List of Financial planning Articles

Can I Save Tax By Investing In The Stock Market?

Are equity investments really tax-efficient? That is a question that many investors have. To begin with, equity investment is not your typical Section 80C investment that gives you a tax exemption. But there are quite a few benefits that you can avail from investing in equities. Let us look at some of them.

Damaged Or Lost? Steps To Get A Duplicate Insurance Policy

An insurance policy is a legal document issued by the insurance company and outlines the terms and conditions of the insurance contract. If it is misplaced, lost or damaged, wholly or partially, an application has to be filed for the issuance of a duplicate policy document by following the prescribed procedure, which may vary across insurers.

Account Closing Asks DPs To Refund Balance AMC

Securities and Exchange Board of India (SEBI) has asked Depository Participants to refund balance AMC. The Depository Participants (DPs) have a system of collecting account maintenance charge (AMC) from beneficial owners (BOs) towards maintenance of demat accounts for varied periodicity of collection (viz.monthly, quarterly, half yearly and annually).

The Insolvency And Bankruptcy Code In India| India Infoline

India had numerous acts in place to punish the defaulters like the Indian Contract Act, the Recovery of debts due to Banks and Financial Institution Act 1993, the Securitizations and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002, the Sick Industrial Companies (Special Provisions) Act, 1985 (SICA). The Government decided to replace the existing insolvency laws with new stringent laws which would take care of the existing defaulters in a time bound manner.

SEBI To Expand Reach Of Stock Exchanges

The stock exchanges having nationwide terminals should provide arbitration facility (i.e arbitration as well as appellate arbitration) at least at all centres specified by SEBI from time to time, SEBI said in a circular on Friday.

Acts Of God In Property Insurance

In property insurance, you invariably come across the term acts of god which are covered under the insurance policy. The term simply means natural disasters or calamities which are beyond human control and which cannot be caused by human beings.

Five Businesses You Can Start With Zero Investment

Financial crises, over the years, have forced many to rethink their decisions of continuing a vulnerable job and prompted others to start their own ventures. However, the requirement of an initial capital to start a business have discouraged many without any investible surplus.

The law of digital signature

Is there a difference between electronic and digital signature? Yes, though many people often use the terms interchangeably. But on a closer analysis it can be noticed that the term electronic signature is very wide and ‘digital signature is only one kind of electronic signature

10 key features of RERA Act

The RERA Act is considered as one of the landmark legislations passed by the Indian Parliament. Its objective is to address grievances of buyers and to bring transparency and accountability in country’s real estate sector. This is in line with the vast and growing economy of India as in future many people will be investing in real estate sector.

What If I Fail To Pay My Insurance Premium Post The Grace Period?