List of Financial Planning Articles

Explore how generative AI is transforming personalized wealth management by providing tailored financial strategies, optimizing portfolio management, and enhancing client experiences. Learn about the future of AI in finance and its impact on investment decisions.

Financial Planning is an essential portion of both personal and organisational financial management. Additionally, having a plan in place is the first function of management.

Discover innovative wealth management strategies tailored for Millennials and Gen Z. Explore new approaches to financial planning, investment, and savings designed to meet the unique needs of younger generations.

Learn why cash flow management is crucial for entrepreneurs. Discover strategies to maintain liquidity, optimize financial planning, and ensure business growth and sustainability.

Memorandum of Association is a legal document explaining why an organization was created. Learn about the its meaning, its clauses, and more here.

An insurance policy is a legal document issued by the insurance company and outlines the terms and conditions of the insurance contract. If it is misplaced, lost or damaged, wholly or partially, an application has to be filed for the issuance of a duplicate policy document by following the prescribed procedure, which may vary across insurers.

Fixed deposits (FDs) have been traditionally quite popular with investors looking for safety. FDs offer the benefit of assured returns. Broadly, there are two types of FDs. The more popular FDs are the bank fixed deposits that are lower on the risk scale.

Ever since COVID 19 Pandemic hit us, it changed our lifestyles, our thought process our outlook, approach and the whole scenario, drastically across the globe. None of us had ever imagined the times that we are living in.

It is collected fractionally, via a system of deductions whereby taxable persons can deduct from their VAT liability the amount of tax they have paid to other taxable persons on purchases for their business activities. This mechanism ensures that the tax is neutral regardless of how many transactions are involved.

Pension plans serve as a means of financial stability and security after retirement. It is an insurance plan providing financial coverage for your old age and is sponsored by the company fund. In other words,

Securities and Exchange Board of India (SEBI) has asked Depository Participants to refund balance AMC. The Depository Participants (DPs) have a system of collecting account maintenance charge (AMC) from beneficial owners (BOs) towards maintenance of demat accounts for varied periodicity of collection (viz.monthly, quarterly, half yearly and annually).

Fiscal policy is concerned with the revenues and expenditures of the government. It is therefore also concerned with taxation. This is different from monetary policy. Monetary policy is conducted by central banks. It is concerned with demand and supply of money.

Small finance banks came into existence only recently. The first small finance bank (SFB) of India, Capital Small Finance Bank, started operating in 2016. An SFB is meant to increase financial inclusion in the country. Therefore, at least 25% of the branches of any small finance bank should be located in rural areas where banking services are absent or not prevalent. 75% of the loans given by a small finance bank should be to priority sectors identified by RBI.

Is there a difference between electronic and digital signature? Yes, though many people often use the terms interchangeably. But on a closer analysis it can be noticed that the term electronic signature is very wide and ‘digital signature is only one kind of electronic signature

The guidelines regarding the risk weights that have to be assigned to the different types of loans are given by Bank of International Settlements (BIS). Central banks can have risk weight- asset guidelines for their respective countries, based on BIS guidelines.