List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The latest MSME classification and the MSME business list came into existence to assist firms in receiving government incentives and utilising government operations. If you are a first-timer, you must note that the MSMEs do not all have to be small enterprises.

If you are looking for a loan to start a new business or for expanding your existing business, then a good and detailed business plan may also help you in getting a business loan at a lower interest rate.

Two of the most common types of loans that often cater to their needs are business loans and microloans. Understanding the contrast between the two is essential for entrepreneurs to determine the right funding fit for their business.

Non-Banking Financial Company or NBFC business loan is a kind of financing offered by Indian non-banking companies, which are financial institutions that offer various financial services just like the traditional banking system but don’t hold a banking license.

Payments play a crucial role in any buyer and supplier's financial decisions. So, they are a sheer source of negotiations between buyers and suppliers. Buyers may seek longer payment terms as it works in their favour.

Savings & Loan (S&L) associations are quite common in United States. They accept deposits and give loans only to their members. So the customers of an S&L association are also its members or shareholders. S&L associations are also known as credit unions. They give a variety of loans to their customers. These include mortgage loans, business loans, personal loans etc. They also provide checking and […]

The term "Udyam" translates to enterprise in English, and the Udyam Registration symbolizes the official recognition of an enterprise under the MSMED Act. This registration applies to enterprises engaged in manufacturing or production and those providing services. Whether it's a startup, a small factory, or a service provider, Udyam Registration is a boon for them all.

Startup business loans are specially offered as assistance to entrepreneurs who have an innovative business idea but need an established credit history or significant assets to use as collateral.

Small and Medium Enterprises (SMEs) can secure financial support through loans to facilitate their progress, enlargement, and evolution. MSME loans serve many purposes, including addressing working capital needs, acquiring new machinery or equipment, and acquiring fixed assets or inventory.

Swedish banking crisis is one of the most well-known financial crises. It occurred in 1992. All through the decade of 80s, the central bank of Sweden kept interest rates low. Due to low interest rates, demand for loans went up sharply.

The net working capital meaning displays the discrepancy between current liabilities and assets for a business. The leftover sum represents the business's working capital for the near future.