List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

There are a few construction company ideas for beginners that can help you get started in this exciting and quickly growing area. If you want to establish your firm in the construction industry, now is a fantastic time.

It's easy to commence small business ideas in India with low investment, which makes it interesting for starters. However, individuals could pursue these in their spare time when they are not working full-time. Such businesses offer one of the largest ways to earn profits through displaying and monetising their products and services to others.

The net working capital meaning displays the discrepancy between current liabilities and assets for a business. The leftover sum represents the business's working capital for the near future.

Non-Banking Financial Company or NBFC business loan is a kind of financing offered by Indian non-banking companies, which are financial institutions that offer various financial services just like the traditional banking system but don’t hold a banking license.

A fixed-interest loan on a business loan comes with a steady and unchanging interest rate throughout the loan tenure. This means that the interest you agree upon at the beginning of the loan remains constant, and your monthly installments will not be affected by market fluctuations.

Term loans are amounts borrowed from banks or other lending institutions with a defined term and easy installment repayment terms. Depending on the terms of the borrower-lender agreement, the loan might last anywhere from 30 days to 30 years. Interest rates on term loans can either be fixed or fluctuating.

Business expansion loans are specialised financing options designed to support businesses in their journey toward expansion. Whether you plan to open new locations, invest in technology, or scale your operations, these loans can provide the necessary funds to turn your dreams into reality.

A home-based business refers to a small-scale enterprise that can be operated conveniently from your residence. This business model is gaining popularity, presenting numerous benefits in contrast to traditional brick-and-mortar establishments.

Loan restructuring involves modifying the terms and conditions of an existing loan agreement. It is typically pursued by borrowers facing financial difficulties, such as payment delays or a significant change in their financial circumstances.

The latest MSME classification and the MSME business list came into existence to assist firms in receiving government incentives and utilising government operations. If you are a first-timer, you must note that the MSMEs do not all have to be small enterprises.

A business term loan is a longer term loan to a company for a set period, typically between one and ten years. It is often used for long-term capital expenditures like purchasing fixed assets, business expansion, or major projects.

Writing off the repayment of a business loan may be an elusive goal, but there are legitimate and practical ways to reduce the burden through tax deductions on interest payments. By understanding the eligibility criteria, keeping meticulous records, seeking expert advice, and exploring available government incentives, you can optimize your chances of easing the financial strain.

There appears to be an abundance of viable types of online businesses. The truth is that the Internet has simplified the process of launching a business. You can reach anyone in the globe using only a website.

Flexi business loans and term loans are the two most popular choices which act as a potential instrument for offering financial support. But how are these two different from one another?