List of Gold Loan Articles

Gold prices are different in every city. Well, there are few reasons as to why there is a price change. Ideally, the rate of gold is determined by the international gold rates on that day. Then logically, the gold rates should be the same everywhere but that doesn't exactly happen as there are certain variables added to that equation.

When purchasing different types of gold jewellery, you frequently encounter choices in terms of gold colours, karats, and plating options. What do these factors signify, and is there a significant distinction among the various types of gold?

Gold Jewellery making charges are fees jewelers impose for the labor and skill of crafting gold jewelry. That means when you buy a piece of gold jewelry, you're not just paying for the raw Gold but also for the craftsmanship that goes into creating the final product.

Gold has been special in human history for centuries, symbolizing wealth, prestige, and cultural significance. Among the various types of gold alloys, 916 gold stands out for its unique composition and widespread popularity. So, keeping this in mind, let’s delve into the world of 916 gold in detail. Sapna aapka. Gold Loan Humara Apply Now 916 Gold Means 916 gold, also known as 22-karat gold, […]

Gold has been considered a very precious metal not just for its financial value but also for its cultural and symbolic significance. Moreover, if you talk about India, buying gold is related to prosperity, wealth, as well as good fortune.

An increasingly popular method to achieve this is through the strategic use of balance transfers. This approach can significantly decrease the Gold Loan Equated Monthly Installments (EMIs) and expedite the loan repayment.

Gold loan transfer, or balance transfer, involves moving your existing gold loan from one lender to another. People opt for this transfer when they find better loan terms and more attractive interest rates with another lender. However, not all lenders offer this facility of loan transfer.

A Gold Loan works like this: You can pledge your treasured gold jewelry or coins as collateral when you need quick funds. This lets you tap into the money you require without letting go of your precious assets. The lender keeps your gold safe while you enjoy the funds. Plus, the interest rates are typically friendlier than those with unsecured loans. It's a way to get your financial support without parting ways with your valued possessions.

Kerala is the state with the highest per capita expenditure on gold, in India. According to National Sample Survey Data of 2021, per person expenditure on gold in Kerala Rs 208.55 per month in rural areas and Rs 189.95 per month in urban areas.

Gold Loan with EMI option is a loan offered against gold assets. It is usually taken out for short-term financial needs such as paying off medical bills, funding travel expenses, making wedding preparations, etc.

The prosperity and luck associated with the gold make it extremely popular among Indian investors. Apart from gold jewellery, Indians are also quite inclined toward hoarding gold coins. But is investing in gold coins a prudent choice? Scroll through this article to explore the different benefits of hoarding gold coins.

If you have invested in e-gold through NSEL (National Spot Exchange Ltd), then there is a procedure to convert those units into physical gold like gold coin or bars and take delivery of the same. The e-gold units held in demat form need to be transferred to the designated beneficiary account of NSEL.

Gold loans have emerged as a practical solution to address security concerns while availing financial assistance. The marriage of gold's inherent value with the flexibility of loans offers a compelling proposition. For those who possess gold assets, these loans present an opportunity to leverage existing resources while ensuring a safeguarded borrowing experience.

If you are contemplating whether it is safe to deposit gold in bank lockers, the answer is yes. With a transparent fee structure, keeping your gold in the bank is not expensive. So, find a gold locker in your nearest bank today!

Someone who invests in gold ETFs does not own gold physically. But they hold the cash that’s equal to the gold price. If the investor plans to sell the gold ETFs, they do not get physical gold. However, they receive cash that’s equivalent to the gold price.