List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The latest MSME classification and the MSME business list came into existence to assist firms in receiving government incentives and utilising government operations. If you are a first-timer, you must note that the MSMEs do not all have to be small enterprises.

Funding issues are common amongst corporate exporters who implement sought-after strategies to expand their global sales. If you are one such company seeking ways to improve your sales figures, this post might be for you.

While applying for business loans, you must choose the right tenor according to your convenience. A longer tenor means you will get more time to repay your business loan. But it will also unnecessarily increase the interest payable.

You can get a loan for buying another business. Usually, the lender checks the financial viability of the business that you intend to acquire with the loan. The assets of the business that you intend to acquire with the loan may be asked by the lender as security for the loan.

Take advantage of the subsidies provided by the CLCSS to enhance your plant equipment and machinery. Before applying for a term loan, ensure that your primary lending institution is included in the CLCSS scheme.

CIBIL score is an individual's lending worth, the trade report by CIBIL emphasises an establishment's lending value. This report is a systematic declaration that reflects a firm's financial health considering the information acquired from financial institutions and banks.

ITR refers to Income Tax Return which is basically a document that needs to be filed by businesses and individuals with the tax authorities for reporting their income, tax liabilities, and tax deductions for a particular financial year.

Savings & Loan (S&L) associations are quite common in United States. They accept deposits and give loans only to their members. So the customers of an S&L association are also its members or shareholders. S&L associations are also known as credit unions. They give a variety of loans to their customers. These include mortgage loans, business loans, personal loans etc. They also provide checking and […]

Several lenders offer loans to small businesses in India. If you want to apply for a small business loan, check out the key factors to consider.

Business loans can often be challenging to obtain and come with tight conditions. But that's precisely what we're here to do; we want to support the expansion of your company. Prepare your business loan application using our detailed instructions to increase your chances of approval.

Small or large businesses alike frequently want more funding to cover ongoing expenses. The type of firm, its capital intensity, and its stage of development, all affect the amount of investment needed.