List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The latest MSME classification and the MSME business list came into existence to assist firms in receiving government incentives and utilising government operations. If you are a first-timer, you must note that the MSMEs do not all have to be small enterprises.

Equity crowdfunding is a particular kind of crowdfunding that helps businesses and individuals in raising capital for their ventures or projects by offering equity or ownership stakes through online platforms to a large number of investors. This allows enterprises and companies to gather small amounts of money from a large pool of investors instead of from a single investor.

A long-term loan is a kind of credit borrowing that is repayable over a protracted period of time with additional interest and fees. Comparing long-term loans to short-term business loans, long-term loans are more advantageous and are generally favoured by borrowers.

A short-term loan is a type of business loan that can be used to finance transient business needs. Before the loan's term expires, you pay back the principal and interest. The typical loan term for short-term loans is three to five years.

Kiosk refers to Kommunikasjon Integrert Offentlig Service Kontor, which is basically a small cubical or space denoting a compact booth that offers banking services to every individual, even to customers living in the most remote areas, without requiring them to pay a visit to any bank branch.

Business loan, it is essential to analyze them well and then choose a practical, hassle-free business loan for raising immediate capital without going through unnecessary steps or delays. So, here’s what does a hassle-free business loan mean.

The cost of ev charging station in India depends on the charger type and quantity. Two primary types of EV charging stations exist - AC and DC fast-charge. AC stations deliver a slower charge rate than DC fast-charge options, but their installation costs are generally lower.

A project report for a bank loan is a detailed document that outlines the nature of your business project and the reasons behind seeking financial assistance from the bank. It serves as a blueprint, providing potential lenders valuable insights into your project's feasibility, profitability, and potential risks.

You can get a loan for buying another business. Usually, the lender checks the financial viability of the business that you intend to acquire with the loan. The assets of the business that you intend to acquire with the loan may be asked by the lender as security for the loan.

According to the data, women-led businesses comprise 20.37% of India's MSME industry. In subsequent years, this figure is expected to rise. In addition, this will increase available jobs across the country.

Bridge loans will function much more similarly to short-term loans. They have some features that distinguish them from short-term loans.