Eligibility criteria and documentation
From the age of the aspirant to the nature of employment and the average monthly income to work experience, banks evaluate a candidate’s profile in detail to determine eligibility for a housing loan.
Loan amount and tenure
The total loan quantity you are eligible for is decided by a group of in-house specialists who use numerous measures to reach at an amount depending on the valuation of the property.
EMI and pre-EMI payment
EMIs can be fixed or they can vary each month depending on your home loan interest type. While a property is under construction, the full loan amount is not paid to the builder.