List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The latest MSME classification and the MSME business list came into existence to assist firms in receiving government incentives and utilising government operations. If you are a first-timer, you must note that the MSMEs do not all have to be small enterprises.

Debt financing adds to a company's debt element of its capital structure. It can improve the performance and growth of an organisation.

The longer-term loans for business come with a specified extended duration for repayment. While certain loans can extend up to 25 years, the usual repayment timeframe falls within 5 to 7 years.

A retail business loan is a financial product designed to provide funding specifically for retail businesses. It enables retailers to secure capital to cover various expenses, such as opening a new store, expanding an existing one, purchasing inventory, marketing campaigns, renovating premises, or investing in new technologies.

In the present era, there exists a dual narrative. While we encourage women to embrace professional roles, we expect them to fulfil traditional responsibilities like childbirth and child-rearing. This juxtaposition often leads women to prioritise the latter to maintain harmony within their families or society, resulting in a regression to conventional gender norms.

No-doc business loans are a one-stop solution for businesses and entrepreneurs seeking funding or finance options that are quick and easier to procure without much hassle of documentation.

It's easy to commence small business ideas in India with low investment, which makes it interesting for starters. However, individuals could pursue these in their spare time when they are not working full-time. Such businesses offer one of the largest ways to earn profits through displaying and monetising their products and services to others.

According to some estimates, India is home to 5000 medium enterprises, 0.33 million small, and 63.05 million micro industries. Therefore, the need for business financing is on the rise. However, different government loan schemes for small businesses have been launched for budding entrepreneurs. Thus, you can start and grow your firm with these loan programmes.

NBFCs have emerged as formidable contenders to traditional banks and other lenders. With their flexible eligibility criteria, swift loan disbursal, competitive interest rates, and digital loan processing, NBFCs offer unique advantages that cater to the needs of modern businesses.

Working capital management meaning encompasses the discrepancy between a company's current assets and present liabilities. Current assets consist of highly liquid resources such as cash, accounts receivable, and inventory – essentially, anything readily convertible into cash within a year.

The government has launched a special loan program for women entrepreneurs under the Pradhan Mantri Mudra Yojana scheme, known as the Mudra Yojana Loan Scheme or Mahila Udhyami Yojana. This initiative offers women entrepreneurs approximately Rs 10 lakh loans, free from collateral requirements and featuring low-interest rates with flexible repayment tenures.