List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

You can get a loan for buying another business. Usually, the lender checks the financial viability of the business that you intend to acquire with the loan. The assets of the business that you intend to acquire with the loan may be asked by the lender as security for the loan.

Getting a business loan approved opens the door to fulfilling your entrepreneurial dreams and accomplishing your long-term business goals. It offers you finacial fuel for either option for a startup or to expand your existing business.

Embarking on your entrepreneurial journey needn't be an intimidating financial leap. By infusing a touch of research and a dash of creativity, you can confidently step into successful business ownership without feeling the pinch in your wallet. Imagine this: You stand on the threshold of an exciting adventure where the absence of upfront investment doesn't cast a shadow over your potential for success.

Non-Banking Financial Company or NBFC business loan is a kind of financing offered by Indian non-banking companies, which are financial institutions that offer various financial services just like the traditional banking system but don’t hold a banking license.

Working capital helps businesses to fund their operations and meet short-term requirements. It also helps businesses to achieve operational expansion. Therefore, working capital management is crucial for smooth , uninterrupted operations of any business.

NBFCs have emerged as formidable contenders to traditional banks and other lenders. With their flexible eligibility criteria, swift loan disbursal, competitive interest rates, and digital loan processing, NBFCs offer unique advantages that cater to the needs of modern businesses.

The net working capital meaning displays the discrepancy between current liabilities and assets for a business. The leftover sum represents the business's working capital for the near future.

Mumbai, the city of dreams, also serves as the financial capital and is a city teeming with fashion and entrepreneurial opportunities. Many people from other parts of the country move to Mumbai with their aspirations and ambitions, as the city houses the headquarters of some of the leading multinational companies in India.

The debt trap looms as a formidable adversary in the treacherous realm of personal and business finance. This perilous predicament ensnares individuals and enterprises alike when debts accumulate to an overwhelming extent, rendering the path to repayment treacherous. The debt trap often emerges when borrowers resort to securing new loans to alleviate the burden of existing debts, unknowingly entangling themselves in a relentless spiral of debt accumulation that seems nearly impossible to escape.

MSMEs are micro, small and medium enterprises. It is important for MSMEs to be able to raise loan financing, in order to meet their expansion and operational needs. A number of banks and NBFCs, such as IIFL Finance, offer business loans to MSMEs. Some lenders offer unsecured business loans of as high as Rs 2 crore to MSMEs.