List of Financial Planning Articles

Learn about revenue expenditure with our analysis. Explore essential insights, trends, and strategic approaches for effective financial management.

Financial Planning is an essential portion of both personal and organisational financial management. Additionally, having a plan in place is the first function of management.

Discover innovative wealth management strategies tailored for Millennials and Gen Z. Explore new approaches to financial planning, investment, and savings designed to meet the unique needs of younger generations.

having payments banks is to increase financial inclusion in remote parts of the country, where there are no physical bank branches. Most payments banks predominantly operate digitally. Customers mainly use them through their mobile apps. Payments banks have very limited number of physical branches.

Discover key PMS investment risks and effective strategies for reducing them. Learn to safeguard your portfolio with expert risk management tips.

One of the common problems people face is when an account holder in the family dies without appointing a nominee. Today, when you open a bank account or a demat account or even buy mutual funds, it is mandatory to appoint a nominee. In case you choose not to name a nominee, you must mention the reason why you don’t want to appoint a nominee.

Getting GST registration done is an imperative step for any business that looks forward to working with trust and transparency. The government will ask for certain documents during registration to validate your identity and substantiate that your business is legitimate and tax-paying. These records expedite registration and will provide proof of your status to the government. But what are the documents required for GST registration? […]

Open any newspaper today and you are likely to be bombarded with bank advertisements encouraging you to invest in their fixed deposits (FDs). Each bank is trying to out-do the other by offering very lucrative interest rates.

If you have a big sum of 1 crore rupees with you, try to invest it in good ways to generate more wealth out of it. Like it is said money makes money with an investment. One must look up to all the available option to enhance the wealth.

To avoid these kinds of situations, what is important is to maintain consistency of the name you want to use and keep it consistent across all documents. For example, if you opt to use your maiden name after marriage, make it consistent across all documents.

Now you can check EPF balance in absolutely no time by either using Employees' Provident Fund portal, by an SMS, by giving a missed call, or even using the EPFO app.

The Central Government amended the Payment of Gratuity Act of 1972 under the 7th Central Pay Commission roll out in 2017. Under the amendment, the ceiling on tax free gratuity was doubled to Rs20 lakhs from Rs10 lakhs earlier.

Banks are like any other business and therefore you can file a complaint against them—if you are not satisfied with their services. Filing a complaint also helps you, to make sure that next time you won’t have any bad experience with them. However, for a filing a complaint against a bank you first need to know the right process.

What is meant by Quantitative Easing? Quantitative Easing (QE) is when the central bank of a country buys securities from the broader market to increase the supply of money so that interest rates can be brought down. The sellers of these securities are usually banks and other large financial institutions. Now when they sell these securities and the central bank buys from them, they get […]

A defined contribution plan is a type of retirement plan in which fixed contributions are paid into an individual account by employers and employees.