List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The term securitization came into wider notice when 2008 global financial crisis happened. The crisis started with large scale defaults on mortgage backed securities (MBS) in United States. MBS are securities issued against home loan mortgages.

It's easy to commence small business ideas in India with low investment, which makes it interesting for starters. However, individuals could pursue these in their spare time when they are not working full-time. Such businesses offer one of the largest ways to earn profits through displaying and monetising their products and services to others.

There are a few construction company ideas for beginners that can help you get started in this exciting and quickly growing area. If you want to establish your firm in the construction industry, now is a fantastic time.

A business is a for-profit operation or activity. It could be a corporation, a partnership, an organisation, a single proprietorship, a profession, or any other entity that engages in profit-making commercial, industrial, philanthropic, or professional activity.

A project report for a bank loan is a detailed document that outlines the nature of your business project and the reasons behind seeking financial assistance from the bank. It serves as a blueprint, providing potential lenders valuable insights into your project's feasibility, profitability, and potential risks.

Working capital management meaning encompasses the discrepancy between a company's current assets and present liabilities. Current assets consist of highly liquid resources such as cash, accounts receivable, and inventory – essentially, anything readily convertible into cash within a year.

The 59 Minutes Loan program for MSMEs is meant to act as an incentive of growth for MSMEs. For Indian small enterprises, the 59 Minutes MSME Loan scheme is proving to be an important one. The program has accelerated MSMEs' growth by streamlining loan approval processes, providing collateral-free loans, and delivering attractive interest rates.

As a major business loan benefits, you can easily avail of a business loan without associating any of your assets as a guarantee. Simply put, taking a business loan is possible even without a guarantee or a guarantor.

NBFCs have emerged as formidable contenders to traditional banks and other lenders. With their flexible eligibility criteria, swift loan disbursal, competitive interest rates, and digital loan processing, NBFCs offer unique advantages that cater to the needs of modern businesses.

MSME loans are specifically designed to cater to the financing needs of Micro, Small, and Medium Enterprises. These loans provide capital for business expansion, purchasing equipment, managing working capital, or any other business-related requirement. Financial institutions, including banks and non-banking financial companies (NBFCs), offer MSME loans to support the growth and development of small businesses.

While applying for business loans, you must choose the right tenor according to your convenience. A longer tenor means you will get more time to repay your business loan. But it will also unnecessarily increase the interest payable.

"Big businesses start small". Long ago, people used to hesitate to start their enterprises given the high costs involved. However, times have changed, and today you may start your successful business with almost zero money down.

Securing an emergency business loan can be a lifeline during challenging times. By evaluating your financial situation, researching lenders, preparing a compelling loan proposal, and improving your creditworthiness, you can increase your chances of success. Build relationships with lenders, submit a complete application, and carefully review loan terms and conditions before signing.

Startup business loans are specially offered as assistance to entrepreneurs who have an innovative business idea but need an established credit history or significant assets to use as collateral.