Financial Statements
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ConsolidatedStandalone
| Y/e 31 Mar | - | - | - | - |
|---|---|---|---|---|
| Growth matrix (%) | ||||
| Net interest income | -- | -- | -- | -- |
| Total op income | -- | -- | -- | -- |
| Op profit (pre-provision) | -- | -- | -- | -- |
| Net profit | -- | -- | -- | -- |
| Advances | -- | -- | -- | -- |
| Deposits | -- | -- | -- | -- |
| Total assets | -- | -- | -- | -- |
| Profitability Ratios (%) | ||||
| NIM | -- | -- | -- | -- |
| Non-int inc/Total inc | -- | -- | -- | -- |
| Return on Avg Equity | -- | -- | -- | -- |
| Return on Avg Assets | -- | -- | -- | -- |
| Per share ratios () | ||||
| EPS | -- | -- | -- | -- |
| Adj.BVPS | -- | -- | -- | -- |
| DPS | -- | -- | -- | -- |
| Other key ratios (%) | ||||
| Credit/Deposits | -- | -- | -- | -- |
| Cost/Income | -- | -- | -- | -- |
| CASA | -- | -- | -- | -- |
| CAR | -- | -- | -- | -- |
| Tier-I capital | -- | -- | -- | -- |
| Gross NPLs/Loans | -- | -- | -- | -- |
| Prov/Avg loans | -- | -- | -- | -- |
| Net NPLs/Net loans | -- | -- | -- | -- |
| Tax rate | -- | -- | -- | -- |
| Dividend yield | -- | -- | -- | -- |
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ConsolidatedStandalone
| Y/e 31 Mar ( In .Cr) | Mar-2017 | Mar-2016 | Mar-2015 | Mar-2014 |
|---|---|---|---|---|
| Interest income | 32,660 | 32,199 | 32,084 | 29,349 |
| Interest expense | (23,757) | (23,886) | (23,640) | (21,470) |
| Net interest income | 8,903 | 8,313 | 8,444 | 7,879 |
| Non-interest income | 4,965 | 3,632 | 3,523 | 2,822 |
| Total op income | 13,868 | 11,945 | 11,967 | 10,701 |
| Total op expenses | (6,438) | (6,302) | (6,143) | (5,483) |
| Op profit (pre-prov) | 7,430 | 5,643 | 5,823 | 5,218 |
| Provisions | (7,079) | (3,877) | (3,040) | (3,151) |
| Exceptionals | -- | -- | -- | -- |
| Profit before tax | 351 | 1,765 | 2,783 | 2,067 |
| Taxes | 204 | (414) | (1,002) | (371) |
| Net profit | 555 | 1,352 | 1,782 | 1,696 |
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ConsolidatedStandalone
| Y/e 31 Mar ( In .Cr) | Mar-2020 | Mar-2019 | Mar-2018 | Mar-2017 |
|---|---|---|---|---|
| Total cash & equivalents | 55,106 | 43,046 | 49,441 | 32,823 |
| Investments | 152,414 | 126,047 | 123,754 | 112,149 |
| Advances | 315,049 | 296,932 | 288,761 | 286,467 |
| Total int-earning assets | 522,570 | 466,025 | 461,956 | 431,438 |
| Fixed assets | 4,763 | 3,762 | 3,833 | 3,894 |
| Other assets | 25,640 | 26,765 | 24,288 | 18,348 |
| Total assets | 552,972 | 496,552 | 490,078 | 453,680 |
| Net worth | 33,786 | 26,487 | 25,097 | 23,976 |
| Deposits | 450,668 | 415,915 | 408,502 | 375,899 |
| Borrowings | 52,486 | 42,864 | 45,681 | 41,226 |
| Total int-bearing liabs | 503,155 | 458,779 | 454,182 | 417,125 |
| Non-int-bearing liabs | 16,032 | 11,286 | 10,798 | 12,579 |
| Total liabilities | 519,186 | 470,065 | 464,981 | 429,704 |
| Equity + Total liabilities | 552,972 | 496,552 | 490,078 | 453,680 |
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ConsolidatedStandalone
| Particulars ( Rupees In Crores.) | Sep-2020 | Jun-2020 | Mar-2020 | Dec-2019 |
|---|---|---|---|---|
| Interest Earned | 17,776 | 18,429 | 9,289 | 9,631 |
| Other Income | 2,308 | 1,462 | 2,018 | 1,110 |
| Total Income | 20,084 | 19,891 | 11,307 | 10,741 |
| Operating Expenses ** | 15,349 | 15,857 | 11,164 | 8,340 |
| Operating Profit Before Prov. & Cont. | 4,735 | 4,034 | 143 | 2,401 |
| Provisions & Contingencies | 4,144 | 3,556 | 3,502 | 1,819 |
| Depreciation | -- | -- | -- | -- |
| Provision For Taxes | 74.20 | 146 | (856) | 7.87 |
| Fringe Benefit Tax | -- | -- | -- | -- |
| Deferred Tax | -- | -- | -- | -- |
| Net Profit | 517 | 333 | (2,503) | 575 |
| Extra-ordinary Items | -- | -- | (2,510) | -- |
| Adjusted Profit After Extra-ordinary item | 517 | 333 | 6.80 | 575 |
| EPS (Unit Curr.) | 0.81 | 0.52 | (7.30) | 2.46 |
| EPS (Adj) (Unit Curr.) | 0.81 | 0.52 | (7.30) | 2.46 |
| Calculated EPS (Unit Curr.) | 0.81 | 0.52 | (7.30) | 1.68 |
| Calculated EPS (Adj) (Unit Curr.) | 0.81 | 0.52 | (7.30) | 1.68 |
| Calculated EPS (Ann.) (Unit Curr.) | 3.23 | 2.08 | (29) | 6.71 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 3.23 | 2.08 | (29) | 6.71 |
| Book Value (Unit Curr.) | -- | 62.90 | 67.60 | 85.70 |
| Dividend (%) | -- | -- | -- | -- |
| Equity | 6,407 | 6,407 | 3,423 | 3,423 |
| Reserve & Surplus | -- | -- | -- | -- |
| Face Value | 10 | 10 | 10 | 10 |
| Public Shareholding (No Of.Shares) | -- | -- | -- | -- |
| Public Shareholding (% in Equity) | -- | -- | -- | -- |
| (%) of shares held by GOI | 89.10 | 89.10 | 86.80 | 86.80 |
| Pledged/Encumbered - No. of Shares | -- | -- | -- | -- |
| Pledged/Encumbered - % in Total Promoters Holding | -- | -- | -- | -- |
| Pledged/Encumbered - % in Total Equity | -- | -- | -- | -- |
| Non Encumbered - No. of Shares | -- | -- | -- | -- |
| Non Encumbered - % in Total Promoters Holding | -- | -- | -- | -- |
| Non Encumbered - % in Total Equity | -- | -- | -- | -- |
| PBIDTM(%) | 67.90 | 67.80 | 32.90 | 73.50 |
| PBDTM(%) | 3.32 | 2.60 | (36) | 6.05 |
| PATM(%) | 2.91 | 1.81 | (27) | 5.97 |
| Capital Adequacy Ratio | -- | -- | -- | -- |
| Tier I Capital | -- | -- | -- | -- |
| Tier II Capital | -- | -- | -- | -- |
