List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The term securitization came into wider notice when 2008 global financial crisis happened. The crisis started with large scale defaults on mortgage backed securities (MBS) in United States. MBS are securities issued against home loan mortgages.

It's easy to commence small business ideas in India with low investment, which makes it interesting for starters. However, individuals could pursue these in their spare time when they are not working full-time. Such businesses offer one of the largest ways to earn profits through displaying and monetising their products and services to others.

There are a few construction company ideas for beginners that can help you get started in this exciting and quickly growing area. If you want to establish your firm in the construction industry, now is a fantastic time.

A business is a for-profit operation or activity. It could be a corporation, a partnership, an organisation, a single proprietorship, a profession, or any other entity that engages in profit-making commercial, industrial, philanthropic, or professional activity.

In the context of business, capital refers to the financial as well as non-financial assets and resources that are used by a business organization for funding its operations, as well as various investments.

Non-Banking Financial Company or NBFC business loan is a kind of financing offered by Indian non-banking companies, which are financial institutions that offer various financial services just like the traditional banking system but don’t hold a banking license.

Opting for a business loan can be a pivotal step in addressing one’s entrepreneurial dreams or expansion of an existing business. Applying for a business loan is a significant financial decision that must be taken only after considering various factors.

Take advantage of the subsidies provided by the CLCSS to enhance your plant equipment and machinery. Before applying for a term loan, ensure that your primary lending institution is included in the CLCSS scheme.

Small and Medium Enterprises (SMEs) can secure financial support through loans to facilitate their progress, enlargement, and evolution. MSME loans serve many purposes, including addressing working capital needs, acquiring new machinery or equipment, and acquiring fixed assets or inventory.

The government has launched a special loan program for women entrepreneurs under the Pradhan Mantri Mudra Yojana scheme, known as the Mudra Yojana Loan Scheme or Mahila Udhyami Yojana. This initiative offers women entrepreneurs approximately Rs 10 lakh loans, free from collateral requirements and featuring low-interest rates with flexible repayment tenures.

Inventory Financing definition refers to the form of short-term financial arrangement or a revolving credit line established to fund a company's inventory. In this arrangement, the inventory purchased by the company serves as collateral to secure the borrowed funds.

Business ideas for students in India can significantly contribute to their upcoming professional lives. Other than that, these business schemes can provide a perfect scope for offering young minds practical experience, financial security, solid work portfolio and professional satisfaction.

The longer-term loans for business come with a specified extended duration for repayment. While certain loans can extend up to 25 years, the usual repayment timeframe falls within 5 to 7 years.

Mumbai, the city of dreams, also serves as the financial capital and is a city teeming with fashion and entrepreneurial opportunities. Many people from other parts of the country move to Mumbai with their aspirations and ambitions, as the city houses the headquarters of some of the leading multinational companies in India.