stroke etc.

“HealthGain plan brings unique policy service guarantee that will entitle the customer additional monetary/coverage benefits if for some reason the company is unable to fulfill its commitments on policy and claims servicing within the agreed time” said Jain.

The policy also offers Call Option and has an inbuilt Accidental Death Cover for the insured policyholder. Policyholders can also include their extended family under the same policy.

The Call Option allows the customer to enhance the base sum insured at pre defined intervals with continuity benefits.

“A customer, with say Rs 3 lakh insurance, can earn upto 100 per cent cumulative bonus after three claim-free years. At the fourth renewal under the Call Option, the customer can increase his base sum insured, in this case to Rs 6 lakh, with full continuity benefits”, said Jain. 

RGI also offers a widespread network of over 4000+ hospitals for cashless treatment under this policy.

 

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