SBI Cards & Payment Services Financial Statements

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Y/e 31 Mar - - - -
Growth matrix (%)        
Net interest income -- -- -- --
Total op income -- -- -- --
Op profit (pre-provision) -- -- -- --
Net profit -- -- -- --
Advances -- -- -- --
Borrowings -- -- -- --
Total assets -- -- -- --
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc -- -- -- --
Return on Avg Equity -- -- -- --
Return on Avg Assets -- -- -- --
Per share ratios ()        
EPS -- -- -- --
Adj.BVPS -- -- -- --
DPS -- -- -- --
Other key ratios (%)        
Loans/Borrowings -- -- -- --
Cost/Income -- -- -- --
CAR -- -- -- --
Tier-I capital -- -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate -- -- -- --
Dividend yield -- -- -- --
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Y/e 31 Mar ( In .Cr) - - - -
Interest income -- -- -- --
Interest expense -- -- -- --
Net interest income -- -- -- --
Non-interest income -- -- -- --
Total op income -- -- -- --
Total op expenses -- -- -- --
Op profit (pre-prov) -- -- -- --
Provisions -- -- -- --
Exceptionals -- -- -- --
Profit before tax -- -- -- --
Taxes -- -- -- --
Net profit -- -- -- --
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Y/e 31 Mar ( In .Cr) Mar-2020 Mar-2019 Mar-2018 Mar-2017
Equity Capital 939 837 785 785
Reserves 4,402 2,751 1,568 664
Net worth 5,341 3,588 2,353 1,449
Long-term borrowings 4,567 3,232 11,413 8,268
Other Long-term liabilities -- -- 340 143
Long term provisions -- -- -- --
Total Non-current liabilities 4,567 3,232 11,753 8,412
Short Term Borrowings 12,798 10,317 -- --
Trade payables 721 662 518 119
Other current liabilities 1,273 1,643 659 289
Short term provisions 603 705 403 497
Total Current liabilities 15,395 13,326 1,580 904
Total Equities and Liabilities 25,303 20,146 15,686 10,765
Fixed Assets 335 216 277 23.90
Non-current investments 1.46 1.46 -- --
Deferred tax assets (Net) 275 163 88 129
Long-term loans and advances -- -- -- --
Other non-current assets 22,812 17,909 538 211
Total Non-current assets 23,423 18,290 903 364
Current investments -- -- -- --
Trade receivables 54.50 149 23 25.30
Cash and cash equivalents 676 777 473 283
Short-term loans and advances 1,150 931 14,287 10,093
Other current assets -- -- -- --
Total Current assets 1,880 1,856 14,783 10,401
Total Assets 25,303 20,146 15,686 10,765
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Particulars ( Rupees In Crores.) Mar-2020 Mar-2019 - -
Gross Sales 9,276 6,999 -- --
Excise Duty -- -- -- --
Net Sales 9,276 6,999 -- --
Other Operating Income -- -- -- --
Other Income 476 288 -- --
Total Income 9,752 7,287 -- --
Total Expenditure ** 6,618 4,887 -- --
PBIDT 3,134 2,400 -- --
Interest 1,301 1,009 -- --
PBDT 1,833 1,390 -- --
Depreciation 104 55.20 -- --
Tax 596 547 -- --
Fringe Benefit Tax -- -- -- --
Deferred Tax (111) (77) -- --
Reported Profit After Tax 1,245 865 -- --
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 1,245 865 -- --
EPS (Unit Curr.) 13.40 9.45 -- --
EPS (Adj) (Unit Curr.) 13.40 -- -- --
Calculated EPS (Unit Curr.) 13.30 10.30 -- --
Calculated EPS (Adj) (Unit Curr.)  13.30 -- -- --
Calculated EPS (Ann.) (Unit Curr.) 13.30 10.30 -- --
Calculated EPS (Adj) (Ann.) (Unit Curr.)  13.30 -- -- --
Book Value (Unit Curr.) -- -- -- --
Dividend (%) 10 10 -- --
Equity 939 837 -- --
Reserve & Surplus 4,402 2,751 -- --
Face Value 10 10 -- --
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity)  -- -- -- --
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 33.80 34.30 -- --
PBDTM(%) 19.80 19.90 -- --
PATM(%) 13.40 12.40 -- --