List of Gold Loan Articles

Gold has been considered a very precious metal not just for its financial value but also for its cultural and symbolic significance. Moreover, if you talk about India, buying gold is related to prosperity, wealth, as well as good fortune.

Gold has been special in human history for centuries, symbolizing wealth, prestige, and cultural significance. Among the various types of gold alloys, 916 gold stands out for its unique composition and widespread popularity. So, keeping this in mind, let’s delve into the world of 916 gold in detail. Sapna aapka. Gold Loan Humara Apply Now 916 Gold Means 916 gold, also known as 22-karat gold, […]

When purchasing different types of gold jewellery, you frequently encounter choices in terms of gold colours, karats, and plating options. What do these factors signify, and is there a significant distinction among the various types of gold?

Gold, an eternal gem valued by generations, is more than just gleaming and valuable; it also has historical importance. However, did you ever consider the process of gauging this valuable metal? There’s the 'Tola then'- This is a unique element that boasts an unusual origin story- 1 tola in grams.

Gold prices are different in every city. Well, there are few reasons as to why there is a price change. Ideally, the rate of gold is determined by the international gold rates on that day. Then logically, the gold rates should be the same everywhere but that doesn't exactly happen as there are certain variables added to that equation.

An increasingly popular method to achieve this is through the strategic use of balance transfers. This approach can significantly decrease the Gold Loan Equated Monthly Installments (EMIs) and expedite the loan repayment.

Gold has been considered a very precious metal not just for its financial value but also for its cultural and symbolic significance. Moreover, if you talk about India, buying gold is related to prosperity, wealth, as well as good fortune.

Gold loans are secured advances with quick repayment terms that make it easy for borrowers to get capital. It makes it simple to take care of immediate financial needs.

Gold loans are a kind of secured loan where individuals can borrow money from a financial institution by leveraging their gold ornament as collateral. During an emergency, gold loans offer the best way to meet immediate financial requirements, especially for the convenience and ease that it provides.

Gold loans have become a popular financial solution for individuals needing quick cash without the hassles of extensive paperwork and credit checks. These loans are secured by the value of your gold jewelry, making them a convenient option for those who own gold assets.

Gold loans have emerged as a practical solution to address security concerns while availing financial assistance. The marriage of gold's inherent value with the flexibility of loans offers a compelling proposition. For those who possess gold assets, these loans present an opportunity to leverage existing resources while ensuring a safeguarded borrowing experience.

In accordance with the RBI circular on gold loan LTV, the RBI has eased the lending norms for gold loans by increasing the permitted maximum Loan-to-Value ratio from 75% to 90%.

The RBI's recent decision to relax the loan-to-value ratio for gold loans is a strategically balanced move aimed at bolstering economic growth while safeguarding the financial sector's interests. This measure is expected to positively impact the economy by enhancing credit accessibility and promoting efficient utilization of gold assets.

Overdraft gold loan is a type of loan that allows you to borrow against the value of your gold holdings. This can be done by depositing your gold at a lending institution for safekeeping in exchange for a certain amount of money you can use as and when required.

If you have invested in e-gold through NSEL (National Spot Exchange Ltd), then there is a procedure to convert those units into physical gold like gold coin or bars and take delivery of the same. The e-gold units held in demat form need to be transferred to the designated beneficiary account of NSEL.