List of Financial Planning Articles

Learn why cash flow management is crucial for entrepreneurs. Discover strategies to maintain liquidity, optimize financial planning, and ensure business growth and sustainability.

Financial Planning is an essential portion of both personal and organisational financial management. Additionally, having a plan in place is the first function of management.

Memorandum of Association is a legal document explaining why an organization was created. Learn about the its meaning, its clauses, and more here.

Explore how generative AI is transforming personalized wealth management by providing tailored financial strategies, optimizing portfolio management, and enhancing client experiences. Learn about the future of AI in finance and its impact on investment decisions.

One of the common problems people face is when an account holder in the family dies without appointing a nominee. Today, when you open a bank account or a demat account or even buy mutual funds, it is mandatory to appoint a nominee. In case you choose not to name a nominee, you must mention the reason why you don’t want to appoint a nominee.

Per capita, income is an important economic indicator used to measure the average income earned per person in a country or region over a specific period. It provides insight into a population’s standard of living and economic well-being. This article will explain what per capita income is, the formula for calculating it, why it is significant, and the limitations of this measurement. What is Per […]

People tend to carry all their credit and debit cards in their wallet. It may be a tad risky, but it is so much more convenient. Sounds good; till you actually end up losing your wallet! Nowadays, people don’t carry too much of cash as access to cash is much easier and most payments are done digitally. The real risk in losing your wallet is losing your debit cards and credit cards as they have monetary value embedded in them.

Shareholders receive dividends — a portion of the current company profits — by investing in the shares of a company. This can be done in many different ways, including receiving additional stock or cash payments.

The Central Government amended the Payment of Gratuity Act of 1972 under the 7th Central Pay Commission roll out in 2017. Under the amendment, the ceiling on tax free gratuity was doubled to Rs20 lakhs from Rs10 lakhs earlier.

To avoid these kinds of situations, what is important is to maintain consistency of the name you want to use and keep it consistent across all documents. For example, if you opt to use your maiden name after marriage, make it consistent across all documents.

Now you can check EPF balance in absolutely no time by either using Employees' Provident Fund portal, by an SMS, by giving a missed call, or even using the EPFO app.

Tax deducted at source (TDS) is the practice of reducing tax evasion and spillage by making it mandatory to deduct TDS from payments at pre-defined rates. Whether your employer pays you salary, or your client pays you fees or the bank pays you interest on deposits; there are clear rules and rates prescribed for deduction of TDS.

A defined contribution plan is a type of retirement plan in which fixed contributions are paid into an individual account by employers and employees.

Banks are like any other business and therefore you can file a complaint against them—if you are not satisfied with their services. Filing a complaint also helps you, to make sure that next time you won’t have any bad experience with them. However, for a filing a complaint against a bank you first need to know the right process.

What is meant by Quantitative Easing? Quantitative Easing (QE) is when the central bank of a country buys securities from the broader market to increase the supply of money so that interest rates can be brought down. The sellers of these securities are usually banks and other large financial institutions. Now when they sell these securities and the central bank buys from them, they get […]