E-health records to be of immense use to insurers: Govt

India Infoline News Service | Mumbai |

Implementation of the electronic health records will be of immense use for the insurance companies

The Government on Friday said that it has decided to introduce a uniform system for maintenance of electronic health records (EHR) by hospitals and health care providers in India.
The government has taken initiatives to implement standard protocols, standard codes for treatments, diagnosis, diseases and to maintain health records through various methods including electronic models.
EHR is considered to be secure, real-time point of care, patient centric information resource for medical professionals, according to a circular published on IRDA (Insurance Regulatory and Development Authority) website.
EHR is expected to aid improved clinicians’ decisions by providing access to patient health records. EHR is expected to help streamlining the clinician’s workflow, to cut delays, to plug gaps in care and assist in reducing errors. It also supports collection of data for uses other than clinical care, quality management, outcome reporting. The records can reasonably be expected to exist for more than 70 years, it added.
The insurance industry is fraught with insufficiency of data. EHR will be very useful for the insurance industry for the purpose of risk management. It will help knowing the health history, creating innovative products, covering non-traditional diseases, identifying periodicity of recovery, pricing products appropriately, studying the groups with similar illness, disease, predicting health behaviours of a particular person, the circular further said.
Implementation of the EHR will be of immense use for the insurance companies (Non-Life, Life and Stand-alone Health insurance companies, TPAs and the Intermediaries).


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