List of Gold Loan Articles

When purchasing different types of gold jewellery, you frequently encounter choices in terms of gold colours, karats, and plating options. What do these factors signify, and is there a significant distinction among the various types of gold?

Gold Jewellery making charges are fees jewelers impose for the labor and skill of crafting gold jewelry. That means when you buy a piece of gold jewelry, you're not just paying for the raw Gold but also for the craftsmanship that goes into creating the final product.

Gold has been special in human history for centuries, symbolizing wealth, prestige, and cultural significance. Among the various types of gold alloys, 916 gold stands out for its unique composition and widespread popularity. So, keeping this in mind, let’s delve into the world of 916 gold in detail. Sapna aapka. Gold Loan Humara Apply Now 916 Gold Means 916 gold, also known as 22-karat gold, […]

Gold has been considered a very precious metal not just for its financial value but also for its cultural and symbolic significance. Moreover, if you talk about India, buying gold is related to prosperity, wealth, as well as good fortune.

Gold, an eternal gem valued by generations, is more than just gleaming and valuable; it also has historical importance. However, did you ever consider the process of gauging this valuable metal? There’s the 'Tola then'- This is a unique element that boasts an unusual origin story- 1 tola in grams.

Gold Loan Auctions are financial transactions involving pledging gold as collateral against the loan taken. The process involves an auctioneer who auctions the pledged gold to the highest bidder, and the proceeds from this sale are used to repay the loan amount.

GST on gold jewellery in India is the rate fixed by the government for the sale of gold jewellery, coins, and bars. It applies to all purchases made from a registered seller who has a GSTIN (Goods and Services Tax Identification Number).

Have you ever wondered what makes the gold jewelry you see in stores and online so shiny and valuable? The answer lies in the percentage of pure gold, referred to as karats (K), present in a piece of jewelry. Generally, gold is found in two common forms: 24K (also known as 24 carat) and 22K (or 22 carat).

Gold loan transfer, or balance transfer, involves moving your existing gold loan from one lender to another. People opt for this transfer when they find better loan terms and more attractive interest rates with another lender. However, not all lenders offer this facility of loan transfer.

To get a deep understanding of the overall cost and requirements of gold loan repayment, it is essential to calculate the interest on gold loans. Due to the convenience and accessibility of gold loans, they have become the most popular method of short as well as long-term financing.

In India, the widespread ownership of gold has led to the emergence of gold loans as a financial lifeline for people needing quick capital. Among all the options for borrowing, gold loans are by far the most convenient and flexible option.

Capital Gains Tax is a kind of tax typically levied on the gain or profit received from the disposal or sale of certain assets, commonly referred to as capital assets. This can include several types of investment, including bonds, stocks, real estate, as well as other valuable commodities like gold.

Gold ownership or investment is common among Indian households. However, many prefer not to keep it at home to mitigate the theft risk due to its significant value. Home security measures may not be sufficient for safeguarding physical gold, making utilizing bank lockers prudent.

In accordance with the RBI circular on gold loan LTV, the RBI has eased the lending norms for gold loans by increasing the permitted maximum Loan-to-Value ratio from 75% to 90%.

A gold loan will always be among the most popular methods of borrowing because of its quick loan approval, few paperwork requirements, flexible repayment choices, and other advantages. Before selecting a loan type, borrowers should examine interest rates and duration alternatives using a gold loan repayment calculator.