List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The latest MSME classification and the MSME business list came into existence to assist firms in receiving government incentives and utilising government operations. If you are a first-timer, you must note that the MSMEs do not all have to be small enterprises.

The 59 Minutes Loan program for MSMEs is meant to act as an incentive of growth for MSMEs. For Indian small enterprises, the 59 Minutes MSME Loan scheme is proving to be an important one. The program has accelerated MSMEs' growth by streamlining loan approval processes, providing collateral-free loans, and delivering attractive interest rates.

Working capital loans are short term loans. They have to be paid within a period of 1 year or less. They are usually approved quickly. If you have current account.

Two of the most common types of loans that often cater to their needs are business loans and microloans. Understanding the contrast between the two is essential for entrepreneurs to determine the right funding fit for their business.

Debt financing adds to a company's debt element of its capital structure. It can improve the performance and growth of an organisation.

Small or large businesses alike frequently want more funding to cover ongoing expenses. The type of firm, its capital intensity, and its stage of development, all affect the amount of investment needed.

Take advantage of the subsidies provided by the CLCSS to enhance your plant equipment and machinery. Before applying for a term loan, ensure that your primary lending institution is included in the CLCSS scheme.

Swedish banking crisis is one of the most well-known financial crises. It occurred in 1992. All through the decade of 80s, the central bank of Sweden kept interest rates low. Due to low interest rates, demand for loans went up sharply.

Unsecured business loans do not require any collateral or security to be given to the lender by the borrower. In order to get an unsecured business loan the business should have a high credit score or strong cash flows.

In the present era, there exists a dual narrative. While we encourage women to embrace professional roles, we expect them to fulfil traditional responsibilities like childbirth and child-rearing. This juxtaposition often leads women to prioritise the latter to maintain harmony within their families or society, resulting in a regression to conventional gender norms.

Commercial financing or commercial loan is an arrangement of funds between a financial institution and an enterprise owner. You can use the proceeds from the loan for anything right from paying off an existing debt or investing in new equipment.