List of Business Loan Articles

Banks and financial institutions offer Flexi business loans, which let borrowers withdraw and repay funds within a set credit limit. Unlike regular term loans, which involve receiving a lump sum and making fixed monthly payments, Flexi business loans work like a revolving credit facility. This means business owners can withdraw funds as needed, repay them, and then draw again within the specified limit. It's like a credit card but with lower interest rates.

The latest MSME classification and the MSME business list came into existence to assist firms in receiving government incentives and utilising government operations. If you are a first-timer, you must note that the MSMEs do not all have to be small enterprises.

The government has launched a special loan program for women entrepreneurs under the Pradhan Mantri Mudra Yojana scheme, known as the Mudra Yojana Loan Scheme or Mahila Udhyami Yojana. This initiative offers women entrepreneurs approximately Rs 10 lakh loans, free from collateral requirements and featuring low-interest rates with flexible repayment tenures.

A business loan serves as an effective financial arrangement in which a financial institution lends a sum of money to an entrepreneur or a business with a mutual agreement that the sum will be repaid within the stipulated time, along with interest.

At its core, the concept of an overdraft meaning revolves around its role as a safety cushion during possible financial challenges. Imagine a situation where you've come to the close of the month, and your bills are knocking at the door, yet your account balance is a bit shy. The overdraft comes, swooping in to let you make those crucial payments, even if your account isn't overflowing.

Mumbai, the city of dreams, also serves as the financial capital and is a city teeming with fashion and entrepreneurial opportunities. Many people from other parts of the country move to Mumbai with their aspirations and ambitions, as the city houses the headquarters of some of the leading multinational companies in India.

A machine lounge is a special type of business loan specially designed to assist businesses in upgrading or acquiring equipment, machinery, and other capital assets that are essential for the smooth performance and enhanced productivity of an enterprise. Businesses that heavily rely on equipment and technology for their daily operations can be particularly benefitted from machinery loans.

A short-term loan is a type of business loan that can be used to finance transient business needs. Before the loan's term expires, you pay back the principal and interest. The typical loan term for short-term loans is three to five years.

The cost of ev charging station in India depends on the charger type and quantity. Two primary types of EV charging stations exist - AC and DC fast-charge. AC stations deliver a slower charge rate than DC fast-charge options, but their installation costs are generally lower.

Equity crowdfunding is a particular kind of crowdfunding that helps businesses and individuals in raising capital for their ventures or projects by offering equity or ownership stakes through online platforms to a large number of investors. This allows enterprises and companies to gather small amounts of money from a large pool of investors instead of from a single investor.

As a major business loan benefits, you can easily avail of a business loan without associating any of your assets as a guarantee. Simply put, taking a business loan is possible even without a guarantee or a guarantor.

In the present era, there exists a dual narrative. While we encourage women to embrace professional roles, we expect them to fulfil traditional responsibilities like childbirth and child-rearing. This juxtaposition often leads women to prioritise the latter to maintain harmony within their families or society, resulting in a regression to conventional gender norms.