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Y/e 31 Mar - - - -
Growth matrix (%)        
Net interest income -- -- -- --
Total op income -- -- -- --
Op profit (pre-provision) -- -- -- --
Net profit -- -- -- --
Advances -- -- -- --
Borrowings -- -- -- --
Total assets -- -- -- --
Profitability Ratios (%)        
NIM -- -- -- --
Non-int inc/Total inc -- -- -- --
Return on Avg Equity -- -- -- --
Return on Avg Assets -- -- -- --
Per share ratios ()        
EPS -- -- -- --
Adj.BVPS -- -- -- --
DPS -- -- -- --
Other key ratios (%)        
Loans/Borrowings -- -- -- --
Cost/Income -- -- -- --
CAR -- -- -- --
Tier-I capital -- -- -- --
Gross NPLs/Loans -- -- -- --
Prov/Avg loans -- -- -- --
Net NPLs/Net loans -- -- -- --
Tax rate -- -- -- --
Dividend yield -- -- -- --
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Y/e 31 Mar ( In .Cr) Mar-2018 Mar-2017 Mar-2016 Mar-2015
Interest income 14,960 13,987 12,396 10,669
Interest expense (11,125) (10,231) (9,307) (8,310)
Net interest income 3,835 3,755 3,089 2,359
Non-interest income 113 93.40 89.30 129
Total op income 3,948 3,849 3,179 2,488
Total op expenses (648) (612) (469) (379)
Op profit (pre-prov) 3,301 3,237 2,710 2,109
Provisions (239) (281) (146) (7.30)
Exceptionals -- -- -- --
Profit before tax 3,062 2,956 2,564 2,102
Taxes (1,072) (1,025) (903) (716)
Net profit 1,990 1,931 1,661 1,386
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Y/e 31 Mar ( In .Cr) Mar-2019 Mar-2018 Mar-2017 Mar-2016
Equity Capital 101 101 101 101
Reserves 16,158 14,140 10,976 9,045
Net worth 16,259 14,241 11,077 9,146
Long-term borrowings 163,527 141,260 103,739 90,658
Other Long-term liabilities 0.18 0.05 1,181 866
Long term provisions -- 2.13 997 806
Total Non-current liabilities 163,527 141,262 105,917 92,330
Short Term Borrowings 7,140 4,050 7,587 5,440
Trade payables 79.90 61.30 59 41.40
Other current liabilities 13,464 11,358 25,202 22,268
Short term provisions 113 118 141 461
Total Current liabilities 20,797 15,587 32,989 28,211
Total Equities and Liabilities 200,583 171,090 149,983 129,687
Fixed Assets 136 97.10 96.50 92
Non-current investments 3,595 1,972 527 272
Deferred tax assets (Net) 553 442 (917) (811)
Long-term loans and advances 73 44 207 134
Other non-current assets 192,994 166,190 135,483 117,652
Total Non-current assets 197,352 168,745 135,396 117,339
Current investments -- -- 0.10 5.02
Trade receivables -- -- 109 85.40
Cash and cash equivalents 2,995 2,096 4,463 3,927
Short-term loans and advances 237 248 10,014 8,331
Other current assets -- -- -- --
Total Current assets 3,232 2,344 14,587 12,348
Total Assets 200,583 171,090 149,983 129,687
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Particulars ( Rupees In Crores.) Mar-2019 Mar-2018 Mar-2017 Mar-2016
Gross Sales 17,358 14,837 13,987 12,396
Excise Duty -- -- -- --
Net Sales 17,358 14,837 13,987 12,396
Other Operating Income -- -- -- --
Other Income 6.70 3.63 93.40 89.30
Total Income 17,364 14,841 14,080 12,485
Total Expenditure ** 1,082 921 884 605
PBIDT 16,283 13,919 13,197 11,880
Interest 12,892 11,144 10,231 9,307
PBDT 3,391 2,775 2,965 2,573
Depreciation 11.70 9.98 9.43 9.72
Tax 949 763 1,025 903
Fringe Benefit Tax -- -- -- --
Deferred Tax -- -- -- --
Reported Profit After Tax 2,431 2,003 1,931 1,661
Extra-ordinary Items -- -- -- --
Adjusted Profit After Extra-ordinary item 2,431 2,003 1,931 1,661
EPS (Unit Curr.) 48.20 39.70 38.30 32.90
EPS (Adj) (Unit Curr.) 48.20 39.70 38.30 32.90
Calculated EPS (Unit Curr.) 48.20 39.70 38.30 32.90
Calculated EPS (Adj) (Unit Curr.)  48.20 39.70 38.30 32.90
Calculated EPS (Ann.) (Unit Curr.) 48.20 39.70 38.30 32.90
Calculated EPS (Adj) (Ann.) (Unit Curr.)  48.20 39.70 38.30 32.90
Book Value (Unit Curr.) 322 251 219 181
Dividend (%) 380 340 310 275
Equity 101 101 101 101
Reserve & Surplus 16,158 14,140 10,976 9,045
Face Value 2 2 2 2
Public Shareholding (No Of.Shares)  -- -- -- --
Public Shareholding (% in Equity)  -- -- -- --
Pledged/Encumbered - No. of Shares -- -- -- --
Pledged/Encumbered - % in Total Promoters Holding -- -- -- --
Pledged/Encumbered - % in Total Equity -- -- -- --
Non Encumbered - No. of Shares -- -- -- --
Non Encumbered - % in Total Promoters Holding -- -- -- --
Non Encumbered - % in Total Equity -- -- -- --
PBIDTM(%) 93.80 93.80 94.40 95.80
PBDTM(%) 19.50 18.70 21.20 20.80
PATM(%) 14 13.50 13.80 13.40