SBI General Insurance Company Limited (SBI General), the general insurance arm of State Bank of India (SBI) is asking you to be smart & logical when it comes to the question of selecting your Health Insurance.
SBI General’s Health Insurance Policy is a location based health plan wherein the premium is based on the probable location of treatment to be availed by the customer. The Policy also offers some useful in built features like Convalescence benefit, parental and child care and increase in Sum Insured (SI) in case of accidental hospitalisation.
The Location based Health Plan of SBI General allows you to pay premium which is commensurate with the cost of treatment in your city. The Health Insurance Policy offers 3 Smart Plan Options to choose from: PLAN A (Mumbai & New Delhi); PLAN B (Ahmedabad, Kolkata, Chennai, Bangalore & Hyderabad) and PLAN C – Rest of India.
Introducing the SBI General’s Health Insurance Policy to the media, Mr.Bhaskar J Sarma, MD & CEO of SBI General Insurance said, “In country like India with a huge diversity in Per capita income as well as cost of treatment between various cities, we really need a health Insurance which is priced just right for the location. Health Insurance that is affordable is the key for penetrating further in semi Urban & Rural areas. Keeping these realities in mind we have designed our Health Insurance Policy with 3 Smart Plan Options. The Policy also offers the flexibility to chose from Individual or family floater options.”
SBI General’s Health Insurance Policy offers the following key benefits:
Flexible Plan Options – Premium commensurate with the cost of treatment
No medical test up to the age of 45 years with no medical history
Coverage of Pre & Post Hospitalisation expenses – 30 days before and 60 days after the hospitalisation
Individual & Family floater options
Wide Coverage – Rs.50,000 to Rs.500,000 Sum Insured
Parent & Child care benefit
Backed by Fair, Fast & Transparent claim process
Cashless treatment across 3,000+ Hospitals in the Network
Talking further, Sarma said, “With cost of treatment increasing by 15-20% a year, it is going to make a serious dent in middle class household budget. SBI General’s Health Insurance Plans can provide the much needed cushion with lower premium especially in non metros. We see great potential for our Health Insurance in semi Urban & Rural areas. We are aggressively expanding our Agency Channel in semi Urban & Rural areas so that we realise the full potential of our Health Insurance product”.
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