List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The latest MSME classification and the MSME business list came into existence to assist firms in receiving government incentives and utilising government operations. If you are a first-timer, you must note that the MSMEs do not all have to be small enterprises.

A business is a for-profit operation or activity. It could be a corporation, a partnership, an organisation, a single proprietorship, a profession, or any other entity that engages in profit-making commercial, industrial, philanthropic, or professional activity.

As a major business loan benefits, you can easily avail of a business loan without associating any of your assets as a guarantee. Simply put, taking a business loan is possible even without a guarantee or a guarantor.

According to some estimates, India is home to 5000 medium enterprises, 0.33 million small, and 63.05 million micro industries. Therefore, the need for business financing is on the rise. However, different government loan schemes for small businesses have been launched for budding entrepreneurs. Thus, you can start and grow your firm with these loan programmes.

The longer-term loans for business come with a specified extended duration for repayment. While certain loans can extend up to 25 years, the usual repayment timeframe falls within 5 to 7 years.

Equity crowdfunding is a particular kind of crowdfunding that helps businesses and individuals in raising capital for their ventures or projects by offering equity or ownership stakes through online platforms to a large number of investors. This allows enterprises and companies to gather small amounts of money from a large pool of investors instead of from a single investor.

According to the data, women-led businesses comprise 20.37% of India's MSME industry. In subsequent years, this figure is expected to rise. In addition, this will increase available jobs across the country.

What is a microfinance institution A microfinance institution or micro-finance lender gives small, unsecured loans to people from poorer sections of the society. Usually, the maximum amount of loan that a micro-finance lender gives is Rs 1 lakh. These loans are usually given for meeting the daily needs of the borrower or the needs of the borrower to buy some income-generating asset.  Microfinance is a […]

An EV charging infrastructure is necessary for making electric vehicles (EVs) a viable alternative to conventional vehicles. This article will give you an idea of how much it can cost for setting up an EV charging station in India.

Swedish banking crisis is one of the most well-known financial crises. It occurred in 1992. All through the decade of 80s, the central bank of Sweden kept interest rates low. Due to low interest rates, demand for loans went up sharply.

An asset-based or secured loan uses collateral as its security. The asset of a business is any property that it owns and controls. In unsecured loans, collateral is not required, and lenders usually consider factors like good payment history and active years in business to determine the amount of money to lend. Lenders cannot take any asset in unsecured loans.