An emergency fund can be termed as the foundation of sound personal finance portfolio. It can isolate people from financial problems in the event of unforeseen accidents in the future. The other important part of personal finance is savings and investment which can be done only when expenses are tracked and organized. It is vital to keep a check on where the funds are going? In the tech-savvy world, all these tasks related to management of personal finance can be done through Smartphone apps. Here are three personal finance apps for easy and quick penny-pinching:
It is a free app to keep a complete check on your financial health. It securely manages your accounts and tracks your expenses. It also has the alert facility so that they you can know when your bills are due. You can use the mint app to set reminders and tag expenditures by category. The data is presented in the form of graphs and charts. It assists to figure out the areas where expenses are done beyond the set limit.
Expense Manager by Bishinews
It is a personal finance app available n two versions. You can install it for free or can get a pro version. It is used to track the income and expenses by placing them into different categories. The expenses and income are also sorted out on time basis. For example, internet bills have to be paid monthly, school fee quarterly and likewise. There is alert facility in the expense manager app that updates on bills and payments.
The app has got several features like setting budget for different categories, note of daily transactions and many more. The app warns the user whenever it spends more compared to the defined limit. It has an added feature using which the user can feed it in the other details like free cash and salary.